Light Therapy Insurance
Light therapy or phototherapy (classically referred to as heliotherapy) consists of exposure to daylight or to specific wavelengths of light using lasers, light-emitting diodes, fluorescent lamps, dichroic lamps or very bright, full-spectrum light, usually controlled with various devices. The light is administered for a prescribed amount of time and, in some cases, at a specific time of day.
As a profession, Light Therapy is relatively low risk but you do need to protect yourself and your business. In today’s world, people are increasingly ready to take legal proceedings for compensation and the incidence of claims against therapists is on the increase. The unexpected can and sometimes does happen and the price of our liability insurance cover is a tiny fraction of the likely cost of a claim.