Student Insurance For Hairdressing, Beauty Therapy, Holistics & Nail Technicians

Student Insurance For Hairdressing, Beauty Therapy, Holistics & Nail Technicians

Cover for the first step of your career — made quick & simple.

Student Insurance by industry experts

Nobody starts out being the best at anything, and every new skill takes practice and patience to perfect. As a student, training to hone and master your craft, you’re committed to pursuing your passion. However, as much as you are enjoying your studies, it’s important to remember that accidents are a part of life, and rather than waiting for one to strike, you need to be prepared and protected with the right insurance cover.

Whether you’re training to become a hairdresser, a nail technician or a beauty or holistic therapist, we have a specialist policy, tailored to your requirements as a student in your sector. And if something goes wrong, such as a customer having an adverse reaction to a product or suffering a burn, you won’t have to worry about compensation claims and expensive legal costs!

We’d love to welcome you to the Salon Gold community. Join us today if you meet these conditions:

  • You must only offer treatments or therapies that you have been trained in, and you must be deemed competent to practise them by your school.
  • You must be under regular supervision.
  • You must make it clear to your clients in advance that you are not fully qualified.
  • You must charge less than the full rate.

What’s included…

£34.12* per year
* This price is for a £1m public, products and professional treatment risk liability cover (or malpractice cover) and £10k financial loss cover for a student. It includes insurance premium tax and our admin charge. ALL customers will pay this amount UNLESS they choose to take out additional optional covers or treatments which are priced separately.

What Do You Get With Our Student Insurance?

We provide all the cover you need to practise on fellow students, friends, relatives and members of the public for case studies or other work as part of your course. You are also protected everywhere in the UK, guaranteeing peace of mind whether you’re working at home, at a client’s property, or at your college.

To ensure that you have all the student insurance you need, we include a number of covers in your policy as standard to safeguard you against the unexpected. If a client or member of the public sustains an injury as a result of your work, for example if a client trips over your case, your public liability insurance cover would step in. It would also pay out for property damage, such as accidentally spilling coffee over a laptop at a client’s home. However, this doesn’t provide compensation for mishaps arising from professional treatments or therapies you carry out, so we automatically provide treatment risk insurance or malpractice insurance for that. Which of these two covers you receive depends on which one is more appropriate for what you do. For example, if you are training in hairdressing you would get treatment risk, whereas a trainee holistic therapist would have malpractice. Products liability and financial loss insurance are also included as standard.

In addition, you may choose to add any of our optional extra covers to your policy, such as legal expenses and stock & equipment cover.

Please note that we can only cover students undertaking an accredited course related to any of our covered treatments. 

Which type of Salon Gold policy do I need?

Find out which insurance policy is right for your business.

Go

Are you a Student?

Yes
No
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Based on the information provided we would suggest our Student policy.

Get a quote
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Do you own or manage a salon or business premises that allows access to the public (excluding salons based at home)?

Yes
No
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Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.

Get a quote
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Are you employed by a salon or business owner?

Yes
No
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Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.

Get a quote
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Do you rent a chair in a salon or work on a freelance or mobile basis in the hair, beauty, holistic, or fitness sector?

Yes
No
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote
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Do customers visit you at home for their therapy or treatment?

Yes
No
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.

Get a quote
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote
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Our Student Cover

For Mobile & Freelance

If you work mobile or freelance in the student sector, our specialist policies provide all the cover you need at some of the best prices around.

Freelance covers

Our Student treatments

The Salon Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.

Treatment page

Do you own or lease a salon? Check out our insurance package.

Our insurance packages provide some of the widest covers around.

Salon covers

“Will qualifications affect my insurance?”

Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide

Teacher or student cover

Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!

This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s). © Copyright 2024 Salon Gold | Salon Gold, Holistic Gold, Counselling Gold, Fitness Gold and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register. Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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