Beauty Salon Insurance

Beauty salons aren’t only about outer beauty – they’re born of a passion for making people feel good about themselves. However, all it takes is one mishap during a procedure for it to all go bottoms up. What if you accidentally burn a client’s skin with an IPL or laser? How do you handle a client seeking compensation?

Because we know that accidents are a part of life, we only offer a beauty salon policy that has full treatment liability cover as standard. This means, even if the worst does happen, you’ll be covered by your policy, so one accident doesn’t have to mean the end of your dream.

Beauty salon insurance is normally bought as a package containing a number of different insurance covers. At Salon Gold, our comprehensive packages help to protect your beauty salon business, no matter the situation. As standard, we offer cover for public liability, product liability, treatment risk, business interruption, stock, contents and legal expenses to name but a few; all of which are crucial covers for those in the beauty industry.

Public liability insurance is a cornerstone of any insurance policy, and protects you should your work activities cause injury or property damage to a third party. Considering you’ll be in contact with your customers at almost all times in your salon, public liability cover is a must-have. Meanwhile, product liability insurance covers you if a product you make or supply causes personal injury to a client, whereas treatment risk safeguards you financially if a treatment goes wrong. Other essential covers, included as standard are legal expenses, employers’ liability and cover for your stock, contents and glass at the salon.

You can also add four optional covers to your beauty salon policy:

• Buildings cover
• Teaching cover
• Personal Accident insurance
• Terrorism cover

Here at Salon Gold, our packages are tailored towards each individual client’s needs, allowing them to do what they do best without worrying one mistake will be the end of their business.