Gym Insurance

Easy as 1, 2, 3 – Gym insurance quickly, with instant cover.

Gym Insurance by industry experts

Fitness Gold has over 35 years of experience to help make sure you have the right insurance for your gym – whatever type of gym you have. Unfortunately, with insurance, the test often only comes when you need to make a claim, so it’s important to be confident that the people arranging your insurance understand your industry. We do, so start a quote today and get back to what you love doing, pumped up on energy and stress free of any mishaps.

Get the right insurance for your Gym

Whether you have a traditional gym, a retro gym or a gym boasting state of the art fitness equipment, we have the right insurance solution for you. If you offer additional services such as hairdressing, sun-beds, beauty or holistic treatments, some brokers may fail to include the specific protection you need for these. We are ideally placed to ensure the correct type of cover for this situation because we also run one of the largest insurance schemes in the UK for these kinds of treatments/therapies.

Fitness Instructor insurance is included with gym insurance

If you employ fitness instructors or welcome external personal trainers to use your facilities, we can make sure that your policy provides the right insurance for the instruction and/or advice they give.

Which type of Fitness Gold policy do I need?

Find out which insurance policy is right for your business by clicking below.

Our Gym Covers

Our Gym Instructor / Personal Trainer incl Dance / Yoga Instructors Treatments

View Treatments Covered

Automatically Covered

Visit Our Health & Fitness Hub

"Will qualifications affect my insurance?"

Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide

Teacher Or Student Cover

Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an extra optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!

Personal Trainer Insurance FAQs

What covers are included under the Fitness Gold package policy for gyms?

Our Fitness Gold policy (for gyms) is a complete package that has been designed for your industry. Cover can include the following:

  • Buildings
  • Contents
  • Computers
  • Stock
  • Fixtures & Fittings / Tenants Improvements
  • Breakage of Glass
  • Money & Assault
  • Stock and goods in transit
  • Business Interruption (Loss of Profits)
  • Public Liability
  • Malpractice Insurance
  • Employers’ Liability
  • Personal Accident (for Hands)
  • Legal Expenses
  • Terrorism

What insurance do I need to run a fitness class?

Fitness class insurance comes in many shapes and sizes, but the most important covers to have are public liability insurance and malpractice insurance. Fitness Gold’s policy for mobile and freelance instructors includes these automatically along with a few others like products liability and legal expenses insurance. A more comprehensive gym insurance will have more covers attached to it, such as buildings insurance and cover for loss of profits. See the full range of cover and treatments covered above, or give us a call today and we’ll help you get the right cover for you.

How much is insurance for a gym?

Organising insurance for your gym is crucial to do before you open your doors to the public as you need to make sure you’re suitably covered from the get-go. The cost of your insurance depends solely on the cover you opt for when putting your policy together. If our automatic cover isn’t extensive enough for your needs, explore the optional covers we offer, which can be added to your policy, and will affect the final price.

Do I need insurance to run a bootcamp?

Personal trainers are generally covered under the gym’s insurance, so if you’re training clients outside of a gym, you will need to have insurance to cover your classes. This includes Public Liability, Teacher Liability, Professional Treatment Risk, and if you supply the equipment, you may want to protect that with a Stock/Equipment policy.

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