Cover for the first step of your career — made quick & simple.
Get a QuoteNobody starts out being the best at anything, and every new skill takes practice and patience to perfect. As a student, training to hone and master your craft, you’re committed to pursuing your passion. However, as much as you are enjoying your studies, it’s important to remember that accidents are a part of life, and rather than waiting for one to strike, you need to be prepared and protected with the right insurance cover.
Whether you’re training to become a hairdresser, a nail technician or a beauty or holistic therapist, we have a specialist policy, tailored to your requirements as a student in your sector. And if something goes wrong, such as a customer having an adverse reaction to a product or suffering a burn, you won’t have to worry about compensation claims and expensive legal costs!
We’d love to welcome you to the Salon Gold community. Join us today if you meet these conditions:
Insurance provided by a Standard & Poor’s A (Strong) rated insurer.
We’ve been working with businesses like yours for over 40 years.
Tailor-made insurance policies, made for specialists, by specialists.
We provide all the cover you need to practise on fellow students, friends, relatives and members of the public for case studies or other work as part of your course. You are also protected everywhere in the UK, guaranteeing peace of mind whether you’re working at home, at a client’s property, or at your college.
To ensure that you have all the student insurance you need, we include a number of covers in your policy as standard to safeguard you against the unexpected. If a client or member of the public sustains an injury as a result of your work, for example if a client trips over your case, your public liability insurance cover would step in. It would also pay out for property damage, such as accidentally spilling coffee over a laptop at a client’s home. However, this doesn’t provide compensation for mishaps arising from professional treatments or therapies you carry out, so we automatically provide treatment risk insurance or malpractice insurance for that. Which of these two covers you receive depends on which one is more appropriate for what you do. For example, if you are training in hairdressing you would get treatment risk, whereas a trainee holistic therapist would have malpractice. Products liability and financial loss insurance are also included as standard.
In addition, you may choose to add any of our optional extra covers to your policy, such as legal expenses and stock & equipment cover.
Please note that we can only cover students undertaking an accredited course related to any of our covered treatments.
Find out which insurance policy is right for your business.
Are you a Student?
Do you own or manage a salon or business premises that allows access to the public (excluding salons based at home)?
Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.
Get a quoteAre you employed by a salon or business owner?
Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.
Get a quoteDo you rent a chair in a salon or work on a freelance or mobile basis in the hair, beauty, holistic, or fitness sector?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteDo customers visit you at home for their therapy or treatment?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.
Get a quoteBased on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteIf you work mobile or freelance in the Student sector, our specialist policies provide all the cover you need at some of the best prices around.
Freelance coversThe Salon Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.
Treatment pageDo you own or lease a salon? Our salon insurance packages provide some of the widest covers available.
Salon coversTalking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hairdresser, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
