Microdermabrasion Insurance

Easy as 1, 2, 3 – Microdermabrasion insurance quickly, with instant cover

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4.9 / 5 Based on 2280 Reviews
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A More Youthful & Vibrant You

A popular beauty treatment for rejuvenating the skin, microdermabrasion uses a stream of non-allergenic crystals to remove the skin’s outermost layers of dead cells. A handset is then used to direct said stream of crystal over the treatment area, and target specific problem areas. It then uses mild suction to draw away the crystal and skin debris to reveal a new, youthful complexion.

As a beauty therapist that has chosen to specialise in microdermabrasion, you’ll know that while your treatment is generally very safe, it isn’t without its own risks. With side effects ranging from tightness and mild redness, to acne breakout in acne suffers or uneven lightening in darker skin tones, it only takes one bad treatment to end up faced with a compensation claim you can never afford to pay.

This is where Salon Gold steps in. Having worked within the beauty industry for over 30 years, we know the risks you face on a daily basis. That’s why we’ve made it our prerogative to offer treatment risk as standard with every Salon Gold Beauty Therapist insurance policy, to make sure you get the cover you need, at the time you need it most. That’s insurance worth relying on.


N.B. For microdermabrasion insurance,  you need to take out a Salon Gold Beauty Salon or Beauty Therapist insurance policy and add microdermabrasion as an optional additional beauty treatment. To see the range of beauty treatments we can cover, visit our Beauty Salon or Freelance Beauty Therapist page.

Which type of Salon Gold policy do I need?

Freelance & mobile insurance automatic covers

Public Liability

Public Liability

Public liability insurance covers accidental bodily injury by you or your business and also covers third party property damage (damage to posessions or property belonging to a client or member of the public while you are practicing).


Our freelance and mobile policy provides:

Products Liability

Products Liability

If you supply a faulty product to a customer that causes an injury or damages their property, they may try to sue you. Even if you have not been negligent, you may still be held liable for damages and injuries suffered as a result of products that you use or supply.


Our freelance and mobile policy provides:

Treatment Risk

Treatment Risk

This protects you against claims for injury or damage caused by the treatments you carry out. So if somebody suffers a reaction to a treatment you have carried out, you may be liable to pay compensation and this is where insurance cover is vital.


Our freelance and mobile policy provides:

Financial Loss

Financial Loss

The public liability section of your policy will provide cover for third party injury and property damage caused by your negligence. But what if a client suffered a financial loss not caused by injury or property damage? Not a problem, we have included a valuable extension in our policies to ensure you are fully protected.

Also known as the Non–Injury Treatment Extension, your Salon Gold freelance policy will automatically provide cover if a client or member of the public suffers a financial loss as a result of work or a treatment carried out by you in connection with your business.

So for example, a client has a reaction to a treatment which did not cause an injury but turns their hair green or discolours their skin and they are unable to work as a result. They may not accept your offer of a refund and may not want you to rectify the damage. Instead, they may make a claim against you for their lost earnings. If the client’s loss of earnings was a direct result of your professional negligence, this extension will provide cover for you.

The standard limit under the policy is £10,000 but can be increased to £50,000 for an additional premium. There is a £1,000 excess (or 10% of the claim, whichever is greater) in respect of this cover.

Freelance & mobile insurance optional covers

Employers Liability

Employers Liability

Employers liability insurance is a legal requirement if you employ staff. It protects you against claims from employees who suffer an illness or injury at work and decide to seek compensation from you.

Money Cover

Money Cover

Cover is available for loss of your business money up to £500 whilst anywhere in the United Kingdom, Northern Ireland, the Channel Islands or the Isle of Man (excluding theft from unattended vehicles).

You will also have cover for compensation in the event of bodily injury caused by robbery, theft or attempted theft. Please refer to the Policy Wording for full details of this cover.

There is an excess of £25 under this section of the policy. If you require cover in excess of these limits, please contact us.

Legal Expenses Personal Accident

Personal Accident

Personal Accident - for hands only

What would you do if you could not use your hands? They are your most important tools and (providing you are aged between 16 and 70) cover is now available for compensation in the event of loss of the hand or fingers or loss of use caused by an accident happening in connection with the business. The maximum payable under this section is £10,000 per person with reduced limits for loss of use of parts of the hand.


Personal Accident - full cover

How would you pay your bills if you had an accident and couldn’t work? This cover provides protection following an accident which prevents you from working and is not limited to hands only. It offers 24 hour cover, worldwide. If you are temporarily disabled, it pays from £50 to £300 per week. In the case of permanent disablement or death, a lump sum of £10,000 to £60,000 is payable.


Individual Personal Accident (& Sickness)Separate Policy

A separate policy is available to provide protection following an accident which prevents you from working. This policy can also be extended to include Sickness cover to provide you with a lump sum or weekly benefit if you are unable to work as a result of an illness.

Further information can be found on our Personal Accident page.

Stock / Equipment

Stock/Equipment

Cover is available for your stock and business equipment (excluding mobile telephones and computer equipment).

Cover operates on an “All Risks” basis and you will be covered anywhere in the United Kingdom, Northern Ireland, the Channel Islands or the Isle of Man including at your premises (excluding theft from unattended vehicles).

Cover is available as follows:

Cover Excess Limit Any One Item
£1,000 £100 £500
£2,000 £100 £1,000
£3,000 £100 £1,500
£4,000 £100 £2,000
£5,000 £100 £2,500
£7,500 £250 £3,500
£10,000 £250 £5,000

If you require cover in excess of these limits, please contact us.

We've helped over 100,000 businesses like yours

Experience

For 35 years, we’ve been working with businesses like yours to continually improve. The result? Tailor-made insurance policies, made for specialists, by specialists.

We listen

We listen and care about your opinion. You know your business best, so we use all your feedback and strive to create something better.

Passionate

We want to see you succeed, but accidents sometimes can and do happen. If you’re dealing with a crisis, our 24/7 helplines will smooth you through, day or night.

Here for you

Don’t you just hate call centres? We do too! We believe in a personal approach, so every call to us will only be answered by a member of our own expert team.

To catch up on all the latest trends and industry news, visit our social channels now!

Our Reviews

4.9 / 5 Based on 2280 Reviews
Read all reviews »

It’s quick and easy to pick the right insurance for you and for you to choose what you want to be covered for. Highly recommend

on May 24th

It’s quick and easy to pick the right insurance for you and for you to choose what you want to be covered for. Highly recommend

on May 24th

Very easy form to complete insurance purchase.

on May 22nd
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