Spray Tan & Tanning Salon Insurance

Spray Tan & Tanning Salon Insurance

Premium insurance protection, without the hefty price tag — for salon owners and freelancers.

Salon and mobile spray tan insurance by industry experts

As a tanning salon owner or a mobile business offering spray tanning, you know just how much people want to look sun-kissed all year round. And your business provides just this, ensuring everyone can get their dream glow, no matter if it’s December or July.

But, imagine if, during a regular tanning session, one of your clients claims your treatment has damaged their skin. Despite the fact that you’ve done everything right, you find yourself faced with a compensation claim. You’re distraught. How on earth will you ever be able to find the money to pay for all the legal fees?

Here at Salon Gold, we know that situations like this can strike without warning and, when things go wrong, we want to be on your side. With treatment liability cover included, your policy would cover the compensation costs for you, as well as your legal fees. As a result, an accident or someone else’s negligence needn’t cost you your business.

Which type of Salon Gold policy do I need?

Find out which insurance policy is right for your business.

Go

Are you a Student?

Yes
No
« back

Based on the information provided we would suggest our Student policy.

Get a quote
« back

Do you own or manage a salon or business premises that allows access to the public (excluding salons based at home)?

Yes
No
« back

Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.

Get a quote
« back

Are you employed by a salon or business owner?

Yes
No
« back

Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.

Get a quote
« back

Do you rent a chair in a salon or work on a freelance or mobile basis in the hair, beauty, holistic, or fitness sector?

Yes
No
« back

Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote
« back

Do customers visit you at home for their therapy or treatment?

Yes
No
« back

Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.

Get a quote
« back

Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote
« back

What is spray tan insurance?

Spray tan insurance is typically purchased as a package and includes a range of covers. At Salon Gold, our comprehensive policies help to protect your spray tan business all year round, regardless of whether you’re a salon owner or mobile spray tanner. As standard, we offer public liability, product liability, treatment risk, cover for your stock and contents and legal expenses, all of which are key covers for those in the beauty industry.

Public liability insurance is the cornerstone of any salon or mobile spray tan insurance policy and protects you if your work activities cause injury or property damage to a third party. Seeing as being a spray tanner involves close contact with your customers, public liability cover is crucial. Meanwhile, product liability insurance protects you if a product you use or supply causes personal injury to a client, whereas treatment risk gives you a financial safety net if a treatment goes wrong.

We also offer cover for legal expenses, employer’s liability and personal accident and cover for your shop glass, stock and contents while you may also need some of our optional covers.

Here at Salon Gold, our packages are always bespoke, enabling you to get the insurance that’s right for your business.

Spray Tan & Tanning Salon Insurance Treatments

We provide cover for a wide range of treatments in tanning industry. You will be covered in the event that a treatment you provide causes injury, damage or illness. For example injury caused during a tanning treatment.

You will automatically be covered for all treatments listed below providing you hold a suitable qualification for any treatments carried out.

Tanning Salon

Descriptions of coverAutomaticOptional
Solaria & Sun Beds in connection with the provision of ultra-violet or infra-red treatment facilities*YesNo
* Additional terms apply. Full details available during the quote process.

Our Tanning Salon Cover

For Tanning Salons

As standard, our salon insurance policies provide some of the widest covers available in the market and policies can be tailored to your own specific requirements.

Salon covers

Our Tanning Salon treatments

The Salon Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.

Treatment page

Do you work mobile or freelance? Check out our mobile beauty insurance package.

Mobile beauty

Our beauty insurance packages provide some of the widest covers around.

Freelance covers

“Will qualifications affect my insurance?”

Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide

Teacher or student cover

Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!

Tanning Salon Insurance FAQs

How much does tan insurance cost?

Due to the high risk nature of tanning salon treatments, premiums for insurance can vary enormously from around £500 to more than £3,000. The cost for your particular business will depend upon a variety of factors, including the covers you require, your sums insured, the number of sunbeds and your experience. Previous claims history will also affect the price you pay.

Do I legally need spray tan insurance?

The only time you legally need spray tan insurance is if you employ people, in which case you require employer’s liability insurance by law. However, not only will spray tan insurance protect your finances, but it will make you look more trustworthy to outsiders.

When will my spray insurance start?

You’ll receive protection from the second you obtain an insurance policy with Salon Gold, with no need to wait around for any documents.

How do I make a claim on my insurance policy?

To make a claim on your insurance policy, contact us straight away. We will assist you in the claims process and help you get a settlement. You can also visit our Make a Claim page to begin the process.

Spray Tan & Tanning Salon Insurance Related Videos

Lois Williamson - Si Belle Beauty
Lois Williamson - Si Belle Beauty
Lois Williamson Q+A: Timings, quality and consistency as a nail tech
This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s). © Copyright 2024 Salon Gold | Salon Gold, Holistic Gold, Counselling Gold, Fitness Gold and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register. Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
You need to be logged in to Your Account to make a payment. Redirecting you to Account Login.