Insurance for salon owners and freelance professionals
Whether you run a hair salon or operate a mobile microblading company, securing the right insurance should always be a top priority. As a business owner, you have enough on your plate without the added worry about dealing with potential claims, and a comprehensive policy is exactly what you need to eliminate stress in times of trouble. Here at Salon Gold, all of our packages are specifically designed to meet the needs of those working in the hair, beauty, health, fitness, and holistic industries. We offer insurance for salons as well as mobile and freelance businesses.
Rather than leaving you to pick and choose individual covers, we automatically provide you with a selection of different insurance types as standard. These combinations depend on your particular business model and ensure you have all the protection you could possibly need. If you want your policy to go further, you can add as many optional covers as you like.
Salon Automatic Covers
Our standard Salon Insurance package is the most comprehensive you’ll find – whether you run a salon or fixed premises.Can’t find the right cover? Contact Us
- Public Liability Insurance
- Legal Expenses Insurance
- Employers Liability Insurance
- Personal Accident For Hands
- Self Employed Insurance
- Malpractice Insurance
- Products Liability Insurance
- Professional Treatment Risk
- Stock Cover
- 24 Hour Crisis & Legal Helplines
- Goods In Transit
- Money Cover
- Business Interruption
- Contents Cover
- Glass Cover
- Failure of Electric, Gas & Water Supply
- Exhibition Cover
- Failure of Telephone Line
Salon Optional Covers
Sometimes you’ll need that extra protection for your salon or fixed premise.
Freelance Automatic Covers
Our standard comprehensive Freelance & Mobile Insurance cover packages are specifically designed for businesses on the go.Can’t find the right cover? Contact Us
Freelance Optional Covers
Every business is different, so make sure you have cover where you need it.
We cover treatments and trades in hair, beauty, holistic, fitness and counselling sectors
- Barber Insurance »
- Beauty Therapist Insurance »
- Counselling/Psychotherapy »
- Face Painting »
- Gym Instructor/Personal Trainer »
- Hairdresser Insurance »
- Holistic/Complementary Therapist »
- Homeopath Insurance »
- Make-Up Artist Insurance »
- Nail Technician Insurance »
- Nutritional Therapist Insurance »
- Student Insurance »
- Trichologist Insurance »
- Abe Healing Insurance
- Acid Peel Insurance
- Acupressure Insurance
- Acupuncture Insurance
- Addiction Therapy & Counselling Insurance
- Advanced Electrolysis Insurance
- Advanced Sound-Wave Therapy Insurance
- Advanced Waxing Insurance
- Aerobics Instructor Insurance
- Alexander Technique Insurance
- Allergy Testing Insurance
- Angel Card Reading Insurance
- Angel Therapy Insurance
- Aqua Detox Insurance
- Aromatherapy Insurance
- Art Therapy Insurance
- Art Tutor Insurance
- Astrology Insurance
- Audio Sonic Insurance
- Aura Imaging Photography Insurance
- Auricular Acupuncture Insurance
- Aurora Therapy Insurance
- Ayurveda Insurance
Why are Salon Gold’s insurance packages so comprehensive?
We know that working in the hair, beauty, health, fitness, and holistic industries can bring many unique risks. Rather than allowing you to choose the individual covers you think you’d most benefit from, we strive to ensure you are protected in all situations. For example, if you run a salon, you may decide to take out public liability insurance as this is one of the most popular covers for business owners. However, this wouldn’t be of any use if someone had an allergic reaction to one of your products and took legal action, or if your equipment was destroyed in a fire. Luckily, our salon insurance package includes treatment risk and contents cover, protecting you in both of these circumstances.
Is it cheaper to buy an insurance package or buy individual covers?
Our comprehensive packages save you money in the long run. Having this extensive insurance means you won’t have to pay for unexpected damages or legal issues, while you may suffer significant financial losses if you don’t have the relevant cover. And rather than buying all these covers separately, it’s much cheaper to do so in bulk.
What does liability insurance cover?
Liability insurance protects you from claims regarding physical injuries or property damage caused by your business activities. We offer three distinct types of liability insurance:
Public liability: For claims where a client or other third party has been accidentally injured or their property has been damaged due to the operation of your business.
Products liability: For claims where a product sold or supplied by your business caused an accidental injury or damage to a third party’s property.
Employers liability: For claims where an employee takes legal action against your business due to an injury or illness they sustained while working for you. Please note that this insurance is a legal requirement if you employ any staff.
"Will qualifications affect my insurance?"
Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Teacher Or Student Cover
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an extra optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!