Gym Insurance by industry experts
Fitness Gold has over 35 years of experience to help make sure you have the right insurance for your gym – whatever type of gym you have. Unfortunately, with insurance, the test often only comes when you need to make a claim, so it’s important to be confident that the people arranging your insurance understand your industry. We do, so start a quote today and get back to what you love doing, pumped up on energy and stress free of any mishaps.
Get the right insurance for your Gym
Whether you have a traditional gym, a retro gym or a gym boasting state of the art fitness equipment, we have the right insurance solution for you. If you offer additional services such as hairdressing, sun-beds, beauty or holistic treatments, some brokers may fail to include the specific protection you need for these. We are ideally placed to ensure the correct type of cover for this situation because we also run one of the largest insurance schemes in the UK for these kinds of treatments/therapies.
Fitness Instructor insurance is included with gym insurance
If you employ fitness instructors or welcome external personal trainers to use your facilities, we can make sure that your policy provides the right insurance for the instruction and/or advice they give.
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Which type of Fitness Gold policy do I need?
Find out which insurance policy is right for your business by clicking below.
Our Gym Covers
For Salons & Fixed Premises
- Business interruption »
- Contents cover »
- Employer’s liability »
- Exhibition Cover »
- Failure of electric, gas & water supply »
- Failure of telephone line »
- Glass cover »
- Goods in Transit »
- Legal expenses cover »
- Money cover »
- Personal accident for hands »
- Products liability »
- Professional Treatment Risk »
- Public liability »
- Stock cover »
- 24 hour crisis & legal helplines »
Our Gym Instructor / Personal Trainer incl Dance / Yoga Instructors Treatments
- Aerobics Instructors
- Aqua Zumba
- Body Conditioning / Swiss Ball
- Body Training Systems
- Chair Based Exercise
- Cheerleading (excluding acrobatics)
- Circuit Training
- Dance based exercise
- Exercise in the water
- Friskis & Svettis
- General Exercise Class including those using equipment
- Golf Biomechanics
- Group Studio Cycling
- Gymnasium Instructors
- Hula Hoop classes
- Indian Club Swinging
- Junior Fitness
- Just Jhoom
- Martial Arts based fitness (no body contact)
- Non-Contact Kickboxing
- Nordic Walking
- Personal Training
- Salsa Dancing
- Sports Massage (not in isolation)
- Street Dance Instructor
- Tai Chi
- Thump Boxing
- TRX training system
- Yoga including Chi-Yoga
- Zumba including Zumba based activities
"Will qualifications affect my insurance?"
Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Teacher Or Student Cover
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an extra optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
Personal Trainer Insurance FAQs
Personal Trainer Insurance FAQs
What covers are included under the Fitness Gold package policy for gyms?
Our Fitness Gold policy (for gyms) is a complete package that has been designed for your industry. Cover can include the following:
- Fixtures & Fittings / Tenants Improvements
- Breakage of Glass
- Money & Assault
- Stock and goods in transit
- Business Interruption (Loss of Profits)
- Public Liability
- Malpractice Insurance
- Employers’ Liability
- Personal Accident (for Hands)
- Legal Expenses
What insurance do I need to run a fitness class?
Fitness class insurance comes in many shapes and sizes, but the most important covers to have are public liability insurance and malpractice insurance. Fitness Gold’s policy for mobile and freelance instructors includes these automatically along with a few others like products liability and legal expenses insurance. A more comprehensive gym insurance will have more covers attached to it, such as buildings insurance and cover for loss of profits. See the full range of cover and treatments covered above, or give us a call today and we’ll help you get the right cover for you.
How much is insurance for a gym?
Organising insurance for your gym is crucial to do before you open your doors to the public as you need to make sure you’re suitably covered from the get-go. The cost of your insurance depends solely on the cover you opt for when putting your policy together. If our automatic cover isn’t extensive enough for your needs, explore the optional covers we offer, which can be added to your policy, and will affect the final price.
Do I need insurance to run a bootcamp?
Personal trainers are generally covered under the gym’s insurance, so if you’re training clients outside of a gym, you will need to have insurance to cover your classes. This includes Public Liability, Teacher Liability, Professional Treatment Risk, and if you supply the equipment, you may want to protect that with a Stock/Equipment policy.