Yoga Teacher Insurance

Yoga Teacher Insurance

Get the best yoga teacher insurance around without breaking the bank.

Yoga insurance trusted by industry experts

Working out the body, mind and soul

Yoga is one of history’s most ancient spiritual practices, offering those who practise it a number of potential benefits, from building strength and helping relieve stress, to improving flexibility and preventing injury. However, there’s always the possibility that a yoga session goes wrong, despite it being one the lowest intensity forms of exercise around. All it takes is one trip for a client to be injured, which is one of multiple reasons why insurance for yoga teachers is so important.

Here at Holistic Gold, our dedicated yoga teacher liability insurance package gives instructors all the protection they need. So, if you’re a mobile or freelance yoga teacher, or work from your own premises, you can carry on doing what you do best knowing that you’re safeguarded whatever happens.

What is Yoga Teacher Insurance?

Yoga teacher insurance, also known as yoga teacher liability insurance or yoga instructor insurance, is a type of coverage that protects yoga professionals from any legal and financial liabilities that arise during the course of their occupation. 

What yoga instructor insurance involves in practice depends on both on the teacher’s individual requirements and the provider, with common covers including public liability insurance, products liability cover, and financial loss insurance.

Why Do I Need Yoga Teacher Insurance?

Yoga teacher insurance ensures you won’t be left out of pocket should something go wrong on the job, like if a customer is harmed or their property is damaged during one of your yoga sessions. With an insurance policy, your provider and not you will pay out for any related expenses. 

For example, yoga instructor insurance protects you financially if you’re faced with a liability claim after incidents of malpractice, negligence, or misconduct. Insurance for yoga teachers covers the medical, legal, and potential compensation costs involved in such incidents.

Yoga Instructor Niches

Baby yoga insurance

Baby yoga is where parents help their baby to perform certain movements that build their strength and coordination for physical developments like sitting and crawling. Unlike standard yoga, there’s usually a focus on play and song.

Laughter yoga therapy insurance

Laughter yoga involves various exercises to provoke prolonged voluntary laughter. Typically done in a group, it has the potential to provide a range of physiological and psychological benefits.

What’s included…

from £52.04* per year
* This price is for a £3m public, products and malpractice cover (up to £5m available) and £10k financial loss cover for a sole trader. It includes insurance premium tax and our admin charge. ALL customers will pay this amount UNLESS they choose to take out additional optional covers or treatments which are priced separately.

What does our Yoga Teacher Insurance cover?

Our yoga insurance isn’t a generic cover — it has been designed to offer you protection that’s specific to your needs. As part of this, you’ll automatically get public liability cover, which insures you against claims related to third party injuries or property damage arising from your business activities. However, this doesn’t cover claims regarding professional services, which is why we also give you malpractice insurance should something go awry during a yoga session.

Products liability and financial loss insurance are also part of a standard Holistic Gold policy, though the exact combination of covers you receive as standard will depend on whether you work from your own premises, or offer yoga instruction on a mobile or freelance basis.

In addition to the automatic covers you get as standard, it’s a good idea to add some optional covers to create the most robust yoga insurance policy possible. Again, what you go for depends on the nature of your operation — for instance, you’ll want buildings cover if you have a premises to protect. Or perhaps you work on a mobile basis, meaning stock & equipment insurance is especially important to you.

Whatever cover you need, Holistic Gold has you covered. Browse a full list of options below, and join our community to create your perfect insurance package with a simple online quote now.

Which type of Holistic Gold policy do I need?

Find out which insurance policy is right for your business.

Go

Are you a Student?

Yes
No
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Based on the information provided we would suggest our Student policy.

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Do you own or manage a clinic or business premises that allows access to the public (excluding clinics based at home)?

Yes
No
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Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.

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Are you employed by a clinic or business owner?

Yes
No
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Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.

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Do you rent a space in a clinic or work on a freelance or mobile basis in the holistic sector?

Yes
No
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote
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Do customers visit you at home for their therapy or treatment?

Yes
No
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.

Get a quote
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote
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Our Holistic & Complementary Therapist Cover

For Mobile & Freelance

If you work mobile or freelance in the holistic & complementary therapist sector, our specialist policies provide all the cover you need at some of the best prices around.

Freelance covers

Our Holistic & Complementary Therapist treatments

The Holistic Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.

Treatment page

Do you own or lease a salon? Our salon insurance packages provide some of the widest covers available.

Salon covers

“Will qualifications affect my insurance?”

Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide

Teacher or student cover

Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!

Yoga Teacher Insurance FAQs

Do I need insurance if I teach online classes?

Yes, online yoga teachers still need to obtain insurance to protect themselves from potential liabilities. Even though the teaching is conducted virtually, there are still potential risks involved, such as injury claims or accusations of negligence.

Do I need to have yoga studio insurance as well?

Having yoga studio insurance is certainly advisable should you own a yoga studio. This safeguards your finances if incidents like natural disasters, fires, or vandalism result in damage to your premises.

Do I need to insure my yoga equipment?

Similarly, it’s a sensible idea to get insurance for your yoga equipment too. This not only protects you in the cases of natural disasters, fires, or vandalism outlined above, but if your equipment is stolen or lost.

How much is yoga insurance?

 

The cost of our yoga teacher insurance depends on factors like:

 

  • The level of cover you require
  • Your claims history
  • The size of your operation 
  • Your experience and credentials 
  • How much excess you opt for
  • Your location
This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s). © Copyright 2024 Salon Gold | Salon Gold, Holistic Gold, Counselling Gold, Fitness Gold and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register. Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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