Hair Salon Insurance From The Leading UK Experts

Salon insurance is essential for any hairdressing salon. Without specialist insurance, you would be left to foot the bill in the event of any loss or damage to your property or any compensation claim made against you.

It is not only claims for compensation, what would happen if your hair salon was destroyed by fire and was unable to trade? The bill for replacing all your fixtures, fittings, stock and equipment could be huge, not to mention your loss of profits for the time you were unable to trade. Again, your hair salon insurance could come to the rescue here.

There are many different types of insurance needed by a hair salon. For example:

Insurance for your building, fixtures, fittings, contents, stock and equipment

• Glass cover
• Business Interruption protecting your loss of profits if you were unable to trade
• Money cover
• Public liability cover in case anybody is injured in your salon
• Treatment risk liability to protect against injury to customers during a treatment – hair colour reaction for example
• Legal expenses insurance
• Employer’s Liability

Hair salon insurance costs vary depending upon the level of cover you require. Prices start at approximately £250 per year and rise to more than £1,000 for larger salons or salons with high sums insured or lots of staff. You can often spread the cost of your hair salon insurance across the year by opting to pay monthly for the cover.