As a beauty therapist providing your clients with micropigmentation treatments, you understand the risks associated with the procedure. Since it involves making fine incisions into a customer’s skin, it has the potential to cause a variety of problems. For instance, a client may develop an infection, or suffer an allergic reaction — both of which may be difficult to treat due to how deep the pigment is inserted into the skin. In extreme cases, you may be faced with further issues if a client isn’t satisfied with the results they expected to receive, or something goes seriously wrong. This can result in legal action, which could damage your bottom line and leave your business in a particularly dire situation, not just financially, but in terms of your reputation.
This is why taking out micropigmentation insurance from Salon Gold is essential for ensuring that your business is protected at all costs, so that you continue working your magic on clients. Our policies are specifically tailored to suit your business model, so whether you work at a salon or on a mobile or freelance basis, we’ve got you covered. Salon Gold specialises in providing all-in-one packages for companies, offering everything they need to protect themselves should they face any legal problems.
Brought to you by Salon Gold, insurance policies for beauty professionals.
At Salon Gold, we understand the everyday risks you face at work, and offer your business a package which has been catered to your individual needs. You can secure micropigmentation insurance by adding this to your beauty therapist policy, which includes automatic public liability, products liability and treatment risk cover to protect you if your work results in accidental damage to a client’s property, or causes injury.
You can supplement your policy with other optional insurance like legal expenses, stock & equipment cover and personal accident insurance. These can safeguard your business as a whole, including your finances, should a claim be made against you which results in hefty charges. However, it’s worth knowing that the add-ons we provide will also depend on whether you own a salon or if you’re a freelancer, though we always make sure that every business receives the cover they need, no matter what situation they’re in.
PLEASE NOTE THAT THE PRICE DISPLAYED IS FOR BASIC BEAUTY COVER ONLY. MICROPIGMENTATION IS AN ADDITIONAL TREATMENT AND CAN BE ADDED ON TO YOUR QUOTATION SUBJECT TO AN ADDITIONAL CHARGE*This price is for a £3m public, products and professional treatment risk liability cover (up to £5m available) and £10k financial loss cover for a sole trader. It includes insurance premium tax and our admin charge. ALL customers will pay this amount UNLESS they choose to take out additional optional covers or treatments which are priced separately.
Which type of Salon Gold policy do I need?
Find out which insurance policy is right for your business by clicking below.
Our Micropigmentation Covers
For Salons & Fixed Premises
- Business interruption »
- Contents cover »
- Employer’s liability »
- Exhibition Cover »
- Failure of electric, gas & water supply »
- Failure of telephone line »
- Glass cover »
- Goods in Transit »
- Legal expenses cover »
- Money cover »
- Personal accident for hands »
- Products liability »
- Professional Treatment Risk »
- Public liability »
- Stock cover »
- 24 hour crisis & legal helplines »
Our Beauty Therapist Treatments
- Acid peels (AHA/glycolic acid). Above 40% to be referred to us for approval
- Advanced waxing
- Airbrush tanning
- Application of false tanning products
- Aqua detox
- Ayurvedic Massage
- Baby massage
- Bamboo Massage
- Bikini Hair Colouring
- Bleaching of superfluous hair
- Body wraps
- Bowen technique
- Chinese Foot Massage
- Cranio Sacral therapy
- Crystal healing
- Detox foot spa
- Ear piercing using gun and stud method
- Electrolysis (epilation)
- Eyebrow treatments including plucking, shaping, tinting, threading, waxing, HD Brows, henna and lamination
- Eyelash treatments including tinting, lifting, perming and applying false eyelashes
- Eyelash extensions – semi permanent
- Eyelash perming and applying false eyelashes
- Facials including ionisation and steam treatments
- Faradic treatments
- Foot Massage
- Galvanic treatments
- HD Brows
- Henna art
- Hopi ear candles
- Hot stone therapy
- Indian Head Massage
- Infra- red treatments
- Lava shell massage
- Lomilomi massage
- Make up including day, evening, media, stage, fashion and camouflage
- Manual lymphatic drainage
- “Massage including:
Balinese, Bio-dynamic, Body, Deep Oscillation, Facial, Hand, Hands Free, Hawaiian, Holistic Facial, Korean Hand, Mongolian. Russian Honey, Slavic, Swedish, Thai Hand, Thai Herbal Compress, Thai Tui-Na Massage”
- Myofascial Release
- Nail cutting, shaping, varnishing, nail art, nail extensions, coatings cured using a UV or LED lamp
- Non-surgical facelift
- Oxygen treatments
- Paraffin wax
- Power Plates
- Pregnancy Massage
- Self tanning
- Semi-permanent eyelash extensions
- Spray Tanning
- Sports massage
- Su-do Body Art
- Thai Foot Massage
- Toning Tables
- Tooth jewellery
- Vacuum suction
- Vibro Plates
- Warm bamboo massage
- Advanced Electrolysis
- Dermalogica Bio Surface Peel
- Dermalogica Pro Power Peel
- Intense Pulsed Light (IPL) Variable Pulse Light (VPL), Intense Flash Light (IFL), Light Heat Energy (LHE), Advanced Fluorescent Technology (AFT), Lasers
- Micropigmentation / Microblading
- Million Dollar Facial
- Nose Piercing
- Radio Frequency / Cavitation
- Teaching or Training
"Will qualifications affect my insurance?"
Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Teacher Or Student Cover
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an extra optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
Do I need micropigmentation insurance?
Micropigmentation involves the use of needles on a client’s face, which understandably poses several risks. For instance, if they suffer an infection due to unsterilised needles while other potential problems could arise if the results of the treatment don’t live up to what your customers’ expectations. These are both instances where a client may make a claim against you. Without an insurance policy in place, you could experience significant financial loss which could leave your business struggling. Taking out micropigmentation insurance from Salon Gold will let you rest assured that your company will be fully protected should anything go wrong.
How much is micropigmentation insurance?
Our comprehensive Salon Gold beauty therapist package includes our standard automatic covers, but you also have the option to add any additional covers you choose, including micropigmentation insurance. The overall cost will depend on the individual requirements of your business, but all of our packages are affordable, and buying a full package is far cheaper than purchasing any covers individually. You can get a free quote from Salon Gold here on our website.
What can I do to prevent clients from making a claim?
While accidents are sometimes unavoidable, you can reduce the risk by ensuring you follow all health and safety measures associated with micropigmentation. This includes things like carrying out risk assessments, sterilising all equipment before use, and managing expectations through clear communication with clients.
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