Micropigmentation Insurance

Micropigmentation Insurance

Instant, affordable cover for beauty technicians.

Tailored Micropigmentation Insurance for Beauticians

As a beauty therapist providing your clients with micropigmentation treatments, you understand the risks associated with the procedure. Since it involves making fine incisions into a customer’s skin, it has the potential to cause a variety of problems. For instance, a client may develop an infection, or suffer an allergic reaction — both of which may be difficult to treat due to how deep the pigment is inserted into the skin. In extreme cases, you may be faced with further issues if a client isn’t satisfied with the results they expected to receive, or something goes seriously wrong. This can result in legal action, which could damage your bottom line and leave your business in a particularly dire situation, not just financially, but in terms of your reputation.

This is why taking out micropigmentation insurance from Salon Gold is essential for ensuring that your business is protected at all costs, so that you continue working your magic on clients. Our policies are specifically tailored to suit your business model, so whether you work at a salon or on a mobile or freelance basis, we’ve got you covered. Salon Gold specialises in providing all-in-one packages for companies, offering everything they need to protect themselves should they face any legal problems.

What’s included…

from £52.04* per year
* This price is for a £3m public, products and professional treatment risk liability cover (up to £5m available) and £10k financial loss cover for a sole trader. It includes insurance premium tax and our admin charge. ALL customers will pay this amount UNLESS they choose to take out additional optional covers or treatments which are priced separately.

Brought to you by Salon Gold, insurance policies for beauty professionals.

At Salon Gold, we understand the everyday risks you face at work, and offer your business a package which has been catered to your individual needs. You can secure micropigmentation insurance by adding this to your beauty therapist policy, which includes automatic public liability, products liability and treatment risk cover to protect you if your work results in accidental damage to a client’s property, or causes injury.

You can supplement your policy with other optional insurance like legal expenses, stock & equipment cover and personal accident insurance. These can safeguard your business as a whole, including your finances, should a claim be made against you which results in hefty charges. However, it’s worth knowing that the add-ons we provide will also depend on whether you own a salon or if you’re a freelancer, though we always make sure that every business receives the cover they need, no matter what situation they’re in.

PLEASE NOTE THAT THE PRICE DISPLAYED IS FOR BASIC BEAUTY COVER ONLY.  MICROPIGMENTATION IS AN ADDITIONAL TREATMENT AND CAN BE ADDED ON TO YOUR QUOTATION SUBJECT TO AN ADDITIONAL CHARGE

Which type of Salon Gold policy do I need?

Find out which insurance policy is right for your business.

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Are you a Student?

Yes
No
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Based on the information provided we would suggest our Student policy.

Get a quote
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Do you own or manage a salon or business premises that allows access to the public (excluding salons based at home)?

Yes
No
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Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.

Get a quote
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Are you employed by a salon or business owner?

Yes
No
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Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.

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Do you rent a chair in a salon or work on a freelance or mobile basis in the hair, beauty, holistic, or fitness sector?

Yes
No
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote
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Do customers visit you at home for their therapy or treatment?

Yes
No
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.

Get a quote
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote
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Our Beauty Therapist Cover

For Mobile & Freelance

If you work mobile or freelance in the beauty therapist sector, our specialist policies provide all the cover you need at some of the best prices around.

Freelance covers

Our Beauty Therapist treatments

The Salon Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.

Treatment page

Do you own or lease a salon? Check out our beauty salon insurance package.

Beauty salon

Our beauty salon insurance packages provide some of the widest covers around.

Salon covers

“Will qualifications affect my insurance?”

Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide

Teacher or student cover

Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!

Micropigmentation Insurance FAQs

Do I need micropigmentation insurance?

Micropigmentation involves the use of needles on a client’s face, which understandably poses several risks. For instance, if they suffer an infection due to unsterilised needles while other potential problems could arise if the results of the treatment don’t live up to your customers’ expectations. These are both instances where a client may make a claim against you. Without an insurance policy in place, you could experience significant financial loss which could leave your business struggling. Taking out micropigmentation insurance from Salon Gold will let you rest assured that your company will be fully protected should anything go wrong.

How much is micropigmentation insurance?

Our comprehensive Salon Gold beauty therapist package includes our standard automatic covers, but you also have the option to add any additional covers you choose, including micropigmentation insurance. The overall cost will depend on the individual requirements of your business, but all of our packages are affordable, and buying a full package is likely to be far cheaper than purchasing any covers individually. You can get a free quote from Salon Gold here on our website.

What can I do to prevent clients from making a claim?

While accidents are sometimes unavoidable, you can reduce the risk by ensuring you follow all health and safety measures associated with micropigmentation. This includes things like carrying out risk assessments, sterilising all equipment before use, and managing expectations through clear communication with clients.

This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s). © Copyright 2024 Salon Gold | Salon Gold, Holistic Gold, Counselling Gold, Fitness Gold and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register. Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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