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Brought to you by Fitness Gold, our insurance scheme specially for Fitness professionals.

Zumba Instructor / Teacher Insurance

You will find a variety of providers offering Zumba instructor or teacher insurance, but will you actually get the cover you need to protect yourself and your business? Hopefully it will never happen to you, but a number of different situations could arise in the course of your work that might result in a claim against you. We specialise in insurance for fitness professionals like you and offer Zumba instructors insurance cover at a price that won’t break the bank. We provide online insurance quotes, including full liability cover, for UK Zumba teachers, Zumba fitness classes and Zumba dance classes. You can also go ahead and buy your policy online – with instant cover.

When you get your quote and buy your insurance you can choose your trade description as ‘Gym Instructor/Personal Trainer’.

Get your quote and cover in with our quick and simple quote form and we’ll email your insurance documents to you. It couldn’t be easier!


How Much Does Zumba Instructor Insurance Cost?

You will find the price of our policy hard to beat. Our standard Zumba instructor insurance cover costs just £50.00 per year to buy online. This excludes insurance premium tax and our small admin charge. Zumba classes, with their wide appeal, have become increasingly popular. Because we insure a high volume of Zumba and other fitness professionals across the UK on our specialist schemes, we benefit from low rates that we can pass on to our customers.


Our Zumba Insurance Policy Cover

Your Zumba instructor insurance policy will be arranged through Lloyd’s of London – a name that comes with peace of mind.

We have found that Zumba dance or fitness teachers may sometimes also teach a different dance style, or even a completely different fitness activity. Our insurance policy will automatically cover you for a number of other fitness disciplines, as long as you have a UK qualification to teach them. Your Zumba teacher cover will be provided under the category of gym instructor/personal trainer – just click on this link to see the activities included in this insurance category.



  • Public Liability – £3 million or £5 million
  • Products Liability – £3 million or £5 million
  • Malpractice Cover – £3 million or £5 million
  • Financial Loss – £10,000 or £50,000



  • Employers Liability
  • Money
  • Legal Expenses
  • Personal Accident for hands
  • Stock/Equipment



We also offer teacher training insurance and student insurance as optional covers which can be added when you buy your policy.


Do I Really Need Zumba Instructor Insurance?

If you’ve built up a business, then it’s vital to protect it with solid Zumba instructor insurance. Zumba has enormous appeal and started a dance-fitness revolution. Not only is it a total workout, combining the different types of fitness – cardio, muscle conditioning, balance and flexibility – but it’s serious fun too. So Zumba classes have great business potential but the unexpected can happen. If someone should claim that they suffered an accident, injury or loss of money as a result of your class, or advice you gave them, the cost of our Zumba insurance policy is a low cost safety net for your business. It would cover you for any compensation awards made against you and also your legal fees.

Zumba Insurance from Fitness Gold

Our Reviews

4.9 / 5 Based on 2128 Reviews
Read all reviews »

Easy and quick to fill in my details, think its great that it can help you to find the right cover for you. As its my first time needing this type of insurance... Read more »

on Apr 24th

Received a quote very quickly and covered everything I needed for my new business. Very user friendly and nothing complicated to understand. All information... Read more »

on Apr 24th

Quick and easy form, pleased with the speed I could complete my request

on Apr 20th
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