Comprehensive Cognitive Behaviour Therapy Insurance Tailored for You and Your Practice
Get a QuoteCognitive Behavioural Therapy (CBT) is a powerful psychological approach that helps clients overcome challenges by changing unhelpful thinking patterns and behaviours. At Holistic Gold, we understand that CBT practitioners require specialist insurance protection that acknowledges the unique aspects of this therapeutic modality. Our bespoke Cognitive Behaviour Therapy Insurance provides comprehensive coverage designed specifically for CBT professionals, offering protection against claims that could arise from your therapeutic practice.
With Holistic Gold’s specialist CBT Insurance, you can focus entirely on supporting your clients’ wellbeing with complete peace of mind.
Insurance provided by a Standard & Poor’s A (Strong) rated insurer.
We’ve been working with businesses like yours for over 40 years.
Tailor-made insurance policies, made for specialists, by specialists.
Our comprehensive CBT Insurance includes essential coverages specifically tailored to protect professionals in your field:
This fundamental coverage protects you if a client or member of the public suffers an injury or property damage related to your business activities. Our standard policies include £3 million in public liability protection, with options to increase to £5 million if required.
If you provide or sell products to your clients, such as therapeutic tools, workbooks, or audio recordings, this coverage protects you if these items cause injury or damage. This is particularly relevant for therapists who develop and supply their own resources as part of therapy programmes.
This specifically protects against claims arising from the professional services you provide. That’s why it’s also known as professional indemnity insurance. This protection covers legal defence costs and any compensation awarded.
This protects you against claims for purely economic losses that don’t involve physical injury or property damage. We automatically include £10,000 of financial loss coverage in our policies.
We also offer several optional covers that many CBT practitioners find valuable:
Provides financial support if you’re unable to work due to an injury, helping replace lost income during recovery periods.
Covers your business equipment, including laptops, therapy resources, and assessment tools against damage, theft, or loss.
If you employ administrative staff or assistants, this coverage is legally required and protects you against claims from employees.
Our Cognitive Behaviour Therapy Insurance is designed specifically for qualified CBT practitioners working across the UK, including:
If you combine CBT with other therapeutic approaches, we can create a bespoke policy that covers all aspects of your professional activities. This gives you comprehensive protection without gaps in your coverage.
CBT involves working with vulnerable individuals experiencing psychological distress. Without adequate insurance, you could be held personally liable in the event of a claim for injury, property damage or losses caused from incorrect advice. The cost to defend these claims can be thousands of pounds in legal fees alone.
Get a Quote
While your expertise helps clients overcome significant challenges, there’s always potential for claims if therapy doesn’t meet expectations or if clients experience adverse outcomes.
Get a QuoteIf you were to spill a cup of coffee on a client’s expensive handbag or on their laptop, they would expect their item to be replaced. Insurance would be your saviour in situations such as this.
Imagine a client slipped and fractured their arm while attending a therapy session. If you were deemed liable for the incident, the cost of defending the claim and awarding damages can be significant.
Even the most skilled and ethical CBT practitioners can face such allegations. Without proper insurance, the financial impact of defending against claims could be devastating, even if you’re ultimately not found at fault. Legal fees alone can run into thousands of pounds.
With over 40 years of experience providing insurance to holistic and complementary professionals, Holistic Gold offers unparalleled expertise in protecting practitioners like you. Our deep understanding of therapeutic practices ensures your policy truly addresses the specific risks you face when helping clients through cognitive and behavioural change.
Every CBT practitioner’s approach is unique, which is why we don’t believe in one-size-fits-all insurance. Whether you focus on particular client groups or specialise in specific CBT applications, we tailor our coverage to match your exact circumstances.
We provide instant cover with immediate access to your documentation, allowing you to take on new clients or opportunities without delay.
Quality protection shouldn’t break the bank. We leverage our industry position to negotiate preferential rates with insurers – savings we pass directly to you. Our CBT Insurance starts from just £47.04 per year, providing essential peace of mind at an affordable price.
Insurance proves its worth when you need to make a claim. Our dedicated team offers expert guidance through what can be a stressful process, advocating on your behalf and ensuring fair treatment throughout.
Finding the right insurance policy for your CBT practice shouldn’t be complicated. Our straightforward approach helps identify the most appropriate coverage based on your specific working arrangements:
Are you a Student?
Do you own or manage a clinic or business premises that allows access to the public (excluding clinics based at home)?
Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.
Get a quoteAre you employed by a clinic or business owner?
Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.
Get a quoteDo you rent a space in a clinic or work on a freelance or mobile basis in the holistic sector?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteDo customers visit you at home for their therapy or treatment?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.
Get a quoteBased on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteNot sure which option is right for you? Our specialist team can provide personalised guidance on selecting the perfect policy for your unique practice.
To obtain our CBT Insurance, we typically require evidence of recognised qualifications in Cognitive Behaviour Therapy. This includes certification from an accredited training programme or relevant university qualifications in psychology or counselling with CBT specialisation.
Yes, we provide cover for virtual therapy sessions, which have become increasingly common. The same professional standards apply whether you’re conducting therapy in person or online. We recommend maintaining thorough documentation of all sessions, having clear informed consent procedures for this delivery method, and ensuring appropriate confidentiality measures for all digital communications.
Holistic Gold provides instant coverage with immediate documentation upon completing your purchase online. This means you can receive your insurance certificate within minutes, which is particularly valuable when you need to provide proof of insurance for a new client contract, facility credentialing, or professional membership requirement.
Absolutely. At Holistic Gold, we understand that your practice may evolve, whether that’s adding new services, working from additional locations, or increasing client numbers. Our flexible policies can be updated at any time to reflect changes in your professional activities. Just get in touch with our team, and we’ll help you adjust your coverage so you stay fully protected as your practice grows.
If you work mobile or freelance in the Cognitive Behaviour Therapy sector, our specialist policies provide all the cover you need at some of the best prices around.
Freelance coversThe Holistic Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.
Treatment pageDo you own or lease a Holistic Therapy Centre or Practice? Our Therapy Centre insurance packages provide some of the widest covers available.
Therapy Centre coversTalking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hairdresser, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
