Comprehensive Friskis / Svettis Insurance Tailored for Your Business
Get a QuoteProtecting yourself as a Friskis and Svettis Instructor requires insurance that understands this Scandinavian fitness approach. Fitness Gold offers specialised Friskis and Svettis Insurance that provides comprehensive coverage tailored to your unique teaching style.
Whether you’re teaching traditional Jympa classes, dance-inspired routines, or incorporating strength training elements, our bespoke policies ensure you’re covered for the unique challenges that come with this Swedish fitness concept. Developed with input from fitness professionals, our insurance gives you the confidence to focus on what matters most – creating energetic, engaging classes for your participants.
Insurance provided by a Standard & Poor’s A (Strong) rated insurer.
We’ve been working with businesses like yours for over 40 years.
Tailor-made insurance policies, made for specialists, by specialists.
Our comprehensive Friskis and Svettis Insurance packages include several essential protections designed specifically for fitness instructors:
This fundamental coverage protects you if a client or member of the public suffers an injury or property damage because of your business activities. For Friskis and Svettis instructors, this might include a participant tripping during a routine or accidentally damaging venue property during an energetic session.
If you sell or supply products to clients, such as branded workout wear, water bottles, or fitness equipment, this coverage protects you if these items cause injury or damage.
Also known as professional indemnity insurance, this specialist cover protects you against claims arising directly from the professional services you provide. For Friskis and Svettis instructors, this includes injuries resulting from your instruction, advice on movement techniques, or exercise programming.
This protects you against claims for financial losses that don’t involve physical injury or property damage. For example, if a client claims they lost income due to having to take time off work following your advice.
We also offer several optional covers that many Friskis and Svettis instructors find valuable:
Protects your teaching equipment, including sound systems, mats, and any specialist items used in your classes against theft, damage, or loss. This is particularly important if you travel between venues with your own equipment.
Provides financial support if you’re unable to work due to an injury sustained while teaching or in your personal life. Personal accident cover is crucial for freelance instructors whose income would otherwise completely cease if they became temporarily unable to teach.
A legal requirement if you employ staff, even on a temporary or part-time basis. This covers claims made by employees who are injured or become ill as a result of their work with you.
Covers the cost of legal proceedings related to employment disputes, contractual issues, tax investigations, and other legal challenges that could affect your business.
All our policies are customisable to your specific teaching practice, ensuring you get comprehensive protection without paying for coverage you don’t require.
Our Friskis and Svettis Insurance is ideal for qualified instructors who teach this unique Nordic fitness approach in various settings throughout the UK. This includes:
If you’re primarily employed by a fitness facility but also run your own Friskis and Svettis sessions independently, our policies can be tailored to cover your freelance work specifically. Alternatively, if you operate a dedicated studio space where clients come to you, our Comprehensive Business Package would provide more suitable protection.
The physical nature of teaching Friskis and Svettis classes creates risks that make insurance protection really important. Understanding these risks is essential so that you can appreciate the benefits of a comprehensive insurance policy.
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Teaching Friskis and Svettis classes comes with unique risks that make specialist insurance essential. The combination of choreographed movements, energetic exercise, and group dynamics introduces specific liability concerns that general fitness insurance may not fully cover.
Get a QuoteThe physical nature of Friskis and Svettis means participants often push themselves beyond their limits, particularly in intense routines or when motivated by the group atmosphere. Even with careful instruction and supervision, injuries such as sprains, strains, or more serious issues can occur. Without proper insurance, you could be personally liable for medical costs, compensation claims, and legal fees if a participant alleges that your guidance contributed to their injury.
While Friskis and Svettis classes typically require minimal equipment, resistance bands, step platforms, or weights may be incorporated into training sessions. If equipment malfunctions or is used improperly, it could result in participant injuries, potentially leading to claims against you.
Friskis and Svettis classes attract participants of all fitness levels and abilities, creating a welcoming, community-focused atmosphere. However, this diversity also means instructors must carefully manage varying physical capabilities and health considerations. If a participant believes your class aggravated a pre-existing condition, they could file a claim against you. Having the right insurance ensures you’re protected in these situations.
Our team has an in-depth understanding of the fitness industry, including the specific requirements and risks associated with Friskis and Svettis instruction. Unlike general insurers, we’ve tailored our policies to address the unique challenges faced by fitness professionals, ensuring no unexpected gaps in your coverage when you need it most.
Our policies include malpractice insurance as standard, a crucial protection many general business insurers exclude. This specific cover is essential for fitness instructors who provide hands-on guidance and structured exercise programmes like those in Friskis and Svettis classes.
When opportunity knocks, you need to be ready. Our efficient online system provides immediate policy documentation, meaning you can prove your insurance status to venues or partners without delay. This responsiveness can make a difference in securing desirable teaching opportunities.
We believe quality protection shouldn’t come with a premium price tag. Our deep industry expertise allows us to offer comprehensive coverage at competitive rates, with policies starting from just £47.04 per year. This makes professional-grade insurance accessible to instructors at all stages of their careers.
We understand that many fitness professionals teach multiple disciplines or work in various settings. Our policies can be customised to cover your complete teaching portfolio, whether you exclusively teach Friskis and Svettis or combine it with other fitness approaches.
Perhaps most importantly, our insurance provides the confidence to focus entirely on delivering exceptional Friskis and Svettis experiences without worrying about potential claims or liability issues. This peace of mind is invaluable for instructors who need to be fully present and engaged during their teaching.
Finding the right insurance policy for your Friskis and Svettis practice shouldn’t be complicated. Our straightforward approach helps you identify the most appropriate coverage based on your specific circumstances:
Are you a Student?
Do you own or manage a gym or business premises that allows access to the public (excluding studios based at home)?
Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.
Get a quoteAre you employed by a gym or business owner?
Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.
Get a quoteDo you rent a space in a gym or work on a freelance or mobile basis in the fitness sector?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteDo customers visit you at home for their fitness session?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.
Get a quoteBased on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteYou need to hold a recognised qualification specific to this discipline or a broader fitness qualification that encompasses this type of instruction. This typically includes certificates from Friskis and Svettis International or recognised fitness qualifications from bodies such as YMCA or Active IQ, with additional training in this specific discipline.
Yes, our policies can cover multiple fitness disciplines. When you purchase your insurance, you’ll need to declare all the activities you teach to ensure comprehensive protection. Our standard Fitness Gold policy automatically includes many common fitness disciplines, though some specialised activities might require additional coverage or evidence of specific qualifications.
If a participant sustains an injury during your class and makes a claim against you, your public liability and malpractice insurance would typically respond. You should notify us as soon as possible after becoming aware of any incident that might lead to a claim.
Yes, our policies can cover virtual or online Friskis and Svettis classes, which have become increasingly popular. However, teaching remotely does present some specific considerations regarding duty of care.
We recommend maintaining the same professional standards as in-person classes, including proper assessment of participants’ fitness levels, clear safety instructions, and appropriate modifications for different ability levels. It’s also advisable to keep recordings of your online sessions for a reasonable period in case any issues arise.
Sound equipment is not automatically included in our standard liability package but can be added as an optional extension to your policy.
Given the importance of music in Friskis and Svettis classes, many instructors choose to add equipment coverage to protect their speakers, audio systems, and other related technology against damage, theft, or loss. This coverage applies whether your equipment is stored at a fixed location or transported between different venues.
When you purchase a policy online, your insurance documents are generated immediately and can be downloaded directly from your account. This means you can provide proof of insurance to venues or partners without delay, allowing you to seize teaching opportunities as they arise.
If you work mobile or freelance in the Friskis and Svettis sector, our specialist policies provide all the cover you need at some of the best prices around.
Freelance coversThe Fitness Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.
Treatment pageDo you own or lease a gym? Our gym insurance packages provide some of the widest covers available.
Gym coversTalking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hairdresser, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
