Salon Gold’s stock cover insurance policy keeps you protected whether you work from a salon or clinic, and can be added as an optional extra for those working as a freelance or mobile therapist. Our cover protects you whether your business is based in the United Kingdom, the Channel Islands, or the Isle of Man, and our policy also includes temporary cover (of up to 14 days) when working abroad (excluding the USA and Canada).
Our stock cover will be automatically added to salon policies, with an option to choose the amount of cover you need, depending on how much equipment and stock you have. If you work on a freelance basis, you may only want insurance on the minimum amount of equipment you have, which will need to be added on as an optional policy.
As well as stock cover, our salon insurance covers also come with a range of other policies to keep your business protected, such as employer’s liability and products liability. Employer’s liability is a legal requirement for any business that employs a team of people, which is why we include it as standard in our salon insurance policies.
We also provide professional treatment risk automatically, which offers protection against any legal liability for accidental damage or injury to a client or their personal belongings as a result of any treatments you undertake. This protection is also included automatically for workers in the holistic, health, and fitness industries, however is listed on our insurance policies as malpractice cover for workers in these fields.