Comprehensive Moxibustion Insurance Tailored for You and Your Business
Get a QuoteMoxibustion insurance is essential protection for practitioners who use this traditional Chinese medicine technique involving the burning of dried mugwort (moxa) near the skin to stimulate healing. At Holistic Gold, we understand that practising moxibustion carries unique risks and responsibilities, from managing burning materials to ensuring client safety during heat treatments. Our specialised Moxibustion Insurance provides comprehensive coverage designed specifically for practitioners of this ancient healing art, whether you offer it as a standalone therapy or combine it with acupuncture and other Traditional Chinese Medicine modalities.
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We’ve been working with businesses like yours for over 40 years.
Tailor-made insurance policies, made for specialists, by specialists.
Moxibustion is an optional additional treatment and can be added to your quote subject to an additional charge. The price above is for basic holistic treatments only.
Our comprehensive Moxibustion Insurance includes essential coverages specifically tailored to protect TCM professionals:
This fundamental coverage protects you if a client or member of the public suffers an injury or property damage related to your business activities. Given the fire risks associated with moxibustion, this coverage is particularly crucial. Our standard policies include £3 million in public liability protection, with options to increase to £5 million if required by certain venues or clinical settings.
If you sell or supply products to your clients, such as moxa sticks, cones, or TCM herbal preparations, this coverage protects you if these items cause injury or adverse reactions. This protection extends to any moxa products you recommend or provide, ensuring you’re covered if clients experience unexpected reactions or improper use leads to injury.
Also known as professional indemnity or treatment risk insurance, this crucial coverage specifically protects against claims arising from the professional services you provide. For moxibustion practitioners, this includes protection against allegations of burns, improper technique, or failure to identify contraindications. This protection covers legal defence costs and any compensation awarded, protecting both your financial security and professional reputation.
This protects you against claims for purely economic losses that don’t involve physical injury or property damage. We automatically include substantial financial loss coverage in our policies, providing additional peace of mind for situations where clients claim your treatment advice led to financial consequences.
We also offer several optional covers that many moxibustion practitioners find valuable:
Provides financial support if you’re unable to work due to an injury, helping replace lost income during recovery periods. This coverage recognises that your ability to practise depends on your own physical wellbeing.
Covers your specialised therapy equipment, including moxa boxes, heat lamps, ventilation systems, and other professional resources against damage, theft, or loss. Quality moxibustion equipment represents a significant investment that deserves protection.
If you employ assistants or administrative staff, this coverage is legally required and protects you against claims from employees who are injured or become ill as a result of working for you. This includes protection specific to working in environments with moxa smoke.
Our Moxibustion Insurance is designed specifically for qualified practitioners working across the UK, including:
If you offer moxibustion alongside other Traditional Chinese Medicine treatments, our flexible policies ensure comprehensive protection across your entire range of services, from acupuncture insurance to aromatherapy insurance, without gaps in your coverage.
Practising moxibustion involves working with burning materials and applying heat treatments close to clients’ skin, which inherently carries risks even for the most experienced practitioners. While your expertise helps clients improve their wellbeing through this time-honoured therapy, there’s always potential for claims if treatments result in burns, allergic reactions to moxa smoke, or if clients believe the therapy caused unexpected effects.
Without proper insurance, the financial impact of defending against such claims could be devastating, even if you’re ultimately not found at fault. Legal fees alone can run into thousands of pounds, potentially threatening your livelihood and professional reputation.
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With over 40 years of experience providing insurance to holistic and complementary professionals, Holistic Gold offers unparalleled expertise in protecting practitioners like you. We understand the nuanced nature of moxibustion therapy and the specific risks associated with using burning moxa, from fire safety requirements to managing smoke-sensitive clients.
Every practitioner’s approach is unique, which is why we don’t believe in one-size-fits-all insurance. Whether you specialise in direct moxa, indirect moxa with ginger or salt barriers, or modern smokeless moxa techniques, we tailor our coverage to fit your specific methods and circumstances.
In today’s fast-paced therapy market, opportunities arise quickly. That’s why we provide instant cover with immediate access to your insurance documentation. Whether you’ve just been invited to join a TCM clinic, need to renew lapsed coverage before a treatment session, or are launching your practice, you can obtain comprehensive protection in minutes through our streamlined online process.
Quality protection shouldn’t break the bank. We leverage our industry position and specialist experience to negotiate preferential rates with our insurers, savings we pass directly to you. Our insurance starts from just £47.04 per year for basic therapies and then there is an additional premium for moxibustion cover, providing essential peace of mind at an affordable price.
Finding the right insurance policy for your moxibustion practice shouldn’t be complicated. Our simple policy chooser helps identify the most appropriate coverage based on your specific working arrangements:
Are you a Student?
Do you own or manage a clinic or business premises that allows access to the public (excluding clinics based at home)?
Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.
Get a quoteAre you employed by a clinic or business owner?
Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.
Get a quoteDo you rent a space in a clinic or work on a freelance or mobile basis in the holistic sector?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteDo customers visit you at home for their therapy or treatment?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.
Get a quoteBased on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteNot sure which option is right for you? Contact our specialist team for personalised guidance on selecting the perfect policy for your unique moxibustion practice.
With Holistic Gold, you can obtain comprehensive Moxibustion Insurance through our online application process. Once your application is approved and payment processed, your policy documentation is immediately available for download. This means you can secure insurance coverage in just minutes, allowing you to confidently accept last-minute treatment opportunities without delay. Our instant cover facility is particularly valuable for practitioners who receive referrals or clinic opportunities at short notice.
To obtain our moxibustion insurance, we typically require evidence of professional qualifications in Traditional Chinese Medicine or specific moxibustion certification from a recognised training provider. The exact requirements may include completion of fire safety training and demonstration of competency in various moxibustion techniques. If you’re currently completing your qualification, our student policies can provide coverage during your training period. We’re happy to assess your credentials individually if you’re unsure whether they meet our criteria.
Yes, our policies can cover multiple therapy types under a single policy. When applying, simply declare all the therapeutic modalities you practise, including moxibustion, acupuncture, cupping, and herbal medicine, and we’ll ensure your coverage extends to each of them. If you later add new TCM treatments to your repertoire, contact us to update your policy accordingly. This comprehensive approach eliminates coverage gaps and provides seamless protection across your entire practice.
When a claim is made against you, our priority is providing swift, supportive guidance through the process. Upon notification of a potential claim, our specialised claims team will work directly with you to gather all relevant information and documentation. We understand the specific nature of moxibustion-related claims, whether they involve burn injuries, smoke reactions, or treatment outcomes. Throughout the process, we provide clear communication about the claim’s progress and what to expect next.
Most established moxibustion techniques are eligible for coverage under our policies, including direct moxa, indirect moxa, moxa boxes, and stick moxa applications. However, certain high-risk variations or experimental techniques may require special consideration. We recommend contacting us directly if you practise particularly specialised moxibustion methods or combine them with other heat therapies to confirm coverage. Our team can advise on any specific requirements or limitations.
If you work mobile or freelance in the Moxibustion sector, our specialist policies provide all the cover you need at some of the best prices around.
Freelance coversThe Holistic Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.
Treatment pageDo you own or lease a Holistic Therapy Centre or Practice? Our Therapy Centre insurance packages provide some of the widest covers available.
Therapy Centre coversTalking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hairdresser, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
