Comprehensive microneedling insurance at affordable prices
Another treatment that’s gaining popularity in the UK is microneedling. Also known as collagen induction therapy or skin needling, the process uses a device covered with tiny, shallow needles to poke holes in the skin’s surface, causing a micro injury that prompts the body’s healing response to take effect. This stimulates the production of collagen, filling in fine lines, plumping the skin, and giving an overall brighter and more youthful complexion. This treatment can be used on almost every area of the body, including the face, arms, neck, legs, abdomen, back, and hands.
Because of the use of needles to break the skin’s surface, the procedure is considered invasive, which increases the risks associated with it. As a beauty therapist trained in microneedling, you will already be aware of these side effects, which include allergic reactions when used in conjunction with products that may not be tested for use with microneedling, as well as oozing, swelling, infections, milia, and acne flare. If your client sadly experiences these side effects, they may choose to file a claim against you. This can leave you financially responsible to pay compensation, as well as subject to expensive legal fees, which could damage your business and leave you unable to continue operating.
Here at Salon Gold, we recognise the risks associated with microneedling treatments, and want to protect your business with our comprehensive insurance policies, allowing you to continue working, safe in the knowledge that you’ll be completely covered in the event of any accidents.
What Do You Get With Our Microneedling Insurance?
If you work in the hair and beauty industry, you can enjoy public liability, product liability, and professional treatment risk insurance of up to £3 million as standard. With Salon Gold, this cover is included automatically with every policy we offer, along with optional insurance that can be easily included in your policy. This includes financial loss to protect you should a customer lose out financially as a result of something you have done, as well as personal accident insurance to cover you in the event that an accident leaves you unable to work.
All our clients receive insurance packages tailored to their business, with the best quotes possible for their insurance needs. So if you’re self employed and offer microneedling as a service, it’s down to you to ensure that you’re suitably insured to carry out this treatment, and protected at all times. With a Salon Gold insurance policy, you only need to worry about offering your clients the best service, with our affordable rates and comprehensive cover safeguarding your business against any potentially costly claims.
PLEASE NOTE THAT THE PRICE DISPLAYED IS FOR BASIC BEAUTY COVER ONLY. MICRONEEDLING IS AN ADDITIONAL TREATMENT AND CAN BE ADDED ON TO YOUR QUOTATION SUBJECT TO AN ADDITIONAL CHARGE*This price is for a £3m public, products and professional treatment risk liability cover (up to £5m available) and £10k financial loss cover for a sole trader. It includes insurance premium tax and our admin charge. ALL customers will pay this amount UNLESS they choose to take out additional optional covers or treatments which are priced separately.
Which type of Salon Gold policy do I need?
Find out which insurance policy is right for your business by clicking below.
Our Microneedling Covers
For Salons & Fixed Premises
- Business interruption »
- Contents cover »
- Employer’s liability »
- Exhibition Cover »
- Failure of electric, gas & water supply »
- Failure of telephone line »
- Glass cover »
- Goods in Transit »
- Legal expenses cover »
- Money cover »
- Personal accident for hands »
- Products liability »
- Professional Treatment Risk »
- Public liability »
- Stock cover »
- 24 hour crisis & legal helplines »
Our Beauty Therapist Treatments
- Acid peels (AHA/glycolic acid). Above 40% to be referred to us for approval
- Advanced waxing
- Airbrush tanning
- Application of false tanning products
- Aqua detox
- Ayurvedic Massage
- Baby massage
- Bamboo Massage
- Bikini Hair Colouring
- Bleaching of superfluous hair
- Body wraps
- Bowen technique
- Chinese Foot Massage
- Cranio Sacral therapy
- Crystal healing
- Detox foot spa
- Ear piercing using gun and stud method
- Electrolysis (epilation)
- Eyebrow treatments including plucking, shaping, tinting, threading, waxing, HD Brows, henna and lamination
- Eyelash treatments including tinting, lifting, perming and applying false eyelashes
- Eyelash extensions – semi permanent
- Eyelash perming and applying false eyelashes
- Facials including ionisation and steam treatments
- Faradic treatments
- Foot Massage
- Galvanic treatments
- HD Brows
- Henna art
- Hopi ear candles
- Hot stone therapy
- Indian Head Massage
- Infra-red treatments
- Lava shell massage
- Lomilomi massage
- Make up including day, evening, media, stage, fashion and camouflage
- Manual lymphatic drainage
- Massage including: Balinese, Bio-dynamic, Body, Deep Oscillation, Facial, Hand, Hands Free, Hawaiian, Holistic Facial, Korean Hand, Mongolian. Russian Honey, Slavic, Swedish, Thai Hand, Thai Herbal Compress, Thai Tui-Na Massage
- Myofascial Release
- Nail cutting, shaping, varnishing, nail art, nail extensions, coatings cured using a UV or LED lamp
- Non-surgical facelift
- Oxygen treatments
- Paraffin wax
- Power Plates
- Pregnancy Massage
- Self tanning
- Semi-permanent eyelash extensions
- Spray Tanning
- Sports massage
- Su-do Body Art
- Thai Foot Massage
- Toning Tables
- Tooth jewellery
- Vacuum suction
- Vibro Plates
- Warm bamboo massage
- Advanced Electrolysis
- Dermalogica Bio Surface Peel
- Dermalogica Pro Power Peel
- Intense Pulsed Light (IPL) Variable Pulse Light (VPL), Intense Flash Light (IFL), Light Heat Energy (LHE), Advanced Fluorescent Technology (AFT), Lasers
- Million Dollar Facial
- Nose Piercing
- Radio Frequency / Cavitation
- Teaching or Training
"Will qualifications affect my insurance?"
Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Teacher Or Student Cover
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an extra optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
Microneedling insurance FAQs
Microneedling insurance FAQs
Can microneedling be done mobile?
If you’re a mobile beauty therapist, it is possible to offer your clients microneedling as a treatment, as long as you’ve completed all the relevant training. As microneedling is completed with a hand-held tool, it can be offered as a mobile service.
What insurance do I need for microneedling?
In order to be properly covered to submit microneedling treatments, you need to hold at least public liability, products liability, financial loss, and treatment risk cover. Public liability insurance is perhaps the most important cover in your policy, as it keeps you financially protected if a compensation claim is made against you and your business in regards to injury to your client or their property. These kinds of claims can be very expensive to settle and may leave you out of pocket if you do not hold the right insurance policy. Product liability insurance covers you in the event a claim is made against the products you use or supply to your clients, while treatment risk insurance keeps you protected against any problems that may come up as a direct result of microneedling your clients. We offer all these covers automatically with all of our beauty insurance policies.
How much is microneedling insurance?
Here at Salon Gold, we offer microneedling insurance as part of our beauty insurance policies. The overall cost of your policy wholly depends on any extra cover you may want included, as well as your experience working in the industry and whether or not you’ve taken a claim out in the past. Our expert team will work with you to build an affordable insurance package that’s best suited to your business needs.