Comprehensive Sports Therapy Insurance Tailored for You and Your Business
Get a QuoteSports therapy combines physiological knowledge with physical rehabilitation techniques to help clients recover from injuries, improve performance and maintain optimal physical health. At Holistic Gold, we understand the unique risks associated with providing these specialised treatments. Our dedicated Sports Therapy Insurance offers comprehensive protection designed specifically for practitioners who work with athletes and active individuals.
Our tailored insurance packages protect you against the specific risks associated with sports therapy treatments, including potential injury claims, allegations of improper technique, and professional negligence.
Insurance provided by a Standard & Poor’s A (Strong) rated insurer.
We’ve been working with businesses like yours for over 40 years.
Tailor-made insurance policies, made for specialists, by specialists.
Our comprehensive Sports Therapy Insurance includes essential coverages specifically tailored to protect professionals in your field:
This fundamental coverage protects you if a client or member of the public suffers an injury or property damage related to your business activities. Our policies include public liability protection of up to £5 million to meet the requirements of sporting venues and organisations.
If you provide or sell products to your clients, such as rehabilitation equipment, supplements, or sports tape, this coverage protects you if these items cause injury or adverse reactions. This is particularly relevant for therapists who recommend specific products as part of treatment protocols or sell items directly to clients.
Also known as professional indemnity insurance, this crucial coverage specifically protects against claims arising from the professional services you provide. This protection covers legal defence costs and any compensation awarded.
This protects you against claims for purely economic losses that don’t involve physical injury or property damage. We automatically include substantial financial loss coverage in our policies.
We also offer several optional covers that many sports therapists find valuable:
Provides financial support if you’re unable to work due to your own injury, helping replace lost income during recovery periods.
Covers your specialised therapy equipment, assessment tools, and other professional resources against damage, theft, or loss.
A legal requirement if you employ staff, protecting you against claims from employees who are injured or become ill through their work.
Our Sports Therapy Insurance is designed for qualified practitioners working across the UK, including:
If you combine sports therapy with other holistic or complementary therapies, we can create a comprehensive policy that covers all aspects of your professional practice, ensuring there are no gaps in your protection.
Sports therapy involves hands-on treatment and personalised exercise prescription for physically active individuals. Without insurance protection, any claims for injury or bad advice will need to be funded by you personally. This could mean financial ruin for your business.
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While your expertise helps clients recover from injuries and enhance performance, there’s always the risk of claims if treatments don’t meet expectations or if accidents occur during therapy sessions.
Get a QuoteThe physical nature of sports therapy presents unique risks. Clients might claim that your treatments exacerbated an existing injury rather than improving it.
Imagine treating an athlete who later alleges that your advice led to further injury during competition. Even if you are not at fault, the cost to defend this allegation and protect your professional reputation could be huge.
Exercise equipment used during rehabilitation could cause injury if improperly used or maintained. The client who has been injured could make a claim for damages against your business.
Even the most skilled and ethical sports therapists can face such allegations. Without proper insurance, the financial impact of defending against claims could be devastating, even if you’re ultimately not found at fault. Legal fees alone can run into thousands of pounds.
With over 40 years of experience providing insurance to holistic and complementary professionals, Holistic Gold offers unparalleled expertise in protecting practitioners like you. We understand the nuanced nature of sports therapy and the specific risks you face when treating physically active clients.
Every sports therapist’s practice is unique, which is why we don’t believe in one-size-fits-all business insurance. Whether you primarily work with amateur athletes, professional teams, or rehabilitation clients, we tailor our coverage to fit your specific circumstances and client population.
In today’s fast-paced sporting environment, opportunities arise quickly. That’s why we provide instant cover with immediate access to your insurance documentation. Whether you’ve just been offered a new team contract, need coverage for an upcoming sporting event, or are launching your private practice, you can obtain comprehensive protection in minutes through our streamlined online process.
Quality protection shouldn’t break the bank. We leverage our industry position and specialist experience to negotiate preferential rates with our insurers, savings we pass directly to you. Our Sports Therapy Insurance starts from just £47.04 per year, providing essential peace of mind at an affordable price.
Insurance really proves its worth in the event of a claim. At Holistic Gold, we are there to support all our clients when they need us most. From the moment you first register your claim with us, right through to settlement, you will notice the difference. We defend our clients when necessary and pay any valid claims promptly and fairly.
Finding the right sports therapist insurance policy shouldn’t be complicated. Our simple policy chooser helps identify the most appropriate coverage based on your specific working arrangements:
Are you a Student?
Do you own or manage a clinic or business premises that allows access to the public (excluding clinics based at home)?
Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.
Get a quoteAre you employed by a clinic or business owner?
Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.
Get a quoteDo you rent a space in a clinic or work on a freelance or mobile basis in the holistic sector?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteDo customers visit you at home for their therapy or treatment?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.
Get a quoteBased on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteNot sure which option is right for you? Call us for personalised guidance on selecting the perfect liability insurance policy for your unique sports therapy practice.
To obtain our Sports Therapy Insurance, we typically require evidence of professional qualifications such as certification from a recognised sports therapy organisation or relevant educational credentials in sports medicine, physical therapy, or related disciplines. If you’re currently completing your certification, our student policies can provide coverage during your training period.
Yes, our Sports Therapy Insurance policies can cover you when working with professional athletes and teams. However, it’s important to disclose this when purchasing your policy, as professional sports settings may present unique requirements or elevated risk profiles. We can adjust your coverage to ensure you’re properly protected when working with elite athletes, where both expectations and potential claims may be higher than in general practice.
Our Freelance/Mobile policies cover you to practice anywhere in the UK, making them ideal for sports therapists who travel with teams to competitions and events. If your work involves international travel, we can extend your coverage to include specific overseas destinations or provide worldwide options for therapists who regularly work internationally. Simply inform us of your travel requirements when purchasing or renewing your policy.
If you become aware of a potential claim, contact us immediately – even if no formal action has been taken yet. Document everything thoroughly, including detailed notes about the treatment provided, any signed consent forms, and records of discussions about treatment risks. Don’t admit liability or correspond directly with the claimant about the issue.
If you work mobile or freelance in the Sports Therapy sector, our specialist policies provide all the cover you need at some of the best prices around.
Freelance coversThe Holistic Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.
Treatment pageDo you own or lease a Holistic Therapy Centre or Practice? Our Therapy Centre insurance packages provide some of the widest covers available.
Therapy Centre coversTalking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hairdresser, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
