Get premium insurance protection, without the hefty price tag.
Get a QuoteHairdressing has never been just your job – it’s also always been a passion. You saved until you finally managed to open up a hairdressing salon all your own. You put in hours trying to find the right stylists. And you built up regular clients who came back regularly to their favourite stylist.
Then one day, this stylist decides to leave, taking a chunk of your clientele with them. You treated them well but apparently that didn’t seem to matter. It leaves you devastated and you wonder if there is anything you can do to protect yourself from this ever happening again.
The good news is Salon Gold can help in this situation. If you have a Hair Salon insurance policy with us and have included the relevant wording in the stylist’s employment contract, our legal expenses cover will pay your legal fees to sue them for breach of contract.
Make the right decision for your hair salon. Buy your salon insurance with us today.
Insurance provided by a Standard & Poor’s A (Strong) rated insurer.
We’ve been working with businesses like yours for over 40 years.
Tailor-made insurance policies, made for specialists, by specialists.
Find out which insurance policy is right for your business.
Are you a Student?
Do you own or manage a salon or business premises that allows access to the public (excluding salons based at home)?
Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.
Get a quoteAre you employed by a salon or business owner?
Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.
Get a quoteDo you rent a chair in a salon or work on a freelance or mobile basis in the hair, beauty, holistic, or fitness sector?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteDo customers visit you at home for their therapy or treatment?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.
Get a quoteBased on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteWe provide cover for a wide range of treatments in the hairdressing industry. You will be covered in the event that a treatment you provide causes injury, damage or illness. For example a reaction to a hair colour treatment.
You will automatically be covered for all treatments listed below providing you hold a suitable qualification for any treatments carried out.
| Descriptions of cover | Automatic | Optional |
|---|---|---|
| Application of tooth jewellery | Yes | No |
| Cutting and shaping of nails including application of acrylic coatings | Yes | No |
| Ear piercing by gun and stud method* | Yes | No |
| Eyebrow treatments including plucking, shaping, tinting, threading, waxing, HD Brows, henna and lamination* | Yes | No |
| Eyelash treatments including tinting, lifting, perming and applying false eyelashes* | Yes | No |
| False eyelashes, including semi-permanent eyelash extensions | Yes | No |
| Special treatment of hair including chemical straightening conditioning treatments | Yes | No |
| Tinting, dyeing, bleaching or permanent waving of hair | Yes | No |
| Use of cut throat razors, hair clippers and trimmers | Yes | No |
| Use of electrical equipment such as tongs, curlers or straighteners | Yes | No |
| Washing, styling, cutting, application of hair extensions and drying of hair | Yes | No |
As standard, our salon insurance policies provide some of the widest covers available in the market and policies can be tailored to your own specific requirements.
Salon coversThe Salon Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.
Treatment pageDo you work mobile or freelance? Check out our mobile hairdresser insurance package.
Mobile hairdresserOur hairdresser insurance packages provide some of the widest covers around.
Freelance covers
All Salon Gold policy holders have access to our Salon Gold Superstars.
They’re on hand to answer your questions and offer advice.
Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hairdresser, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
Salon insurance is essential for any hairdressing salon. Without specialist insurance, you would be left to foot the bill in the event of any loss or damage to your property or any compensation claim made against you.
It is not only claims for compensation, what would happen if your hair salon was destroyed by fire and was unable to trade? The bill for replacing all your fixtures, fittings, stock and equipment could be huge, not to mention your loss of profits for the time you were unable to trade. Again, your hair salon insurance could come to the rescue here.
There are many different types of insurance needed by a hair salon. For example:
Insurance for your building, fixtures, fittings, contents, stock and equipment
Hair salon insurance costs vary depending upon the level of cover you require. Prices start at approximately £250 per year and rise to more than £1,000 for larger salons or salons with high sums insured or lots of staff. You can often spread the cost of your hair salon insurance across the year by opting to pay monthly for the cover.
