Comprehensive Holistic Insurance Tailored for You and Your Business
Get a QuoteThe paranormal field combines spiritual sensitivity with client guidance through unexplained phenomena. At Holistic Gold, we understand the unique challenges paranormal practitioners face, from scepticism to the emotional nature of your work. Our specialised Paranormal Practitioner Insurance provides comprehensive protection designed specifically for mediums, ghost hunters, paranormal investigators and spiritual communicators working in this specialised field.
With Holistic Gold’s Paranormal Practitioner Insurance, you can focus on your spiritual connections and client support knowing you have proper protection against potential claims.
Insurance provided by a Standard & Poor’s A (Strong) rated insurer.
We’ve been working with businesses like yours for over 40 years.
Tailor-made insurance policies, made for specialists, by specialists.
Our comprehensive Paranormal Practitioner Insurance includes essential coverages specifically tailored to protect professionals in your unique field:
This fundamental coverage protects you if a client or member of the public suffers an injury or property damage related to your business activities. Our standard policies include £3 million in public liability protection, with options to increase to £5 million for historic or sensitive locations.
If you sell or supply products to clients, such as protective amulets, spiritual tools or educational materials about the paranormal, this coverage protects you if these items cause injury or distress. This is particularly relevant for practitioners who create their own spiritual tools or recommend specific protective items.
Also known as professional indemnity insurance, this cover specifically protects against claims arising from the professional services you provide. This protection covers legal defence costs and any compensation awarded.
This protects you against claims for purely economic losses that don’t involve physical injury or property damage. For example, if a client claims they made poor financial decisions based on information from a reading, this coverage would respond. We automatically include £10,000 of financial loss coverage in our policies.
We also offer several optional covers that many paranormal practitioners find valuable:
Offers financial support if you’re unable to work due to injury, whether it happens during a client session, on location, or in your personal life. This cover can help replace lost income while you recover.
Covers specialist tools you may use in your practice, such audio recorders, cameras, and other investigative gear, against accidental damage, loss, or theft. Ideal for practitioners who invest in high-quality equipment for client work or investigations.
If you employ assistants, admin support, or team members for investigations or events, this cover is a legal requirement. It protects you if an employee is injured or becomes ill as a result of their work for you.
Our Paranormal Practitioner Insurance provides cover for qualified professionals working across the UK paranormal field, including:
If you combine paranormal work with other holistic practices such as Reiki or crystal healing, we can create a comprehensive policy covering all aspects of your professional activities.
Your work often deals with emotionally vulnerable clients seeking closure or understanding during difficult times. While your abilities help provide comfort and answers, there’s always potential for claims if clients feel dissatisfied or emotionally distressed by information received. Without appropriate insurance, you will be liable to pay the cost of any claims made against you.
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The paranormal field involves unique risks that make specialised insurance essential.
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If a client had an accident while attending a paranormal session, you may be deemed liable. Imagine a client were to slip or trip and suffer a broken arm. If you are at fault, the client would expect compensation for their injuries.
As well as the risk of injury, a client may have their property damaged at a paranormal session. If you were to spill a coffee on a client’s expensive handbag for example, they would expect the handbag to be replaced. Your insurer could assist you in situations such as these.
Even the most ethical and careful practitioners can face such allegations. Without proper insurance, defending against claims could cost thousands in legal fees alone, even if you’re ultimately not at fault. Many venues and event organisers now require proof of comprehensive insurance before permitting paranormal activities on their premises.
With over 40 years of experience providing insurance to holistic and complementary professionals, Holistic Gold offers unparalleled expertise in protecting practitioners like you. We understand the nuanced nature of paranormal work and the specific risks you face when helping clients navigate spiritual experiences.
Every paranormal practitioner’s approach is unique, which is why we don’t believe in one-size-fits-all insurance. Whether you primarily conduct private readings, lead public investigations or focus on spiritual cleansing, we tailor our coverage to fit your specific circumstances and methods.
We provide instant cover with immediate access to your insurance documentation. Whether you’ve just been invited to investigate a location, need to renew lapsed coverage before an event, or are launching your practice, you can obtain comprehensive protection in minutes through our streamlined online process.
Quality protection shouldn’t break the bank. We leverage our industry position and specialist experience to negotiate preferential rates with our insurers. We pass these savings directly to you. Our Paranormal Practitioner Insurance starts from just £47.04 per year, providing essential peace of mind at an affordable price.
Your insurance policy really proves it worth in the event of a claim. At Holistic Gold, we pride ourselves on our claims service and are here to help our customers every step of the way. We offer the support that clients need to minimise any disruption to their business should the worst happen. Our claims team work for you and provide fair and prompt claims payments.
Finding the right insurance policy for your paranormal practice shouldn’t be complicated. Our simple policy chooser helps identify the most appropriate coverage based on your specific working arrangements:
Are you a Student?
Do you own or manage a clinic or business premises that allows access to the public (excluding clinics based at home)?
Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.
Get a quoteAre you employed by a clinic or business owner?
Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.
Get a quoteDo you rent a space in a clinic or work on a freelance or mobile basis in the holistic sector?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteDo customers visit you at home for their therapy or treatment?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.
Get a quoteBased on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteWhile the paranormal field has fewer standardised qualifications than some other disciplines, we typically look for evidence of professional development such as membership in recognised paranormal organisations, completion of mentorship programmes, or certification in related fields like counselling that support client interaction.
If you become aware of a potential claim, contact our claims team immediately. Don’t admit liability or correspond directly with the claimant about the allegation. Document everything related to the client interaction in question, including any disclaimers provided, services performed, and advice given.
Standard liability policies don’t automatically include coverage for your equipment. However, you can add equipment insurance as an optional extension to protect your tools against damage, theft, or loss. This additional coverage is particularly valuable for practitioners who invest in specialised equipment.
Yes, our policies are designed to cover practitioners who offer multiple holistic therapies. When purchasing your insurance, you’ll need to declare all the therapies you practice so we can ensure comprehensive coverage. There’s no additional charge for covering multiple therapies within the same premium category, though some higher-risk activities may affect your premium.
If you work mobile or freelance in the Paranormal Practitioner sector, our specialist policies provide all the cover you need at some of the best prices around.
Freelance coversThe Holistic Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.
Treatment pageDo you own or lease a Holistic Therapy Centre or Practice? Our Therapy Centre insurance packages provide some of the widest covers available.
Therapy Centre coversTalking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hairdresser, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
