Comprehensive Child, Adolescent and Family Therapy Insurance Tailored for You and Your Business
Get a QuoteChild, adolescent and family therapy requires unique skills and sensitivity when working with vulnerable individuals during formative developmental stages.
At Holistic Gold, we understand the profound impact your therapeutic interventions have on young lives and family dynamics. Our specialised insurance provides comprehensive protection designed specifically for practitioners working with children, young people and families.
Insurance provided by a Standard & Poor’s A (Strong) rated insurer.
We’ve been working with businesses like yours for over 40 years.
Tailor-made insurance policies, made for specialists, by specialists.
Our comprehensive insurance includes essential coverages specifically tailored to protect professionals in your field:
This fundamental coverage protects you if a client or member of the public suffers an injury or property damage related to your business activities. Our standard policies include £3 million in public liability protection, with options to increase to £5 million if required by specific work settings.
If you provide or sell products to your clients, such as therapeutic toys, resources, or assessment materials, this coverage protects you if these items cause injury or damage. This is particularly relevant for therapists who develop and supply their own therapeutic resources or recommend specific tools as part of therapy programmes.
Also known as professional indemnity insurance, this crucial coverage specifically protects against claims arising from the professional services you provide. This protection covers legal defence costs and any compensation awarded.
This protects you against claims for purely economic losses that don’t involve physical injury or property damage. We automatically include £10,000 of financial loss coverage in our policies.
We also offer several optional covers that many child and family therapists find valuable:
Provides financial support if you’re unable to work due to an injury, helping replace lost income during recovery periods.
Covers your specialised therapy equipment, play materials, assessment tools, and other professional resources against damage, theft, or loss.
If you employ assistants or administrative staff, this coverage is legally required and protects you against claims from employees who are injured or become ill as a result of working for you.
All our policies are customisable to your specific professional activities, ensuring your coverage aligns with your unique therapeutic approach.
Our Child, Adolescent and Family Therapy Insurance is designed specifically for qualified professionals working across the UK, including:
If you combine child and family therapy with other holistic or complementary approaches, we can create a bespoke policy that covers all aspects of your professional activities, ensuring comprehensive protection without gaps in your coverage.
Your clients are vulnerable individuals, often navigating complex emotional landscapes, family dynamics and developmental challenges. The sensitivity of this work heightens both the emotional stakes and potential liability concerns. Without adequate insurance, you would be personally liable for any claims made against you. The costs can run in to thousands of pounds, even if you are not at fault.
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Working therapeutically with children, adolescents and families presents unique risks beyond those faced by practitioners who work exclusively with adults.
Get a QuoteWorking with such a wide range of clients can increase the risk of injury. Imagine a child were to slip in your therapy room and fracture an arm. If you are at fault, you will be expected to compensate the child and their family for the injury caused.
If you are responsible for damaging a client’s property, they would expect it to be replaced at your cost. Perhaps you knock over an expensive vase while attending a client’s home or spill coffee on their laptop. Your insurer could come to the rescue in situations such as these.
If the advice you give is incorrect or does not lead to the desired results, you may be held responsible. In this case, you would rely on your insurer to defend your position and fund any compensation claims where there has been wrongdoing.
Even the most skilled and ethical practitioners can face allegations. Without proper insurance, the financial impact of defending against claims could be devastating, even if you’re ultimately not found at fault. Legal fees alone can run into thousands of pounds.
With over 40 years of experience providing insurance to holistic and complementary professionals, Holistic Gold offers unparalleled expertise in protecting practitioners like you. We understand the nuanced nature of child, adolescent and family therapy and the specific risks you face when working with vulnerable young clients.
Every therapist’s practice is unique, which is why we don’t believe in one-size-fits-all insurance. Whether you primarily use play therapy, creative approaches, talking therapies, or systemic interventions, we tailor our coverage to fit your specific methods and client population.
When opportunities arise to work with new clients or in new settings, you need insurance quickly. That’s why we provide instant cover with immediate access to your insurance documentation through our streamlined online process.
Quality protection shouldn’t break the bank. We leverage our industry position and specialist experience to negotiate preferential rates with our insurers, which are savings we pass directly to you. Our Child, Adolescent and Family Therapy Insurance starts from just £47.04 per year, providing essential peace of mind at an affordable price.
Our dedicated claims team offers expert guidance through what can be a stressful process, advocating on your behalf and ensuring fair treatment. With Holistic Gold, you’re never alone when facing a potential claim – we provide step-by-step support from initial notification through to resolution.
Finding the right insurance policy for your child and family therapy practice shouldn’t be complicated. Our simple policy chooser helps identify the most appropriate coverage based on your specific working arrangements.
Are you a Student?
Do you own or manage a clinic or business premises that allows access to the public (excluding clinics based at home)?
Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.
Get a quoteAre you employed by a clinic or business owner?
Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.
Get a quoteDo you rent a space in a clinic or work on a freelance or mobile basis in the holistic sector?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteDo customers visit you at home for their therapy or treatment?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.
Get a quoteBased on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteNot sure which option is right for you? Contact our specialist team for personalised guidance on selecting the perfect policy for your unique therapy practice.
To obtain our insurance, we typically require evidence of professional qualifications relevant to child, adolescent or family therapy from accredited institutions. We also recognise membership with professional bodies or specialist organisations for child therapists. If you’re currently completing your qualification, our student policies can provide coverage during your clinical placements.
We provide instant cover through our streamlined online application process. Once you’ve completed your application and payment, you’ll receive immediate access to your insurance documentation. Our efficient system ensures you’re never left waiting when you need insurance quickly.
Holistic Gold provides insurance for a wide range of holistic, complementary and therapeutic practices, including but not limited to Reiki, meditation teaching, yoga instruction, massage therapy, reflexology, acupuncture, counselling, sports therapy, and many more. Our policies are tailored to the specific risks associated with each discipline, ensuring comprehensive coverage regardless of your specialisation.
If you need to make a claim, contact us immediately – even if no formal action has been taken yet. Our dedicated claims team will guide you through the process, helping you gather all necessary documentation and information. With Holistic Gold, you receive personalised support from notification through to resolution, ensuring you’re never left to navigate a claim alone.
Yes, all our policies are customisable to your specific professional activities. We understand that every practitioner’s business is unique, which is why we offer a range of optional coverages beyond our standard protection.
If you work mobile or freelance in the Child, Adolescent and Family Therapy sector, our specialist policies provide all the cover you need at some of the best prices around.
Freelance coversThe Holistic Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.
Treatment pageDo you own or lease a Holistic Therapy Centre or Practice? Our Therapy Centre insurance packages provide some of the widest covers available.
Therapy Centre coversTalking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hairdresser, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
