How do I choose the right Hair Salon Insurance?

By Darragh Timlin on August 5th, 2016

When you’ve worked hard to build up a successful hair salon business, you want to have the peace of mind that you are fully protected for any adverse situations. Unfortunately, accidents do happen and there are a number of other potential issues that could have serious consequences for your business.

Many people make the mistake of assuming that all hair salon insurance policies offer the same amount of cover. This is far from the truth and, if you’ve ever had to make an insurance claim before, you’ll likely know that the level of customer service you receive is also very important. If you opt for an insurance company where you have to sit in call queues and chase up the progress of the claim, you will end up feeling very frustrated.

At Salon Gold, we understand how much you value good customer service. As a business owner, you know that providing excellent service is key to running a hair salon. We feel exactly the same, so you know that if you do need to make a claim, we will offer a professional and personable service that will make your claim go smoothly.

Getting value for your money

If you have been shopping around for hair salon insurance, you will probably have noticed that there is a wide difference in costs. It can be tempting to just select the cheapest option but you could live to regret it further down the line. Finding out that you are not covered for damage to equipment or if your business has to close for a period of time could end up costing you a whole lot more.

Salon Gold offers the highest level of cover at a reasonable price. You can even get legal expenses cover that will protect you if one of your stylists decides to set up on their own and take customers with them. The legal expenses cover will enable you to sue them should they breach the details in their contract of employment.

Why choose hair salon insurance specialists?

Price comparison sites are a good way of getting prices for standard policies like car or house insurance but the requirements of a hair salon insurance policy are more intricate. Salon Gold are specialists who you can trust with the smaller details that other companies might leave out. That is why so many hair salon owners turn to us for all of their insurance needs.

Another area that some insurers get wrong is the liability cover. A hair salon is unique in the type of cover that is required. Treatment liability is a crucial aspect of your insurance, as you will know in this type of business you can get customers who are not happy with the end results. Whether that is a fault on your staff’s behalf, a miscommunication or even just a customer who is trying to pull a fast one, treatment cover is definitely something that you need.

Comprehensive cover

At Salon Gold we offer all of the cover that you should ever need, from loss of business due to electrical failure, through to public liability. Our 24-hour crisis and legal helplines will ensure that you are never left waiting for help and assistance. We are industry experts when it comes to hair salon insurance and our priority is to support your business through any large crisis or small mishap.

Call us today to find out more about our insurance policies and how we can help your business to stay fully protected.

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