Stock Insurance

Stock Insurance

Enjoy instant stock insurance when you purchase a policy with Salon Gold

Protect Your Business Stock & Equipment

Whether you work in the health, beauty, or fitness industry, you are likely to be selling items to clients, and as a result, you’ll want to keep the contents of your stockroom as safe as possible. Whether you supply beauty products or fitness supplements, your stock is an investment you should want to protect from theft and damage.

Having stock insurance in place ensures that, in the unfortunate event that your products are rendered unsellable, you’ll be compensated with the funds to replenish them. Get an online quote with Salon Gold today.

What Do You Get With Stock Cover?

Our stock cover includes:

Salon insurance customers:
Stock and equipment cover included as standard up to a limit selected by you

Mobile & Freelance insurance customers:
Stock and equipment insurance is an optional cover and you can select the limit of cover you require

Salon Gold’s stock cover insurance policy keeps you protected whether you work from a salon or clinic, and can be added as an optional extra for those working as a freelance or mobile therapist. Our cover protects you whether your business is based in the United Kingdom, the Channel Islands, or the Isle of Man, and our policy also includes temporary cover (of up to 14 days) when working abroad (excluding the USA and Canada).

Our stock cover will be automatically added to salon policies, with an option to choose the amount of cover you need, depending on how much equipment and stock you have. If you work on a freelance basis, you may only want insurance on the minimum amount of equipment you have, which will need to be added on as an optional policy.

As well as stock cover, our salon insurance covers also come with a range of other policies to keep your business protected, such as employer’s liability and products liability. Employer’s liability is a legal requirement for any business that employs a team of people, which is why we include it as standard in our salon insurance policies.

We also provide professional treatment risk automatically, which offers protection against any legal liability for accidental damage or injury to a client or their personal belongings as a result of any treatments you undertake. This protection is also included automatically for workers in the holistic, health, and fitness industries, however is listed on our insurance policies as malpractice cover for workers in these fields.

 

Which type of Salon Gold policy do I need?

Find out which insurance policy is right for your business.

Go

Are you a Student?

Yes
No
« back

Based on the information provided we would suggest our Student policy.

Get a quote
« back

Do you own or manage a salon or business premises that allows access to the public (excluding salons based at home)?

Yes
No
« back

Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.

Get a quote
« back

Are you employed by a salon or business owner?

Yes
No
« back

Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.

Get a quote
« back

Do you rent a chair in a salon or work on a freelance or mobile basis in the hair, beauty, holistic, or fitness sector?

Yes
No
« back

Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote
« back

Do customers visit you at home for their therapy or treatment?

Yes
No
« back

Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.

Get a quote
« back

Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote
« back

Our covers

We offer some of the most comprehensive insurance policies in the hairdressing, beauty, holistic, health & fitness and counselling sectors. Specialising in salons and fixed premises, as well as mobile and freelance businesses, Salon Gold insurance has been trusted for over 35 years, with prices you won’t find on a comparison site!

The automatic covers in our policies include everything you will need to ensure the dream you’ve worked so hard for is secure. But we also offer a range of optional covers that might be suited to your business’s needs — at competitive rates.

Explore our covers in our covers hub or get a quick online quote now!

Our treatments

The Salon Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.

Stock Insurance FAQs

Do I need stock insurance?

In the unfortunate event that your business is impacted by a burglary or natural disaster, your stock and equipment could be left damaged or stolen. Rather than spend your own money on replacing them, a stock cover insurance policy will take responsibility for the costs. Choosing to add this cover to your policy will protect you financially, so you’re not left worrying about how to afford this often-costly investment during a difficult time.

How much stock cover do I need?

The coverage you choose to take out will depend on the amount of the stock, its value, and equipment you have. For example, if you’re a barber, with only around £500 worth of stock and equipment, you likely won’t need to take out cover as high as £10,000. Generally, the more treatments and services you offer your clients, the more cover you will probably need.

Do I need stock insurance if I’m a mobile hairdresser?

While it isn’t necessary or compulsory to take out stock insurance as a mobile hairdresser, we highly recommend doing so. Your stock and equipment is crucial to your livelihood, so you should take every effort to protect it against damages or theft to avoid having to foot the bill yourself for repairs or replacements, in case anything should happen to it.

Do salon owners need stock and equipment insurance?

If you own a salon, you’re likely to keep a large amount of valuable stock and equipment constantly on the premises. This is why we automatically include stock cover for all of our salon insurance policies, to give salon owners extra peace of mind.

How much is stock cover insurance?

The cost of your insurance will depend on the cover you need, and whether you choose to take out any additional policies. Get a quote online today.

This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s). © Copyright 2024 Salon Gold | Salon Gold, Holistic Gold, Counselling Gold, Fitness Gold and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register. Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
You need to be logged in to Your Account to make a payment. Redirecting you to Account Login.