Trampolining Insurance

To be covered under our trampolining instructor insurance, you need a recognised qualification such as the British Gymnastics Trampoline Award Scheme, or an equivalent certification from a reputable provider like Active IQ. The specific qualification requirements depend on the level and type of trampolining you teach.

For basic fitness trampolining or rebounding classes, a Level 2 Fitness Instructor qualification with a recognised rebounding specialisation may be sufficient. For competitive trampolining coaching, higher-level sport-specific qualifications are typically required.

Our standard trampolining insurance covers you specifically for teaching trampolining and closely related activities. However, you can easily add coverage for other fitness disciplines to your policy for a modest additional premium.

Many of our clients teach multiple class types, and we can create a comprehensive policy that covers all your teaching activities. When adding other disciplines, you’ll need to provide evidence of appropriate qualifications for each activity type. This ensures continuous protection regardless of which class format you’re teaching on any given day.

If a participant sustains an injury during your class and makes a claim against you, your public liability and malpractice insurance would respond. You should notify us as soon as possible after becoming aware of a potential claim. Our claims team will guide you through the process, which typically involves providing details of the incident, relevant documentation about the participant’s registration (such as signed waivers or health questionnaires), and information about your qualifications and the instruction provided.

While our policies are comprehensive, certain exclusions do apply. These typically include claims arising from:

• Teaching without appropriate qualifications
• Deliberate or malicious acts
• Activities outside the scope of your declared business operations
• Pre Existing medical conditions that weren’t properly disclosed or accommodated
• Instruction of prohibited or extremely high-risk manoeuvres without proper safety equipment

We recommend thoroughly reviewing your policy documents and discussing any specific concerns with our team. Being aware of these exclusions helps you maintain best practices that ensure continuous protection. We pride ourselves on clarity and transparency, ensuring you fully understand your coverage boundaries.

If an incident occurs that might lead to a claim, contact our dedicated claims team immediately by phone or email. Early notification is crucial, even if a formal claim hasn’t yet been made against you. You’ll be assigned a personal claims handler who will guide you through the process, requesting necessary documentation and advising on next steps. During a claim, we recommend:

• Gathering detailed incident reports and witness statements
• Maintaining copies of all participant waivers and health questionnaires
• Providing evidence of your qualifications and safety protocols
• Documenting any equipment maintenance records if relevant
• Not discussing liability with the claimant

Our team works diligently to resolve claims efficiently, minimising disruption to your business while ensuring fair outcomes. Throughout the process, we maintain clear communication, keeping you informed at every stage of the claim’s progression.