Comprehensive Relaxation Therapy Insurance Tailored for You and Your Business
Get a QuoteRelaxation therapy encompasses a range of techniques designed to reduce stress, anxiety and promote overall wellbeing through guided relaxation methods.
At Holistic Gold, we understand the unique position relaxation therapists occupy in helping clients achieve mental and physical balance. Our specialised Relaxation Therapy Insurance provides comprehensive protection against the specific risks associated with your practice, including liability for the guidance you provide and the therapeutic environment you create.
Insurance provided by a Standard & Poor’s A (Strong) rated insurer.
We’ve been working with businesses like yours for over 40 years.
Tailor-made insurance policies, made for specialists, by specialists.
Our comprehensive Relaxation Therapy Insurance includes essential coverages specifically tailored to protect professionals in your field:
This fundamental coverage protects you if a client or member of the public suffers an injury or property damage related to your business activities. Our standard policies include £3 million in public liability protection, with options to increase to £5 million if required by specific venues or corporate clients.
If you provide or sell products to your clients, such as relaxation recordings, essential oils, or meditation props, this coverage protects you if these items cause injury or adverse reactions. This is particularly relevant for therapists who create their own products or recommend specific items as part of treatment protocols.
Also known as professional indemnity insurance, this crucial coverage specifically protects against claims arising from the professional services you provide. This protection covers legal defence costs and any compensation awarded.
This protects you against claims for purely economic losses that don’t involve physical injury or property damage. We automatically include £10,000 of financial loss coverage in our policies.
We also offer several optional covers that many relaxation therapists find valuable:
Provides financial support if you’re unable to work due to an injury, helping replace lost income during recovery periods.
Covers your professional equipment such as relaxation chairs, sound systems, lighting, and other tools against damage, theft, or loss.
If you employ assistants or administrative staff, this coverage is legally required and protects you against claims from employees who are injured or become ill as a result of working for you.
All our policies are customisable to your specific professional activities, ensuring your coverage aligns with your unique needs as a relaxation therapist.
Our Relaxation Therapy Insurance is designed specifically for qualified relaxation therapy professionals working across the UK, including:
If you incorporate multiple holistic practices alongside relaxation therapy, we can create a bespoke policy that covers all aspects of your professional activities, ensuring comprehensive protection without gaps in your coverage.
Relaxation therapy involves guiding clients through vulnerable mental and physical states. If a client suffers an injury during a treatment or claims mental distress following a treatment, you may be deemed liable. If this is the case, claims for compensation could be huge and you will need to fund them personally without suitable insurance protection.
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While your expertise helps clients reduce stress and achieve greater wellbeing, there’s always potential risks associated with the treatment. for claims if sessions don’t meet expectations or if incidents occur during therapy.
Get a QuoteImagine if a client were to roll off a treatment bed or slip in the treatment room and fracture their arm. The compensation claim could be significant. However careful you are, accidents can happen.
A client may suggest that a session did not meet expectations or your advice led to an exacerbated condition or further injury. In these cases, it could cost thousands to defend your professional reputation, even if you have done nothing wrong.
If you were to damage a client’s property, you would be expected to repair or replace the item. For example, you may walk mud through a client’s home when visiting to carry out a treatment. They would expect their carpet to replaced and this could be a costly exercise without insurance protection.
With over 40 years of experience providing insurance to holistic and complementary professionals, Holistic Gold offers unparalleled expertise in protecting practitioners like you. We understand the nuanced nature of relaxation therapy and the specific risks you face when guiding clients through transformative experiences.
Every relaxation therapist’s approach is unique, which is why we don’t believe in one-size-fits-all insurance. Whether you primarily offer guided meditation, progressive muscle relaxation, or breathing techniques, we tailor our coverage to fit your specific methods and circumstances.
In the fast-paced wellness industry, opportunities arise quickly. That’s why we provide instant cover with immediate access to your insurance documentation. Whether you’ve just been offered a corporate workshop, need to renew lapsed coverage before a session, or are launching your practice, you can obtain comprehensive protection in minutes through our streamlined online process.
Quality protection shouldn’t break the bank. We leverage our industry position and specialist experience to negotiate preferential rates with our insurers, savings we pass directly to you. Our Relaxation Therapy Insurance starts from just £47.04 per year, providing essential peace of mind at an affordable price.
We are there for you when you need us most. At Holistic Gold, we will help you through every step of the claims process. We will defend your position when you’ve done nothing wrong and pay claims promptly and fairly where appropriate.
Finding the right insurance policy for your relaxation therapy practice shouldn’t be complicated. Our simple policy chooser helps identify the most appropriate coverage based on your specific working arrangements:
Are you a Student?
Do you own or manage a clinic or business premises that allows access to the public (excluding clinics based at home)?
Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.
Get a quoteAre you employed by a clinic or business owner?
Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.
Get a quoteDo you rent a space in a clinic or work on a freelance or mobile basis in the holistic sector?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteDo customers visit you at home for their therapy or treatment?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.
Get a quoteBased on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteNot sure which option is right for you? Contact our specialist team for personalised guidance on selecting the perfect policy for your unique relaxation therapy practice.
If a client alleges that your relaxation guidance resulted in emotional distress or psychological discomfort, your malpractice insurance would respond to the claim. Document all sessions thoroughly, including any disclaimers you provide about possible emotional responses to deep relaxation. This documentation can be crucial in defending against such claims. Our claims team will guide you through the process, helping you gather the necessary evidence and providing support throughout.
If you need to make a claim, contact our dedicated claims team as soon as possible – ideally within 24 hours of becoming aware of a potential incident. Our claims specialists will guide you through each step, helping you compile necessary documentation and liaise with insurers on your behalf. We’re committed to making the claims process as straightforward as possible, providing support and regular updates throughout.
Yes, Holistic Gold specialises in providing comprehensive coverage for practitioners who offer multiple therapies. Rather than purchasing separate policies for each modality, we can create a single, tailored policy that covers all your professional activities. Simply declare all the therapies you practice when applying, and we’ll ensure your coverage encompasses everything you do. If you add new modalities later, contact us to update your policy accordingly.
Holistic Gold offers flexible insurance options suitable for all practice frequencies. Whether you work full-time, part-time, or only occasionally, we provide the same comprehensive coverage at competitive rates. Your premium is based on the therapies you practice and your desired level of coverage, not on how many hours you work.
If you work mobile or freelance in the Relaxation Therapy sector, our specialist policies provide all the cover you need at some of the best prices around.
Freelance coversThe Holistic Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.
Treatment pageDo you own or lease a Holistic Therapy Centre or Practice? Our Therapy Centre insurance packages provide some of the widest covers available.
Therapy Centre coversTalking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hairdresser, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
