Holistic & Complementary Therapist Insurance

Comprehensive insurance for your holistic or complementary therapy business

Premium Holistic Therapy Insurance At Affordable Rates

As a professional therapist practicing holistic and complementary treatments, your insight into your clients’ problems goes deeper than just their symptoms. You take an integrated approach to body, mind and spirit, restoring natural balance and an optimal level of health and wellness.

These therapies are increasingly popular, yet there will be times when a customer is unhappy with their treatment. They might suggest your therapy has worsened their condition — even if you don’t believe that you are at fault — and you could find yourself faced with a claim for malpractice.

That’s where our Holistic Gold Complementary Therapy insurance (one of Salon Gold’s family of policies) comes in. While standard business policies offer a great deal of cover, you’ll need a specific holistic insurance package, tailored to your unique requirements.

You can rest assured you will have full malpractice insurance to keep you protected, as well as a range of other important covers. By law, employers’ liability insurance is required if you hire anyone and motor insurance if you drive to clients’ homes.

The best part? Our policies are very affordable, so you can focus your time on helping and healing your customers without worrying about too many potential obstacles.

Comprehensive Cover For Holistic & Complementary Therapists

As a holistic or complementary therapist, you may have already put good practices into place, ensuring everyone’s safety and offering the best possible experience to clients. However, numerous things can go wrong, and accidents do happen.

Holistic therapists face a number of unique risks. Bodily harm, or mental and psychological damage (or a combination) may occur during a customer’s treatment, which can land your business in hot water. You also never know if theft, property damage, or a weather event, like a flood or storm, will negatively impact you.

As such, our specialist holistic and complementary therapy insurance policy is designed to safeguard you against any unexpected events. Should a third-party suffer an injury, or their property becomes damaged due to your work activities, public liability gives you protection, paying out for any legal fees and other expenses associated with a claim.

Products liability covers you if a product used in treatment causes an adverse reaction. Should a client be unhappy with a treatment or any advice you have given, malpractice cover is also a vital protection.

Use our easy online quote tool to build an insurance policy that suits your business needs. It’s quick, simple, and you’ll be covered instantly!

*This price is for a £3m public, products and professional treatment risk liability cover (up to £5m available) and £10k financial loss cover for a sole trader. It includes insurance premium tax and our admin charge. ALL customers will pay this amount UNLESS they choose to take out additional optional covers or treatments which are priced separately.
from £52.04* per year

What’s included

  • £3m Public Liability, Products Liability and Malpractice Cover (up to £5m available)
  • £10k Financial Loss Cover
  • Insurance Premium Tax
  • Our Admin Charge

Holistic & Complementary Insurance Sector Trades & Treatments

Which type of Holistic Gold policy do I need?

Find out which insurance policy is right for your business by clicking below.

Holistic & Complementary Insurance FAQs

What is holistic & complementary therapy?

Holistic & complementary therapies differ from conventional treatments: they consider the whole person’s being, including their mind, body and spirit, rather than concentrating on individual symptoms.

Therapists may use a range of treatments to improve the health and wellbeing of a client. This might be through relaxation, visual imagery and other bodywork methods like yoga, therapeutic touch and Reiki. It can be hugely beneficial for issues such as addiction, depression, and anxiety.

Do holistic & complementary therapists need insurance?

As a holistic therapist you’ll face multiple risks at work, so insurance is essential in order to protect your business from reputational and financial damage. While you might think your activities are safe, accidents happen, which is why a policy will be a blessing in the future should anything go wrong.

For example, if you offer massage therapy, which requires close, personal contact, having the right insurance will protect you from any lawsuits that occur from accidental injury to a client. Overall, holistic & complementary insurance covers you if a customer makes a compensation claim against you.

How much is complementary therapist insurance?

The cost of your complementary therapist insurance depends on the type of treatments you offer and the cover you need. For public liability and malpractice insurance (the most important covers), Salon Gold’s prices start at less than £50 per year. However, this will increase if you carry out more advanced treatments or decide you require more covers, such as stock and equipment, financial loss and personal accident insurance.

Do I need to keep client records as a complementary therapist?

Keeping client records is important as it allows you to stay up-to-date with the previous treatments and issues your customers may have had. Not only will this give returning customers a sense of confidence, it will also be invaluable if someone makes a claim against you regarding your practices. Such information will provide a strong defence if necessary. Learn more about keeping client records as a complementary therapist below:


"Will qualifications affect my insurance?"

Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide

Teacher Or Student Cover

Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an extra optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!

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