The Ultimate In Relaxation
Massage therapy is one of history’s oldest healing methods, and can help treat a number of ailments. From Shiatsu to a deep tissue massage, each type provides unique benefits. However, there is always a chance that a treatment could go wrong. Although performing a massage is relatively low risk for professionals like you, it’s possible that it could have adverse effects on a client, or perhaps worsen a pre-existing condition.
If this were to happen, your client may take legal action against your business, leaving you with expensive compensation to pay, with a hefty bill of this nature liable to seriously harm your company’s finances. Even if you do everything right at work, the only thing sure to keep you safe is a solid insurance policy. Here at Salon Gold, our dedicated massage insurance package ensures you have all of the protection you need. Whether you are a mobile or freelance massage therapist, or work from your own premises, you can carry on running your business in peace knowing that all of your assets are safe in our hands.
What Do You Get With Our Massage Insurance?
Our massage cover is not a generic business insurance package — it has been specifically designed to provide you with protection that’s tailored to your needs. This is why you will automatically receive public liability cover, which insures you against claims related to third party injuries or property damage resulting from your business activities. However, this doesn’t include claims associated with your professional services, which is why we also give you malpractice insurance, which can offer this protection if something goes wrong during a massage. Products liability and financial loss insurance will also be part of your Salon Gold policy. Please note that the combination of covers you receive as standard will depend on whether you work from your own premises, or operate on a mobile or freelance basis.
As well as the automatic covers you get as standard, you can further strengthen your massage insurance by adding some optional covers. Again, these are determined by the nature of your business — for example, you may have premises you want to protect and therefore decide to take out buildings cover. Or perhaps you work on a mobile basis, and want to keep your massage table and oils safe, in which case our stock & equipment insurance is exactly what your business needs. See a full list of options below.
Whatever cover your work requires, Salon Gold has you covered. Join our community now to put together your perfect insurance package with a simple online quote now.*This price is for a £3m public, products and professional treatment risk liability cover (up to £5m available) and £10k financial loss cover for a sole trader. It includes insurance premium tax and our admin charge. ALL customers will pay this amount UNLESS they choose to take out additional optional covers or treatments which are priced separately.
Which type of Salon Gold policy do I need?
Find out which insurance policy is right for your business by clicking below.
Our Massage Covers
For Salons & Fixed Premises
- Business interruption »
- Contents cover »
- Employer’s liability »
- Exhibition Cover »
- Failure of electric, gas & water supply »
- Failure of telephone line »
- Glass cover »
- Goods in Transit »
- Legal expenses cover »
- Money cover »
- Personal accident for hands »
- Products liability »
- Professional Treatment Risk »
- Public liability »
- Stock cover »
- 24 hour crisis & legal helplines »
Our Beauty Therapist Treatments
- Acid peels (AHA/glycolic acid). Above 40% to be referred to us for approval)
- Advanced waxing
- Airbrush tanning
- Application of false tanning products
- Aqua detox
- Ayurvedic Massage
- Baby massage
- Bikini Hair Colouring
- Bleaching of superfluous hair
- Body wraps
- Bowen technique
- Chinese Foot Massage
- Cranio Sacral therapy
- Crystal healing
- Detox foot spa
- Ear piercing using gun and stud method
- Electrolysis (epilation). Advanced electrolysis is an optional extra cover – see below
- Eyebrow plucking and shaping
- Eyebrow/eyelash tinting including Semi-Permanent Mascara
- Eyelash extensions – semi permanent
- Eyelash perming and applying false eyelashes
- Facials including ionisation and steam treatments
- Faradic treatments
- Foot Massage
- Galvanic treatments
- HD Brows
- Henna art
- Hopi ear candles
- Hot stone therapy
- Indian Head Massage
- Infra- red treatments
- Make up including day, evening, media, stage, fashion and camouflage
- Manual lymphatic drainage
- “Massage including:
Balinese, Bio-dynamic, Body, Deep Oscillation, Facial, Hand, Hands Free, Hawaiian, Holistic Facial, Korean Hand, Mongolian. Russian Honey, Slavic, Swedish, Thai Hand, Thai Herbal Compress, Thai Tui-Na Massage”
- Nail cutting, shaping, varnishing, nail art, nail extensions
- Non-surgical facelift
- Oxygen treatments
- Paraffin wax
- Power Plates
- Pregnancy Massage
- Self tanning
- Semi-permanent eyelash extensions
- Spray Tanning
- Sports massage
- Su-do Body Art
- Thai Foot Massage
- Toning Tables
- Tooth jewellery
- Vacuum suction
- Vibro Plates
- Advanced Electrolysis
- Micropigmentation / Microblading
- Intense Pulsed Light (IPL) Variable Pulse Light (VPL), Intense Flash Light (IFL), Light Heat Energy (LHE), Advanced Fluorescent Technology (AFT), Lasers up to Class 3B
- Radio Frequency / Cavitation
- Nose Piercing
"Will qualifications affect my insurance?"
Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Teacher Or Student Cover
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an extra optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
Do massage therapists need insurance?
Every company needs to safeguard its future with a comprehensive insurance package, and a massage business is no exception. It’s especially important when you consider the risks that come with providing massages, and if you accidentally injure a client, you would have to pay them a huge sum in compensation. There is a huge range of covers massage therapists need, and these will all be available as part of your massage insurance package.
How much is massage insurance?
The cost of massage insurance will vary depending on your individual circumstances and any optional covers you add. Typically, this starts at less than £55 per year, and includes public liability and treatment risk insurance. However, the best way to find out how much you’ll pay is to get a free quote from us when you call Salon Gold to make an inquiry.
Why is public liability insurance important for massage therapists?
Public liability is one of the most important covers a massage therapist can have, as it protects your company from any accidents you don’t see coming. This policy pays out for claims regarding personal injuries or property damage resulting from your business’s actions. For example, a client may trip over equipment you’ve left unattended and hurt themselves, Or if you are a mobile massage therapist working at a customer’s home, you could mistakenly knock over a valuable possession of theirs and break it. Claims like these can be very pricey, but public liability insurance means you won’t need to pay them yourself.
Very straightforward. I managed to call an operator to ask further questions about my quote and they answered efficiently. Bought my insurance immediately after.
Straight forward , reliable insurance used many times
I thought website was great - not overthought. And chat was helpful too