Premium insurance protection, without the hefty price tag — for salon owners and freelancers.
Get a QuoteAs a tanning salon owner or a mobile business offering spray tanning, you know just how much people want to look sun-kissed all year round. And your business provides just this, ensuring everyone can get their dream glow, no matter if it’s December or July.
But, imagine if, during a regular tanning session, one of your clients claims your treatment has damaged their skin. Despite the fact that you’ve done everything right, you find yourself faced with a compensation claim. You’re distraught. How on earth will you ever be able to find the money to pay for all the legal fees?
Here at Salon Gold, we know that situations like this can strike without warning and, when things go wrong, we want to be on your side. With treatment liability cover included, your policy would cover the compensation costs for you, as well as your legal fees. As a result, an accident or someone else’s negligence needn’t cost you your business.
Insurance provided by a Standard & Poor’s A (Strong) rated insurer.
We’ve been working with businesses like yours for over 40 years.
Tailor-made insurance policies, made for specialists, by specialists.
Find out which insurance policy is right for your business.
Are you a Student?
Do you own or manage a salon or business premises that allows access to the public (excluding salons based at home)?
Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.
Get a quoteAre you employed by a salon or business owner?
Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.
Get a quoteDo you rent a chair in a salon or work on a freelance or mobile basis in the hair, beauty, holistic, or fitness sector?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteDo customers visit you at home for their therapy or treatment?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.
Get a quoteBased on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteSpray tan insurance is typically purchased as a package and includes a range of covers. At Salon Gold, our comprehensive policies help to protect your spray tan business all year round, regardless of whether you’re a salon owner or mobile spray tanner. As standard, we offer public liability, product liability, treatment risk, cover for your stock and contents and legal expenses, all of which are key covers for those in the beauty industry.
Public liability insurance is the cornerstone of any salon or mobile spray tan insurance policy and protects you if your work activities cause injury or property damage to a third party. Seeing as being a spray tanner involves close contact with your customers, public liability cover is crucial. Meanwhile, product liability insurance protects you if a product you use or supply causes personal injury to a client, whereas treatment risk gives you a financial safety net if a treatment goes wrong.
We also offer cover for legal expenses, employer’s liability and personal accident and cover for your shop glass, stock and contents while you may also need some of our optional covers.
Here at Salon Gold, our packages are always bespoke, enabling you to get the insurance that’s right for your business.
We provide cover for a wide range of treatments in tanning industry. You will be covered in the event that a treatment you provide causes injury, damage or illness. For example injury caused during a tanning treatment.
You will automatically be covered for all treatments listed below providing you hold a suitable qualification for any treatments carried out.
| Descriptions of cover | Automatic | Optional |
|---|---|---|
| Solaria & Sun Beds in connection with the provision of ultra-violet or infra-red treatment facilities* | Yes | No |
As standard, our salon insurance policies provide some of the widest covers available in the market and policies can be tailored to your own specific requirements.
Salon coversThe Salon Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.
Treatment pageDo you work mobile or freelance? Check out our mobile beauty insurance package.
Mobile beautyOur beauty insurance packages provide some of the widest covers around.
Freelance covers
All Salon Gold policy holders have access to our Salon Gold Superstars.
They’re on hand to answer your questions and offer advice.
Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hairdresser, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
Due to the high risk nature of tanning salon treatments, premiums for insurance can vary enormously from around £500 to more than £3,000. The cost for your particular business will depend upon a variety of factors, including the covers you require, your sums insured, the number of sunbeds and your experience. Previous claims history will also affect the price you pay.
The only time you legally need spray tan insurance is if you employ people, in which case you require employer’s liability insurance by law. However, not only will spray tan insurance protect your finances, but it will make you look more trustworthy to outsiders.
You’ll receive protection from the second you obtain an insurance policy with Salon Gold, with no need to wait around for any documents.
To make a claim on your insurance policy, contact us straight away. We will assist you in the claims process and help you get a settlement. You can also visit our Make a Claim page to begin the process.
