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La Stone Therapy Insurance

Comprehensive La Stone Therapy Insurance Tailored for You and Your Business

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Excellent 4.8 out of 5

La Stone Therapy Insurance by industry experts

Empowering Your Holistic Journey, Securely: Comprehensive Coverage for La Stone Therapy Professionals

La Stone Therapy combines the healing power of alternating hot and cold stones with massage techniques to create a deeply relaxing and therapeutic experience.

At Holistic Gold, we understand the unique risks associated with providing this specialised treatment. Our dedicated La Stone Therapy Insurance offers comprehensive protection designed specifically for practitioners who work with heated stones and therapeutic massage.

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Why choose Holistic Gold La Stone Therapy Insurance?

Financial Strength

Insurance provided by a Standard & Poor’s A (Strong) rated insurer.

Experience

We’ve been working with businesses like yours for over 40 years.

Passion

Tailor-made insurance policies, made for specialists, by specialists.

What Does Our La Stone Therapy Insurance Cover?

from £47.04* per year

Our comprehensive La Stone Therapy Insurance includes essential coverages specifically tailored to protect practitioners in your field:

  • £3m Public Liability

  • This fundamental coverage protects you if a client or member of the public suffers an injury or property damage related to your business activities. Our standard policies include £3 million in public liability protection, with options to increase to £5 million if required by specific venues.

  • £3m Products Liability

  • If you sell or supply products to your clients, such as home care stones, oils, or aftercare products, this coverage protects you if these items cause injury or adverse reactions. This is particularly relevant for therapists who blend their own oils or recommend specific products for home use.

  • £3m Malpractice Cover

  • Also known as professional indemnity insurance, this crucial coverage specifically protects against claims arising from the professional services you provide. This protection covers legal defence costs and any compensation awarded.

  • £10k Financial Loss Cover

  • This protects you against claims for purely economic losses that don’t involve physical injury or property damage. We automatically include £10,000 of financial loss coverage in our policies.

* This price is for £3m public, products and malpractice cover (up to £5m available) and £10k financial loss cover for a sole trader. It includes insurance premium tax and excludes our admin charge. ALL customers will pay this amount UNLESS they choose to take out additional optional covers or treatments which are priced separately.

Additional La Stone Therapy Insurance Options

We also offer several optional covers that many La Stone therapists find valuable:

Personal Accident Insurance

Provides financial support if you cannot work due to an injury, whether sustained during therapy sessions or in your personal life. This coverage helps replace lost income during recovery periods.

Equipment Insurance

Covers your valuable stone sets, heating equipment, treatment tables, and other tools against damage, theft, or loss. This is particularly important given the specialist nature and cost of quality La Stone equipment.

Employer’s Liability Insurance

If you employ assistants or administrative staff, this coverage is legally required and protects you against claims from employees who are injured or become ill as a result of working for you.

Covers Treatments

Who is La Stone Therapy Insurance for?

Our La Stone Therapy Insurance is designed for qualified practitioners working across the UK, including:

  • Dedicated La Stone therapists utilising traditional techniques
  • Massage therapists who incorporate hot and cold stone treatments
  • Holistic practitioners offering La Stone as a complementary treatment
  • Spa professionals specialising in stone therapy
  • Mobile therapists who travel to clients’ homes or hotels
  • Clinic-based practitioners with dedicated treatment spaces

If you combine La Stone with other holistic or complementary therapies, we can create a bespoke policy that covers all aspects of your professional practice, ensuring comprehensive protection without gaps in your coverage.

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Why do you need La Stone Therapy Insurance?

Using heated basalt stones and chilled marble stones requires careful attention to temperature control and client sensitivity.  Just one mistake can result in client injury and a claim for compensation being made against your business.  Without insurance protection, you will be personally liable to fund the cost of any claims.

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Why do you need La Stone Therapy Insurance?

What risks do La stone therapists face?

La Stone Therapy, while offering profound relaxation and therapeutic benefits, carries inherent risks that make professional insurance essential.

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Property damage

Imagine dropping a hot stone on to a client’s carpet during a home visit, or spilling a drink on their laptop.  Your client will expect the items to be replaced and your insurer can come to the rescue in these examples.

Client injury

Heating up stones too much can burn a client.  Whilst this may be rare for the experienced therapist, accidents can happen and any injury claim could cost thousands to settle.

No insurance

Without proper insurance, defending yourself could cost thousands in legal fees alone, even if you’re ultimately not found at fault. Additionally, mobile practitioners face risks related to accidental damage to clients’ property during treatment.

Why Choose Holistic Gold

With over 40 years of experience providing insurance to holistic and complementary professionals, Holistic Gold offers unparalleled expertise in protecting practitioners like you. We understand the nuanced nature of La Stone Therapy and the specific risks you face when providing these specialised treatments.

Policies Tailored to Your Practice

Every La Stone therapist’s practice is unique, which is why we don’t believe in one-size-fits-all insurance. Whether you work in a dedicated spa environment, offer mobile services, or combine La Stone with other modalities, we tailor our coverage to fit your specific circumstances.

Immediate Cover with Instant Documentation

in today’s fast-paced therapy market, opportunities arise quickly. That’s why we provide instant cover with immediate access to your insurance documentation. Whether you’ve just been invited to join a spa, need to renew lapsed coverage before a treatment session, or are launching your La Stone practice, you can obtain comprehensive protection in minutes through our streamlined online process.

Comprehensive Coverage at Competitive Prices

Quality protection shouldn’t break the bank. We leverage our industry position and specialist experience to negotiate preferential rates with our insurers, which are savings we pass directly to you. Our La Stone Therapy Insurance starts from just £47.04 per year, providing essential peace of mind at an affordable price.

Excellent claims support

We are on hand to help you should the worst happen.  The real test of an insurance policy comes when you need to make a claim and our claims service is second to none.  Our expert advisors are there to guide you through every step of the claims process.

Which type of Holistic Gold policy do I need?

Finding the right insurance policy for your La Stone Therapy practice shouldn’t be complicated. Our simple policy chooser helps identify the most appropriate coverage based on your specific working arrangements:

Are you a Student?

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Based on the information provided we would suggest our Student policy.

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Do you own or manage a clinic or business premises that allows access to the public (excluding clinics based at home)?

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Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.

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Are you employed by a clinic or business owner?

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Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.

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Do you rent a space in a clinic or work on a freelance or mobile basis in the holistic sector?

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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

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Do customers visit you at home for their therapy or treatment?

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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.

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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

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  • For mobile therapists who travel to clients’ homes or practitioners who rent space in various clinics, our Freelance/Mobile policy provides comprehensive protection wherever you practice.
  • If you run your own dedicated spa or treatment centre with multiple practitioners, our Salon policy offers expanded coverage for your entire operation.
  • For those still completing their La Stone Therapy certification, our Student policy provides affordable protection during your training period.

Not sure which option is right for you? Contact our specialist team for personalised guidance on selecting the perfect policy for your unique La Stone practice.

FAQs

La Stone Therapy Insurance FAQs

To obtain our La Stone Therapy Insurance, we typically require evidence of professional qualifications such as certification from a recognised La Stone training programme or relevant credentials in massage therapy with specific stone therapy training. If you’re currently completing your certification, our student policies can provide coverage during your training period.

When a claim is made against you, our priority is providing swift, supportive guidance through the process. Upon notification of a potential claim, our specialised claims team will work directly with you to gather all relevant information and documentation.Throughout the process, we provide clear communication about the claim’s progress and what to expect next.

Our standard policies provide coverage for practice throughout the UK. If you regularly work internationally or attend workshops abroad, we offer optional extensions to cover specific overseas destinations or provide worldwide coverage options. Simply inform us of your travel requirements when purchasing or renewing your policy, and we’ll tailor your coverage accordingly.

Absolutely. We understand that holistic practices often evolve over time. Your Holistic Gold policy can be easily updated to reflect changes in your practice, whether you’re adding new treatment modalities, changing your business model, increasing your coverage limits, or adding optional coverages.

Our Holistic & Complementary Therapist Cover

For Mobile & Freelance

If you work mobile or freelance in the La Stone Therapy sector, our specialist policies provide all the cover you need at some of the best prices around.

Freelance covers

Our La Stone Therapy treatments

The Holistic Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.

Treatment page

For Holistic Centres

Do you own or lease a Holistic Therapy Centre or Practice? Our Therapy Centre insurance packages provide some of the widest covers available.

Therapy Centre covers

“Will qualifications affect my insurance?”

Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide

Teacher or student cover

Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hairdresser, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!

Ready to secure your La Stone therapy practice with comprehensive insurance?

Get your instant quote today and receive immediate coverage tailored to your specific professional needs. Our La Stone Therapy Insurance starts from just £47.04 per year, providing essential peace of mind at an affordable price.

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