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Psychic Readings Insurance

Comprehensive Psychic Readings Insurance Tailored for You and Your Business

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Excellent 4.8 out of 5

Psychic Readings Insurance by industry experts

Protecting Your Psychic Practice, Securely: Comprehensive Coverage for Psychic Practitioners

Psychic practitioners provide valuable spiritual guidance and insights that can significantly impact their clients’ decision-making and emotional well-being. At Holistic Gold, we understand the unique nature of psychic work and the specific risks associated with providing readings, spiritual guidance, and energetic insights. Our dedicated Psychic Readings insurance offers comprehensive protection designed specifically for mediums, clairvoyants, tarot readers, and other psychic practitioners.

With Holistic Gold’s specialised coverage, you can focus on nurturing your intuitive gifts and serving your clients with the confidence that comes from knowing you’re properly protected against potential claims.

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Why choose Holistic Gold Psychic Readings Insurance?

Financial Strength

Insurance provided by a Standard & Poor’s A (Strong) rated insurer.

Experience

We’ve been working with businesses like yours for over 40 years.

Passion

Tailor-made insurance policies, made for specialists, by specialists.

What Does Our Psychic Readings Insurance Cover?

from £47.04* per year

Our comprehensive insurance package for Psychics includes essential coverage specifically tailored to protect practitioners in your field:

  • £3m Public Liability

  • This fundamental coverage protects you if a client or member of the public suffers an injury or property damage related to your psychic practice. Our standard policies include £3 million in public liability protection.

  • £3m Products Liability

  • If you sell or supply products to your clients, such as crystals, oracle cards, or spiritual tools, this coverage protects you if these items cause injury or damage. This is particularly valuable for practitioners who create and sell their own spiritual products or recommend specific items as part of their practice.

  • £3m Malpractice Cover

  • Also known as professional indemnity insurance, this crucial coverage specifically protects against claims arising from the professional services you provide. For psychic practitioners, this includes allegations that your guidance directly resulted in a client’s emotional distress, financial loss, or other negative outcomes.

  • £10k Financial Loss Cover

  • This protects you against claims for purely economic losses that don’t involve physical injury or property damage. For example, if a client claims they made a poor investment based on your psychic insights, this coverage would respond to the claim. We automatically include £10,000 of financial loss coverage in our policies.

* This price is for £3m public, products and malpractice cover (up to £5m available) and £10k financial loss cover for a sole trader. It includes insurance premium tax and excludes our admin charge. ALL customers will pay this amount UNLESS they choose to take out additional optional covers or treatments which are priced separately.

Additional Psychic Readings Insurance Options

We also offer several optional covers that many psychic practitioners find valuable:

Personal Accident Insurance

Provides financial support if you’re unable to work due to an injury

Equipment Insurance

Covers your valuable psychic tools and business equipment against damage, theft, or loss.

Covers Treatments

Who is our Psychic Readings Insurance for?

Our Physics Insurance is specifically designed for qualified psychic practitioners working across the UK, including:

  • Mediums and clairvoyants who communicate with spirits
  • Tarot card readers and oracle card interpreters
  • Psychic healers who provide energy work
  • Crystal ball readers
  • Astrologers providing birth chart readings and forecasts
  • Palm readers and numerologists
  • Spiritual counsellors offering intuitive guidance
  • Psychic artists who translate spiritual messages into visual form

Whether you’re just beginning your professional psychic journey or have established a loyal client base over many years, our flexible policies provide essential protection tailored to your specific practice.

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Why do you need Physic Readings Insurance?

Working as a psychic practitioner involves providing guidance that can influence significant life decisions.  If something were to go wrong and a client were to suffer an injury or allege distress caused by your services, you could be held liable.  Without insurance protection, you will be left to pay any claims for compensation.

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Why do you need Physic Readings Insurance?

What risks do physic readers face?

While your expertise can really help clients, there’s always the risk that a client may make a claim if the session doesn’t meet their expectations or if an accident occurs during a session.

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Incorrect advice

While your intuitive gifts help clients navigate personal challenges, there’s always potential for claims if clients believe your advice led to negative outcomes or if accidents occur during consultations.

Personal injury

If a client were to suffer an injury while attending one of your sessions, you could be held liable.  Imagine a client were to trip on a tablecloth or get burnt by a candle, claims for compensation could be high.

No insurance

Even the most ethical and skilled psychic practitioners can face such allegations. Without proper insurance, the financial impact of defending against claims could be devastating, even if you’re ultimately not found at fault.

Why Choose Holistic Gold

With over 40 years of experience providing insurance to holistic and complementary practitioners, Holistic Gold offers unparalleled expertise in protecting psychic professionals. We understand the nuanced nature of psychic work and the specific risks you face when providing spiritual guidance and intuitive readings.

Policies tailored to your specific practice

Every psychic practitioner works differently, which is why we don’t believe in one-size-fits-all insurance. Whether you primarily conduct private readings, work at events, or provide remote consultations, we tailor our coverage to fit your unique circumstances and methods.

Immediate cover with instant documentation

In today’s fast-paced spiritual services market, opportunities arise quickly. That’s why we provide instant cover with immediate access to your insurance documentation. Whether you’ve just been invited to participate in an event, need to renew lapsed coverage before a reading, or are launching your psychic practice, you can obtain comprehensive protection in minutes.

Comprehensive coverage at competitive prices

Quality protection shouldn’t break the bank. We leverage our industry position and specialist experience to negotiate preferential rates with our insurers, savings we pass directly to you. Our Public Liability Insurance for Psychics starts from just £47.04 per year, providing essential peace of mind at an affordable price.

Excellent claims service

At Holistic Gold, we are very proud of our claims service.  Our expert claims handlers are on hand to assist every step of the way.  We will defend your position where you are not at fault and settle claims fairly any promptly where there has been an issue.  You only know the true value of any insurance policy when it is time to make a claim and at Holistic Gold we make that process simple.

Which type of Holistic Gold policy do I need?

Finding the right insurance policy for your psychic practice shouldn’t be complicated. Our simple policy selection process helps identify the most appropriate coverage based on your specific working arrangements:

Are you a Student?

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Based on the information provided we would suggest our Student policy.

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Do you own or manage a clinic or business premises that allows access to the public (excluding clinics based at home)?

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Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.

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Are you employed by a clinic or business owner?

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Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.

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Do you rent a space in a clinic or work on a freelance or mobile basis in the holistic sector?

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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

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Do customers visit you at home for their therapy or treatment?

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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.

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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

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  • For independent psychic practitioners who travel to clients’ homes or work at various venues, our Freelance/Mobile policy provides comprehensive protection wherever you practice.
  • If you run your own dedicated psychic studio or spiritual centre with multiple practitioners, our Salon policy offers expanded coverage for your entire operation.

Not sure which option is right for you? Contact our specialist team for personalised guidance on selecting the perfect policy for your unique psychic practice.

FAQs

Psychic Readings Insurance FAQs

If a client alleges that your spiritual guidance caused them emotional distress or financial loss, your malpractice insurance would respond to the claim. This coverage protects you against allegations of professional negligence or harmful advice.

We offer instant coverage with immediate access to insurance documentation upon completing your application and payment. This means you can secure comprehensive protection within minutes, perfect for last-minute event opportunities or ensuring continuous coverage when renewing your policy.

If you need to make a claim, simply contact our dedicated claims team who will guide you through the entire process. We’ll help you gather the necessary information, complete required documentation, and liaise with insurers on your behalf. Our experienced team provides supportive assistance throughout, ensuring your claim is handled efficiently and professionally.

Absolutely. As your holistic practice evolves, you can easily update your policy to include additional therapies or modalities. Simply contact our customer service team to adjust your coverage. You should update your policy whenever you add new services to ensure you maintain comprehensive protection for all aspects of your practice.

Our Holistic & Complementary Therapist Cover

For Mobile & Freelance

If you work mobile or freelance in the Psychic Readings sector, our specialist policies provide all the cover you need at some of the best prices around.

Freelance covers

Our Psychic Readings treatments

The Holistic Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.

Treatment page

For Holistic Centres

Do you own or lease a Holistic Therapy Centre or Practice? Our Therapy Centre insurance packages provide some of the widest covers available.

Therapy Centre covers

“Will qualifications affect my insurance?”

Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide

Teacher or student cover

Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hairdresser, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!

Ready to secure your psychic practice with comprehensive insurance?

Get your instant quote today and receive immediate coverage tailored to your specific professional needs. Our Public Liability Insurance for Psychics starts from just £47.04 per year, providing essential peace of mind at an affordable price.

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