Comprehensive Street Dance Insurance Tailored for Your Business
Get a QuoteStreet dance insurance is essential for a wide range of dance instructors in the UK. Whether you only teach street dance, or you offer it as part of a broader dance or dance fitness service, having the right insurance is necessary to protect yourself, your business and your clients.
Whether you’re teaching in community centres, schools, private studios, or as part of a larger fitness facility, our policies ensure you’re protected against the unexpected. With decades of experience insuring dance and fitness professionals, Fitness Gold understands the precise needs of street dance instructors and has crafted insurance solutions that give you the freedom to focus on your passion while we handle the protection.
Insurance provided by a Standard & Poor’s A (Strong) rated insurer.
We’ve been working with businesses like yours for over 40 years.
Tailor-made insurance policies, made for specialists, by specialists.
Our comprehensive Street Dance Instructor Insurance packages include several crucial protections designed specifically for dance professionals:
Public liability insurance protects you if a student or member of the public suffers an injury or property damage because of your teaching activities.
If you sell or supply products to your students, such as dance shoes, clothing, or training aids, this coverage protects you if those products cause injury or damage.
This covers claims arising directly from the professional services you provide as an instructor.
This protects you against claims for financial losses that don’t involve physical injury or property damage.
We also offer several optional covers to enhance your protection:
Covers your teaching equipment, including sound systems, portable floors, and other teaching aids against theft, damage, or loss.
Provides financial support if you’re unable to work due to an injury sustained while teaching or in your personal life, helping to replace lost income during recovery periods.
A legal requirement if you employ others, even on a temporary or part-time basis. This covers claims made by employees who are injured or become ill as a result of working for you.
Covers the cost of legal proceedings related to employment disputes, contractual issues, tax investigations, and more.
All our policies are customisable to your specific needs, ensuring you get comprehensive protection without paying for coverage you don’t require.
Our Street Dance Instructor Insurance is perfect for qualified dance professionals across the UK who specialise in various urban dance styles. This includes:
The policy is ideal for instructors teaching all urban dance forms including breaking (breakdance), popping, locking, hip-hop, house, krumping, waacking, and commercial street styles. We understand that many street dance instructors operate in diverse settings, from dedicated dance studios to community halls, schools, youth centres, and even outdoor spaces. Our coverage travels with you wherever you teach.
Street dance instruction combines creative expression with physical activity, presenting distinctive risks that make specialised insurance essential. The high-energy nature of street dance movements significantly increases the potential for accidents and injuries, even under the most careful instruction.
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Street dance is a physically demanding art form that carries unique risks beyond many other dance styles. From power moves in breaking to fast footwork in house dance and intricate isolations in popping, the high-energy nature of street dance increases the likelihood of injuries and liability concerns for instructors.
Get a QuoteStudents attempting advanced moves beyond their current ability levels might suffer injuries despite your best efforts to guide them safely.
Teaching in various venues introduces the risk of accidental damage to floors, mirrors, sound equipment, or other facilities.
The financial implications of uninsured incidents can be severe. Legal fees for defending against claims can run into thousands of pounds, even before any compensation is considered.
Comprehensive Street Dance Instructor Insurance transforms these potentially career-ending risks into manageable business expenses. With the right coverage, you can teach confidently, knowing you’re protected against liability claims, property damage costs, and unexpected financial setbacks.
With over 40 years of experience providing insurance to dance and fitness professionals, Fitness Gold understands the specific risks street dance instructors face. Our policies aren’t generic.
We understand the dance industry doesn’t always let you plan ahead. That’s why we offer instant cover with immediate documentation.
Your street dance instruction business will evolve over time, and your insurance should adapt accordingly. We make it simple to update your policy as your business grows, ensuring you’re always appropriately protected.
Insurance only proves its worth when you need to make a claim. Our dedicated claims team guides you through every step of the process, advocating on your behalf and ensuring fair treatment.
Our insurance policies are recognised and accepted by major dance organisations, educational institutions, and venue operators across the UK.
Finding the right policy type is crucial for ensuring you have appropriate coverage without paying for protection you don’t need. Our interactive policy chooser helps identify the perfect fit for your street dance instruction business:
Are you a Student?
Do you own or manage a gym or business premises that allows access to the public (excluding studios based at home)?
Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.
Get a quoteAre you employed by a gym or business owner?
Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.
Get a quoteDo you rent a space in a gym or work on a freelance or mobile basis in the fitness sector?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteDo customers visit you at home for their fitness session?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.
Get a quoteBased on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteYou need a recognised qualification such as a diploma or certification in street dance instruction. We can often accommodate various qualification paths, so contact us directly if you’re unsure about your certification.
Our standard street dance insurance covers you for teaching urban dance styles including breaking, hip-hop, house, popping, locking, krumping, and commercial street dance. If you teach additional styles like contemporary, ballet, or jazz, you can easily add coverage for these disciplines to your policy for a modest additional premium.
Yes, your public liability and malpractice insurance covers claims arising from injuries during your classes, including when students attempt advanced moves. However, it’s important to demonstrate that you took appropriate precautions, such as proper progression of skills, adequate warm-ups, and clear safety instructions.
Yes, our Freelance/Mobile policy covers you for teaching at workshops, special events, battles, and competitions within the UK. This flexibility is particularly valuable for street dance instructors who often teach across diverse settings beyond regular classes.
Our policy focuses on liability protection rather than business interruption for individual classes. However, our optional Personal Accident cover can provide income replacement if you’re unable to work due to covered injuries, helping offset financial losses during recovery periods.
We provide instant coverage with immediate documentation upon completion of your application and payment. This means you can obtain insurance minutes before a new teaching opportunity if necessary – though we recommend arranging coverage further in advance when possible.
If you work mobile or freelance in the Street Dance Instructor sector, our specialist policies provide all the cover you need at some of the best prices around.
Freelance coversThe Fitness Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.
Treatment pageDo you own or lease a gym? Our gym insurance packages provide some of the widest covers available.
Gym coversTalking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hairdresser, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
