Comprehensive Channelling Insurance Tailored for You and Your Business
Get a QuoteChannelling is a profound spiritual practice that serves as a conduit for wisdom, energy, or communication from guides, higher consciousness, or spiritual entities.
At Holistic Gold, we understand the unique risks associated with providing this specialised metaphysical service. Our dedicated Channelling Insurance offers comprehensive protection designed specifically for practitioners who facilitate spiritual communication and energy work.
Our tailored insurance packages protect you against the specific risks associated with channelling sessions, including potential misinterpretation claims, allegations of improper practice, and professional accountability.
Insurance provided by a Standard & Poor’s A (Strong) rated insurer.
We’ve been working with businesses like yours for over 40 years.
Tailor-made insurance policies, made for specialists, by specialists.
Our comprehensive Channelling Insurance includes essential coverages specifically designed to protect practitioners in your field:
This important coverage protects you if a client or member of the public suffers an injury or property damage related to your business activities. Our standard policies include £3 million in public liability protection, with options to increase to £5 million if required by specific venues.
If you sell or supply products to your clients, such as crystals, recorded sessions, guidance materials, or spiritual tools, this coverage protects you if these items cause injury or adverse reactions. This protection is particularly valuable for practitioners who create their own products or recommend specific tools as part of their practice.
Also known as professional indemnity insurance, this vital coverage specifically protects against claims arising from the professional services you provide. This protection covers legal defence costs and any compensation awarded, safeguarding both your financial security and professional reputation.
This protects you against claims for purely economic losses that don’t involve physical injury or property damage. We automatically include £10,000 of financial loss coverage in our policies.
We also offer several optional covers that many channelling practitioners find valuable:
Provides financial support if you’re unable to work due to an injury, whether sustained during sessions or in your personal life.
Covers your channelling tools, recording equipment, crystals, and other items against damage, theft, or loss.
If you employ assistants or administrative staff, this coverage is legally required and protects you against claims from employees who are injured or become ill as a result of working for you.
Our Channelling Insurance is designed for qualified practitioners working across the UK, including:
If you combine channelling with other holistic or complementary therapies such as Reiki, meditation teaching, or spiritual healing, we can create a comprehensive policy that covers all aspects of your professional practice, ensuring there are no gaps in your protection.
Channelling involves providing guidance that directly affects your clients’ physical health and wellbeing. In the event of an issue resulting in an injury or some other form of loss, your client may make a claim against you. Without adequate insurance, you will be personally liable to pay such a claim and the financial consequences to your business, and your reputation, can be devastating.
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Channelling, while a deeply spiritual practice, carries specific professional risks that make comprehensive insurance essential.
Get a QuoteThe metaphysical nature of the work can lead to misunderstandings, unmet expectations, or emotional responses that might result in claims against your practice.
Imagine a client were to fall off a treatment couch or slip while in your treatment room. You could be deemed liable and expected to pay compensation for any injuries suffered.
Without appropriate insurance, defending yourself could cost thousands in legal fees alone, even if you’re ultimately not found at fault.
With over 40 years of experience providing insurance to holistic and complementary therapists, Holistic Gold offers unparalleled expertise in protecting practitioners like you. We understand the nuanced nature of channelling and the specific risks you face when facilitating spiritual communication.
Every channelling practice is unique, which is why we don’t believe in one-size-fits-all insurance. Whether you work primarily with individual clients, facilitate group sessions, or teach channelling techniques, we tailor our coverage to fit your specific methods and circumstances.
In today’s fast-paced spiritual marketplace, opportunities arise quickly. That’s why we provide instant cover with immediate access to your insurance documentation. Whether you’ve just been invited to participate in a spiritual event or need to renew lapsed coverage, you can obtain comprehensive protection in minutes through our streamlined online process.
Quality protection shouldn’t break the bank. We leverage our industry position and specialist experience to negotiate preferential rates with our insurers, which are savings we pass directly to you. Our Channelling Insurance starts from just £47.04 per year, providing essential peace of mind at an affordable price.
Help is on hand every step of the way with Holistic Gold. We pride ourselves on being there for our customers and expert advisors can assist throughout your claims journey. We will take the stress out of the process and allow you to focus on continuing to run your business.
Finding the right insurance policy for your channelling practice shouldn’t be complicated. Our simple policy chooser helps identify the most appropriate coverage based on your specific working arrangements:
Are you a Student?
Do you own or manage a clinic or business premises that allows access to the public (excluding clinics based at home)?
Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.
Get a quoteAre you employed by a clinic or business owner?
Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.
Get a quoteDo you rent a space in a clinic or work on a freelance or mobile basis in the holistic sector?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteDo customers visit you at home for their therapy or treatment?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.
Get a quoteBased on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteNot sure which option is right for you? Contact our specialist team for personalised guidance on selecting the perfect policy for your unique channelling practice.
To obtain our Channelling Insurance, we typically look for evidence of training or development in your spiritual practice. While channelling often involves innate abilities, demonstrating your commitment to ethical practice and ongoing development strengthens your insurance application. If you’re currently developing your abilities through formal training, our student policies can provide coverage during this period.
With our streamlined online application process, you can receive immediate coverage and instant access to your insurance documentation. Our efficient system ensures you’re never kept waiting when you need protection quickly.
Yes, we specialise in creating bespoke policies for practitioners who offer multiple therapies or techniques. If you combine different holistic or complementary practices, we can develop a comprehensive policy that covers all aspects of your professional activities, ensuring there are no gaps in your protection. Simply let us know all the therapies you practice when obtaining your quote, and we’ll tailor your coverage accordingly.
If you become aware of a potential claim, contact us immediately – even if no formal action has been taken yet. Document everything thoroughly, including detailed notes about the session, any signed consent forms, and records of client interactions.
Our premium calculations consider several factors, including the types of therapies you practice, your qualifications, business setup (mobile, salon-based, etc.), annual income, and coverage limits required. With over 35 years of experience in the holistic therapy insurance market, we’ve developed relationships with insurers that allow us to offer competitive rates for comprehensive coverage.
Our standard policies start from just £47.04 per year, with options to customise coverage based on your specific professional needs.
If you work mobile or freelance in the Channelling sector, our specialist policies provide all the cover you need at some of the best prices around.
Freelance coversThe Holistic Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.
Treatment pageDo you own or lease a Holistic Therapy Centre or Practice? Our Therapy Centre insurance packages provide some of the widest covers available.
Therapy Centre coversTalking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hairdresser, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
