Nail Salon Insurance

Nail Salon Insurance

Get premium insurance protection, without the hefty price tag.

Nail Salon Insurance by the industry experts

Great nails don’t just happen — it takes a lot of hard graft and work in order to bring someone’s nail art dreams to life. And the same is true for your salon: you’ve spent countless days and hours building up a place where people can come and feel great about themselves.

Unfortunately, accidents do happen — it’s all part of running a business. Despite your best efforts, one of your regulars has had her nails filed too hard and now her fingers are bleeding. She sues you for compensation, but you can’t afford to pay. Your dream feels like it’s slipping away.

This is the point at which our comprehensive cover comes to your aid. Our Salon Gold nail salon insurance package includes full treatment liability protection, meaning all compensation and solicitors’ fees are paid for on your behalf. Contact us to receive a nail salon insurance quote today and get the ball rolling.

What is nail salon liability insurance?

Insurance for a nail salon is usually purchased as a package featuring a range of insurance covers. At Salon Gold, our comprehensive packages help to safeguard your nail salon business, regardless of the situation. As standard, we offer public liability, product liability, treatment risk, cover for your stock and contents and legal expenses, all of which are key covers for those in the beauty industry.

Public liability insurance is the backbone of any nail salon insurance policy, and protects you should your work activities cause injury or property damage to a third party. Considering you’ll be in contact with your customers at almost all times in your salon, public liability cover is essential. Meanwhile, product liability insurance safeguards you if a product you use or supply causes personal injury to a client, whereas treatment risk protects you financially if a treatment goes wrong. We also offer cover for legal expenses, personal accident and cover for your shop glass, stock and contents while you may also need some of our optional covers.

Here at Salon Gold, all of our packages are bespoke, and let our clients get on with the job without fretting that one mistake will be the end of their business.

Which type of Salon Gold policy do I need?

Find out which insurance policy is right for your business.

Go

Are you a Student?

Yes
No
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Based on the information provided we would suggest our Student policy.

Get a quote
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Do you own or manage a salon or business premises that allows access to the public (excluding salons based at home)?

Yes
No
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Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.

Get a quote
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Are you employed by a salon or business owner?

Yes
No
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Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.

Get a quote
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Do you rent a chair in a salon or work on a freelance or mobile basis in the hair, beauty, holistic, or fitness sector?

Yes
No
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote
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Do customers visit you at home for their therapy or treatment?

Yes
No
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.

Get a quote
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote
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Nail Salon Insurance Treatments

We provide cover for a wide range of treatments in the beauty industry. You will be covered in the event that a treatment you provide causes injury, damage or illness.  For example injury caused during a manicure treatment.

You will automatically be covered for all treatments listed below providing you hold a suitable qualification for any treatments carried out.

Nail Salon

Descriptions of coverAutomaticOptional
Application of nail artYesNo
Application of nail extensions and nail coatings including varnishes and coatings cured using a UV or LED lamp*YesNo
Cutting and shaping of nailsYesNo
Manicures and pedicures including paraffin waxYesNo
* Additional terms apply. Full details available during the quote process.

Our Nail Studio Cover

For Nail Studios

As standard, our salon insurance policies provide some of the widest covers available in the market and policies can be tailored to your own specific requirements.

Salon covers

Our Nail Studio treatments

The Salon Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.

Treatment page

Do you work mobile or freelance? Check out our mobile nail technician insurance package.

Mobile nail technician

Our nail technician insurance packages provide some of the widest covers around.

Freelance covers

Superstars

Lois Williamson Beauty Expert / Nail Educator Submit your question

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    So how does it work?

    Your message will go to our Superstars and each month one question will be answered and featured on theHUB. Our Salon Gold Superstars are here to share the secrets of their success with you and pass on their knowledge to help you to maximise your potential.

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    “Will qualifications affect my insurance?”

    Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide

    Teacher or student cover

    Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!

    Nail Salon Insurance FAQs

    Why do you need nail salon insurance?

    Insurance is critical for any nail salon. How would you cope if your salon was broken into and everything stolen? Or perhaps there was a fire and all of your work belongings were destroyed and you were unable to trade? Without nail salon insurance, you would have to replace your equipment and fund your loss of profits yourself. But with it, your insurer will do so for you, on your behalf, keeping your head above water financially.

    Insurance protection is also crucial if a member of the public or a customer brings legal action against you for causing them injury or property damage. This could set you back tens of thousands of pounds, which, without insurance, you’d have to pay yourself.

    How much does insurance for a nail salon cost?

    How much your nail salon insurance costs depends on several factors, such as your level of experience, your claims history, how much cover you require and how secure your salon is.

    When will my nail salon liability insurance start?

    You’ll receive protection from the moment you take out an insurance policy with Salon Gold, with no need to wait around for any documents.

    What is included in nail salon insurance as standard?

    A Salon Gold nail salon insurance package includes public liability, product liability, treatment risk, cover for your stock and contents and legal expenses, This is the basic policy you need as a nail salon owner. However, if you think you need additional cover, get in contact today to create a tailored insurance package.

    How do I make a claim on my insurance policy?

    To make a claim on your insurance policy, contact us straight away. We will assist you in the claims process and help you get a settlement. You can also visit our Make a Claim page to begin the process.

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