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Sports Massage Insurance

Sports Massage Insurance

Easy as 1, 2, 3 – get sports massage insurance quickly, with instant cover.

Excellent
4.8 out of 5

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Insurance provided by a Standard & Poor’s A (Strong) rated insurer.

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We’ve been working with businesses like yours for over 35 years.

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Tailor-made insurance policies, made for specialists, by specialists.
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Sports Massage Insurance by industry experts

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Working out all of the knots

You’ve trained and worked hard to acquire the massage and soft tissue techniques necessary to be a sports massage therapist. You want to be free to concentrate on delivering a valuable therapeutic service to your clients and we can help by saving you time and money finding the right insurance.

What Is Sports Massage Insurance?

Sports massage insurance is a specialised type of liability insurance designed for massage therapists and bodywork practitioners who offer sports massage services. It’s essential for those in the sports massage industry to safeguard their professional and financial well-being while providing therapeutic services to clients.

Popular in Health & Fitness

Why do sports massage therapists need insurance?

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Sports massage insurance safeguards your finances in case something goes wrong, like a customer injury or property damage. With an insurance policy, your insurer and not you will pay out for any associated expenses.

For instance, it covers you in the case of liability claims arising from treatments, such as injuries, negligence, or misconduct during massage sessions. Sports massage insurance ensures legal expenses, medical costs, and potential compensation resulting from such an incident are covered by the insurer.

What’s included…

from £61.00* per year
* This price is for a £3m public, products and malpractice cover (up to £5m available) and £10k financial loss cover for a sole trader. It includes insurance premium tax and our admin charge. ALL customers will pay this amount UNLESS they choose to take out additional optional covers or treatments which are priced separately.
Covers Treatments

Premium Quality Cover, Without That Premium Price Tag

“So, what’s the catch?”
People often wonder how we can manage to keep our prices so affordable and still give them the same, premium quality cover.
We don’t play favourites. We always get you our best price possible, which keeps us a step ahead of the rest.
No tricks. Just comprehensive cover when you need it most.

Which type of Fitness Gold policy do I need?

Find out which insurance policy is right for your business.

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Are you a Student?

Yes
No
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Based on the information provided we would suggest our Student policy.

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Do you own or manage a gym or business premises that allows access to the public (excluding studios based at home)?

Yes
No
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Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.

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Are you employed by a gym or business owner?

Yes
No
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Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.

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Do you rent a space in a gym or work on a freelance or mobile basis in the fitness sector?

Yes
No
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

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Do customers visit you at home for their fitness session?

Yes
No
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.

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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

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Our Gym Instructor / Personal Trainer incl Dance / Yoga Instructors Cover

For Mobile & Freelance

If you work mobile or freelance in the gym instructor / personal trainer incl dance / yoga instructors sector, our specialist policies provide all the cover you need at some of the best prices around.

Freelance covers

Our Gym Instructor / Personal Trainer incl Dance / Yoga Instructors treatments

The Fitness Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.

Treatment page

Do you own or lease a salon? Our salon insurance packages provide some of the widest covers available.

Salon covers

“Will qualifications affect my insurance?”

Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide

Learn more

Teacher or student cover

Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an extra optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!

Teacher cover Student cover

Sports Massage Insurance FAQs

Do you need insurance as a massage therapist?

Legally speaking, the only insurance cover a sports massage therapist requires is employer’s liability insurance should they employ others. However, it’s highly advisable to obtain other covers for reasons like financial protection, peace of mind, and boosting credibility in the eyes of clients.

What insurance does a sports massage therapist need?

Some of the main insurance covers a sports massage therapist like yourself should obtain include:

  • Public liability insurance to protect you financially if somebody is injured or their property is damaged as a result of your services. 
  • Products liability insurance to cover the costs if someone is injured by a faulty product you designed, manufactured or supplied. 
  • Malpractice insurance is a specific cover for healthcare professionals that offers protection in the event of malpractice allegations. 
  • Financial loss insurance safeguards you from any costs arising from somebody suffering a financial loss due to your services.

These covers form the basis of a standard sports massage insurance policy here at Fitness Gold, though additional covers such as stock insurance, buildings insurance and personal accident insurance may also be useful.

Is it legal to offer sports massages at home in the UK?

Mobile sports massage therapists do not require a licence to offer massages to clients. However, it’s highly recommended to obtain an approved Level 3 qualification in a relevant subject to give you the education required to succeed in the role, as well as to enhance your credibility.

Does sports massage count as physiotherapy?

No, sports massage is not the same as physiotherapy. Physiotherapy is a healthcare profession that involves assessing and treating a wide range of physical conditions, injuries, and disabilities. While sports massage can complement physiotherapy, it primarily focuses on soft tissue manipulation and relaxation in order to improve muscle function and recovery in athletes.

Does Fitness Gold insurance allow me to work overseas?

Our sports massage insurance includes temporary cover of up to 14 days for those working abroad — excluding the USA and Canada.

How Much Does Sports Massage Insurance Cost?

The price of sports massage insurance costs depends on aspects like your experience, previous claims history, the amount of cover you need and how big your operation is. 

 

What we can tell you for certain is that Salon Gold guarantees some of the most inexpensive cover around. No matter your circumstances, we strive to keep our sports massage insurance policies as affordable as possible, without compromising on the quality of cover. 

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