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Spa Insurance From The Health & Beauty Gurus

Spa Insurance From The Health & Beauty Gurus

Get premium insurance protection, without the hefty price tag.

Excellent
4.8 out of 5

Financial Strength

Insurance provided by a Standard & Poor’s A (Strong) rated insurer.

Experience

We’ve been working with businesses like yours for over 35 years.

Passion

Tailor-made insurance policies, made for specialists, by specialists.
Home • Salon Insurance • Spa Insurance From The Health & Beauty…

Spa Owners Insurance by industry experts

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Relax & Rejuvenate

A spa is a place of resting and refreshing – but owning one hasn’t been all smooth sailing. You’ve dedicated hours of your time creating a space where your clients can take five and unwind from the strains of daily life, and it’s taken all your energy to make it into the success it’s become.

Unfortunately, accidents can happen at any time. All it takes is for a client to have an adverse reaction to a product or treatment for your dreams to end abruptly. And when you face a compensation claim that you can’t afford, you wonder how you’ll ever make it out the other side.

At Salon Gold, we understand that sometimes life can just throw a curveball your way, and when that happens, you want to know your business is protected. We offer treatment liability cover as standard in our policy, so you enjoy the peace of mind and relaxation that your clients do.

Don’t tempt fate. Call us and buy your Spa insurance policy with Salon Gold today!

Which type of Salon Gold policy do I need?

Find out which insurance policy is right for your business.

Go

Are you a Student?

Yes
No
« back

Based on the information provided we would suggest our Student policy.

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Do you own or manage a salon or business premises that allows access to the public (excluding salons based at home)?

Yes
No
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Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.

Get a quote
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Are you employed by a salon or business owner?

Yes
No
« back

Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.

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Do you rent a chair in a salon or work on a freelance or mobile basis in the hair, beauty, holistic, or fitness sector?

Yes
No
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote
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Do customers visit you at home for their therapy or treatment?

Yes
No
« back

Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.

Get a quote
« back

Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote
« back

Our Spa Cover

For Spas

As standard, our salon insurance policies provide some of the widest covers available in the market and policies can be tailored to your own specific requirements.

Salon covers

Our Spa treatments

The Salon Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.

Treatment page

Do you work mobile or freelance? Check out our mobile beauty insurance package.

Mobile beauty

Our beauty insurance packages provide some of the widest covers around.

Freelance covers

“Will qualifications affect my insurance?”

Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide

Learn more

Teacher or student cover

Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an extra optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!

Teacher cover Student cover

Spa Salon Insurance FAQs

Do spas need insurance?

All spas need insurance to protect fixtures, fittings, contents, stock and equipment in the event of loss or damage caused by fire, theft, flood or accidental damage.

Employers liability is a compulsory insurance for any spa employing staff and will protect you if a member of staff was injured at work.

Public liability and treatment risk insurance is essential to provide cover against a member of the public suffering an injury at the premises or being injured in the course of a treatment.

Without insurance, the spa owner would be responsible for funding any claims for compensation and the costs could be huge.

How much does spa insurance cost?

Spa insurance premiums can vary enormously from around £250 for the smallest spa to thousands of pounds for large spas with lots of treatment rooms and relaxation facilities. The premium for your particular spa will depend on a variety of factors including the covers you require, the treatments you undertake, your location, your experience in the trade and your claims history.

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