Holistic & Complementary Therapist Insurance

Holistic & Complementary Therapist Insurance

Comprehensive insurance for your holistic or complementary therapy business

Premium Holistic Therapy Insurance At Affordable Rates

As a professional therapist practicing holistic and complementary treatments, your insight into your clients’ problems goes deeper than just their symptoms. You take an integrated approach to body, mind and spirit, restoring natural balance and an optimal level of health and wellness.

These therapies are increasingly popular, yet there will be times when a customer is unhappy with their treatment. They might suggest your therapy has worsened their condition — even if you don’t believe that you are at fault — and you could find yourself faced with a claim for malpractice.

That’s where our Holistic Gold Complementary Therapy insurance (one of Salon Gold’s family of policies) comes in. While standard business policies offer a great deal of cover, you’ll need a specific holistic insurance package, tailored to your unique requirements.

You can rest assured you will have full malpractice insurance to keep you protected, as well as a range of other important covers. By law, employers’ liability insurance is required if you hire anyone and motor insurance if you drive to clients’ homes.

The best part? Our policies are very affordable, so you can focus your time on helping and healing your customers without worrying about too many potential obstacles.

What’s included…

from £47.04* per year
* This price is for a £3m public, products and malpractice cover (up to £5m available) and £10k financial loss cover for a sole trader. It includes insurance premium tax and excludes our admin charge. ALL customers will pay this amount UNLESS they choose to take out additional optional covers or treatments which are priced separately.

Comprehensive Cover For Holistic & Complementary Therapists

As a holistic or complementary therapist, you may have already put good practices into place, ensuring everyone’s safety and offering the best possible experience to clients. However, numerous things can go wrong, and accidents do happen.

Holistic therapists face a number of unique risks. Bodily harm, or mental and psychological damage (or a combination) may occur during a customer’s treatment, which can land your business in hot water. You also never know if theft, property damage, or a weather event, like a flood or storm, will negatively impact you.

As such, our specialist holistic and complementary therapy insurance policy is designed to safeguard you against any unexpected events. Should a third-party suffer an injury, or their property becomes damaged due to your work activities, public liability gives you protection, paying out for any legal fees and other expenses associated with a claim.

Products liability covers you if a product used in treatment causes an adverse reaction. Should a client be unhappy with a treatment or any advice you have given, malpractice cover is also a vital protection.

Use our easy online quote tool to build an insurance policy that suits your business needs. It’s quick, simple, and you’ll be covered instantly!

Holistic & Complementary Therapist Insurance Treatments

We provide cover for a wide range of treatments in the holistic and complementary therapy industry. You will be covered in the event that a treatment you provide causes injury, damage or illness. For example  injury caused during a reiki treatment.

You will automatically be covered for all treatments listed under the relevant trade category below providing you hold a suitable qualification for any treatments carried out.

Holistic Therapist

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Descriptions of coverAutomaticOptional
Abe healingYesNo
Access ConsciousnessYesNo
AcupressureYesNo
Acupuncture*NoYes
Addiction Therapy/Counselling*YesNo
Advanced Sound-Wave EnergyYesNo
Alexander TechniqueYesNo
Allergy Therapy/TestingYesNo
Angel Card ReadingYesNo
Angel Therapy/HealingYesNo
Angelic reikiYesNo
Anti Cellulite MassageYesNo
Aqua DetoxYesNo
AromatherapyYesNo
Art Therapy*YesNo
Art TutorYesNo
AstrologyYesNo
Audio SonicYesNo
Aura Imaging PhotographyYesNo
Aura-Soma Colour SystemYesNo
Auricular Acupuncture*NoYes
Aurora TherapiesYesNo
AyurvedaYesNo
Ayurvedic MassageYesNo
Baby Massage Instructor*YesNo
Baby ReflexYesNo
Baby YogaYesNo
Bach and Australian Bush Flower RemediesYesNo
Balinese MassageYesNo
Bamboo MassageYesNo
Be Set Free Fast™ (BSFF)YesNo
Behavioural TherapyYesNo
Belvaspata HealingYesNo
Bio-Energy TherapyYesNo
Bio-Magnetic TechniqueYesNo
Bio-Resonance*YesNo
BiofeedbackYesNo
Bioptron Light TherapyYesNo
BiorhythmsYesNo
Body Alignment TechniqueYesNo
Body Analysis*YesNo
Body CodeYesNo
Body Conditioning / Swiss BallYesNo
Body Stress ReleaseYesNo
BodyTalk SystemYesNo
Breastfeeding counsellor*YesNo
Breath TherapyYesNo
Brennan Healing ScienceYesNo
Breuss Spinal MassageYesNo
Business CoachYesNo
Buteyko Breathing MethodYesNo
Camouflage Make UpYesNo
Career CoachingYesNo
Chakra BalancingYesNo
ChannellingYesNo
Chavutti Thirumal MassageYesNo
Chi Kung / Qi GongYesNo
Child, Adolescent and Family Therapy*YesNo
Cognitive Behavioural Therapy*YesNo
Colonic Hydrotherapy*NoYes
Colour BreathingYesNo
Colour ReflexologyYesNo
Colour TherapyYesNo
Colour and Image ConsultancyYesNo
Conciliation / MediationYesNo
Craniosacral TherapyYesNo
Creative JournalingYesNo
Crystal Singing BowlYesNo
Crystal healing/therapyYesNo
Culture Change TrainingYesNo
Cupping*NoYes
Dance Movement Therapy*YesNo
Dance Teacher*YesNo
Daoyin TaoYesNo
Deeksha Healing / Oneness BlessingYesNo
Deep Tissue Massage*YesNo
Dorm MethodYesNo
Dowsing for Stress ReliefYesNo
Drama & Movement TherapyYesNo
DramatherapyYesNo
Dream AnalysisYesNo
Ear CandlingYesNo
Egyptian Sekhem ReikiYesNo
Electro Crystal TherapyYesNo
Emmett TechniqueYesNo
EmoTranceYesNo
Emotion CodeYesNo
Emotional Freedom Techniques (EFT)YesNo
Energy HealingYesNo
Energy Technique (The Balance Procedure)YesNo
Face ReadingYesNo
Faith HealingYesNo
Far-Infrared DetoxificationYesNo
Feng Shui ConsultantYesNo
Flower Essence TherapyYesNo
Gem RemediesYesNo
Geopathic StressYesNo
Gestalt Psychotherapy*YesNo
Gong Bath MeditationYesNo
Hand ReflexologyYesNo
Healer DowsingYesNo
HealingYesNo
Heartmath – stress/emotional management programme*YesNo
HellerworkYesNo
Herbalism (Western)YesNo
Holistic FacialYesNo
Holistic MassageYesNo
Holistic PsychotherapyYesNo
Holographic RepatterningYesNo
HomeopathyYesNo
Hot Stone Massage/TherapyYesNo
Human Givens psychotherapy/counselling*YesNo
HunaYesNo
HydrotherapyYesNo
Hypnotherapy*YesNo
I-Ching ReadingsYesNo
Indian Face MassageYesNo
Indian Head MassageYesNo
Instrument Assisted Soft Tissue MobilisationYesNo
Integrated Energy TherapyYesNo
Integrative Art TherapyYesNo
Interferential TherapyYesNo
IridologyYesNo
Jin Shin JyutsuYesNo
Journey TherapyYesNo
Kairos/Shen TherapyYesNo
Kalari Foot MassageYesNo
KinesiologyYesNo
Kinesiology TapingYesNo
Kinetic Chain ReleaseYesNo
Kore TherapyYesNo
Ku Nye (Tibetan) Head MassageYesNo
La Stone TherapyYesNo
Laughter Yoga TherapyYesNo
Lava Shells MassageYesNo
Lava Wellness MassageYesNo
Lebed MethodYesNo
Life Skills ConsultancyYesNo
Life and Business Coaching*YesNo
Light TherapyYesNo
Light Touch TherapyYesNo
Lomi Lomi MassageYesNo
M TechniqueYesNo
Magnetic TherapyYesNo
Magnified HealingYesNo
Manual Lymphatic DrainageYesNo
Mary Network HealingYesNo
Massage in Schools InstructorYesNo
Matrix ReimprintingYesNo
Meditation/Meditation TeachingYesNo
MediumshipYesNo
Meridian TherapyYesNo
Meta-MedicineYesNo
Metabolic Effect FitnessYesNo
Metamorphic TechniqueYesNo
Mickel TherapyYesNo
Mindfulness TherapyYesNo
MobiliserYesNo
Moxibustion*NoYes
Music TherapyYesNo
Myers BriggsYesNo
Myers TherapyYesNo
Myofascial ReleaseYesNo
NO HANDS® MassageYesNo
NaturopathyYesNo
Neuro-Linguistic Programming (NLP)YesNo
Neuromuscular TherapyYesNo
Neurostructural Integration TechniqueYesNo
NumerologyYesNo
Nutritional therapy/medicineYesNo
On Site MassageYesNo
Oncology MassageYesNo
Oracle Card ReadingYesNo
Oriental Body BalanceYesNo
PalmistryYesNo
Paranormal PractitionerYesNo
Parts Therapy*YesNo
Pendulum DowsingYesNo
PhytobiophysicsYesNo
PhytotherapyYesNo
Play Therapy*YesNo
Polarity TherapyYesNo
Posture AnalysisYesNo
Pranic HealingYesNo
Pregnancy Massage*YesNo
Pregnancy Reflexology*YesNo
Psych-K*YesNo
Psychic ReadingsYesNo
Psychic SurgeryYesNo
PsychobiologyYesNo
Psychometric AssessmentYesNo
PsychosynthesisYesNo
PulsingYesNo
Qi Gong (Non Contact)YesNo
Quantum-TouchYesNo
RadionicsYesNo
Rahanni Celestial HealingYesNo
Re-birthing BreathworkYesNo
Reality TherapyYesNo
Reconnective HealingYesNo
Reference Point Therapy (RPT)YesNo
Reflective RepatterningYesNo
ReflexologyYesNo
ReikiYesNo
Relaxation TherapyYesNo
Remedial & Sports MassageYesNo
Reverse TherapyYesNo
RolfingYesNo
Rossiter MethodYesNo
RunesYesNo
Scenar TherapyYesNo
Seated AcupressureYesNo
Seated Meridian MassageYesNo
Sedona MethodYesNo
SeichemYesNo
SeikiYesNo
Shamanic Healing*YesNo
Shen TherapyYesNo
ShiatsuYesNo
Skeletal BalancingYesNo
Smoking Cessation Therapy*YesNo
Soul Plan ReadingYesNo
Sound Healing / TherapyYesNo
Speech and Language TherapyYesNo
Spiritual Healing*YesNo
Spiritual coaching*YesNo
Sports Therapist*YesNo
Stress ManagementYesNo
Swedish MassageYesNo
Systematic KinesiologyYesNo
Tai Chi Instructor (Non-Combat)*YesNo
Tapas Acupressure Techniques (TAT)YesNo
Tarot Card ReadingYesNo
Tatty BumpkinYesNo
Tea Leaf Reading/TasseographyYesNo
Terra-Mai Reiki/SeichemYesNo
Thai Foot Massage*YesNo
Thai MassageYesNo
Thai Yoga MassageYesNo
The ‘M’ TechniqueYesNo
The Trager Approach®YesNo
Thermal PalmsYesNo
Theta HealingYesNo
Thought Field TherapyYesNo
Time Line TherapyYesNo
Touch For HealthYesNo
TragerYesNo
Trigger Point TherapyYesNo
Tui Na MassageYesNo
Tuning Fork TherapyYesNo
Ultrasound therapyYesNo
Vibrational MedicineYesNo
VibrillianYesNo
Vibromuscular Harmonization Technique (VHT)YesNo
VisualisationYesNo
Warm Bamboo MassageYesNo
Weight Management Consultant*YesNo
Whole Food TherapyYesNo
Wholistic Hybrid of EMDR and EFT (WHEE)YesNo
Working Coach utilizing the work of Louise HayYesNo
Workshop Leader utilizing the work of Louise HayYesNo
Yoga Teaching/TherapyYesNo
Zdenko Domancic Bioenergy TherapyYesNo
Zero BalancingYesNo
Zone TherapyYesNo
* Additional terms apply. Full details available during the quote process.

Nutritional Therapist

Descriptions of coverAutomaticOptional
Diet and Nutrition AdviceYesNo
Healthy Eating Advice*YesNo
Nutritional Therapy/MedicineYesNo
Vitamin TherapyYesNo
Weight Management Consultant*YesNo
Whole Food TherapyYesNo
* Additional terms apply. Full details available during the quote process.

Our Holistic & Complementary Therapist Cover

For Mobile & Freelance

If you work mobile or freelance in the holistic & complementary therapist sector, our specialist policies provide all the cover you need at some of the best prices around.

Freelance covers

Our Holistic & Complementary Therapist treatments

The Holistic Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.

Treatment page

Do you own or lease a salon? Our salon insurance packages provide some of the widest covers available.

Salon covers

Superstars

Tracey Smith Waxing Product & Training Expert Holistic Therapist Submit your question

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    Thank you for your message, it has been submitted!

    So how does it work?

    Your message will go to our Superstars and each month one question will be answered and featured on theHUB. Our Salon Gold Superstars are here to share the secrets of their success with you and pass on their knowledge to help you to maximise your potential.

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    Which type of Holistic Gold policy do I need?

    Find out which insurance policy is right for your business.

    Go

    Are you a Student?

    Yes
    No
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    Based on the information provided we would suggest our Student policy.

    Get a quote
    « back

    Do you own or manage a clinic or business premises that allows access to the public (excluding clinics based at home)?

    Yes
    No
    « back

    Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.

    Get a quote
    « back

    Are you employed by a clinic or business owner?

    Yes
    No
    « back

    Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.

    Get a quote
    « back

    Do you rent a space in a clinic or work on a freelance or mobile basis in the holistic sector?

    Yes
    No
    « back

    Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

    Get a quote
    « back

    Do customers visit you at home for their therapy or treatment?

    Yes
    No
    « back

    Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.

    Get a quote
    « back

    Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

    Get a quote
    « back

    Holistic & Complementary Insurance FAQs

    What is holistic & complementary therapy?

    Holistic & complementary therapies differ from conventional treatments: they consider the whole person’s being, including their mind, body and spirit, rather than concentrating on individual symptoms.

    Therapists may use a range of treatments to improve the health and wellbeing of a client. This might be through relaxation, visual imagery and other bodywork methods like yoga, therapeutic touch and Reiki. It can be hugely beneficial for issues such as addiction, depression, and anxiety.

    Do holistic & complementary therapists need insurance?

    As a holistic therapist you’ll face multiple risks at work, so insurance is essential in order to protect your business from reputational and financial damage. While you might think your activities are safe, accidents happen, which is why a policy will be a blessing in the future should anything go wrong.

    For example, if you offer massage therapy, which requires close, personal contact, having the right insurance will protect you from any lawsuits that occur from accidental injury to a client. Overall, holistic & complementary insurance covers you if a customer makes a compensation claim against you.

    How much is complementary therapist insurance?

    The cost of your complementary therapist insurance depends on the type of treatments you offer and the cover you need. For public liability and malpractice insurance (the most important covers), Salon Gold’s prices start from just £52.04 per year. However, this will increase if you carry out more advanced treatments or decide you require more covers, such as stock and equipment, financial loss and personal accident insurance.

    Do I need to keep client records as a complementary therapist?

    Keeping client records is important as it allows you to stay up-to-date with the previous treatments and issues your customers may have had. Not only will this give returning customers a sense of confidence, it will also be invaluable if someone makes a claim against you regarding your practices. Such information will provide a strong defence if necessary. Learn more about keeping client records as a complementary therapist below:

     

    “Will qualifications affect my insurance?”

    Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide

    Teacher or student cover

    Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!

    Holistic & Complementary Therapist Insurance Related Articles

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