Massage Insurance

Massage Insurance

Get high class insurance at discount prices with Salon Gold

Comprehensive Insurance For Massage Therapists

The Ultimate In Relaxation

Massage therapy is one of history’s oldest healing methods, and can help treat a number of ailments. From Shiatsu to a deep tissue massage, each type provides unique benefits. However, there is always a chance that a treatment could go wrong. Although performing a massage is relatively low risk for professionals like you, it’s possible that it could have adverse effects on a client, or perhaps worsen a pre-existing condition.

If this were to happen, your client may take legal action against you, leaving you with expensive compensation to pay, something that could put your business at risk. Even if you do everything right at work, the only thing sure to keep you safe is a solid insurance policy. Here at Salon Gold, our dedicated massage insurance package ensures you have all of the protection you need. Whether you are a mobile or freelance massage therapist, or work from your own premises, you can carry on running your business in peace knowing that all of your assets are protected no matter what.

What’s included…

from £52.04* per year
* This price is for a £3m public, products and professional treatment risk liability cover (up to £5m available) and £10k financial loss cover for a sole trader. It includes insurance premium tax and our admin charge. ALL customers will pay this amount UNLESS they choose to take out additional optional covers or treatments which are priced separately.

What Do You Get With Our Massage Insurance?

Our massage cover is not a generic business insurance package — it has been specifically designed to provide you with protection that’s tailored to your needs. This is why you will automatically receive public liability cover, which insures you against claims related to third party injuries or property damage resulting from your business activities. However, this doesn’t include claims associated with your professional services, which is why we also give you professional treatment risk insurance which can offer this protection if something goes wrong during a massage. Products liability and financial loss insurance will also be part of your Salon Gold policy. Please note that the combination of covers you receive as standard will depend on whether you work from your own premises, or operate on a mobile or freelance basis.

As well as the automatic covers you get as standard, you can further strengthen your massage insurance by adding some optional covers. Again, these are determined by the nature of your business — for example, you may have premises you want to protect and therefore decide to take out buildings cover. Or perhaps you work on a mobile basis, and want to keep your massage table and oils safe, in which case our stock & equipment insurance is exactly what your business needs. See a full list of options below.

Whatever cover your work requires, Salon Gold has you covered. Join our community now to put together your perfect insurance package with a simple online quote now.

Massage Insurance Trusted By Industry Experts

Baby massage insurance

Even babies need some relaxation from time to time, something massages can provide.

Indian head massage

Indian head massages rely on deep acupressure of the head, face, neck and shoulders, with the aim of creating healing and balance.

Pregnancy massage

No one needs TLC more than mums-to-be, making pregnancy massages the perfect treat. These are tailored specifically to the needs of pregnant women and their changing bodies.

Holistic massage

An holistic approach to massages involves an individual’s whole being — physical, mental and emotional.

Hot stone massage

A traditional Native American method of massage, hot stone massages rely on smooth, heated stones to provide relaxation.

No hands massage

With no hands massages, practitioners use the soft surfaces of their forearms for deeper and more relaxing treatments.

Swedish massage

Swedish massages rely on five styles of long, flowing strokes — either effleurage (sliding or gliding), petrissage (kneading), tapotement (rhythmic tapping), friction (cross fibre), or vibration/shaking.

Lava shells massage

Lava shell massages are similar to hot and cold stone massages, except that they involve polished tiger clam shells filled with lava gel.

Lomilomi massage

Lomilomi, meaning “masseur, masseuse”, refers to Hawaiian massages, in which practitioners use their palms, forearms, fingers, knuckles, elbows, knees, feet, and even sticks and stones.

Indian face massage

This type of massage is an Ayurvedic kind used widely in Asia.

Foot massage

Foot massages rely on firm motions to get rid of knots in the foot, using an oil or lotion to help make things more fluid.

Tui na massage

This type of massage is a form of Chinese manipulative therapy often used in combination with acupuncture, moxibustion, fire cupping, Chinese herbalism, t’ai chi, and qigong.

Chavutti thirumal massage

Chavutti thirumal massages are a traditional form of Indian massage and involve the use of feet.

Ku nye Tibetan head massage

This type of massage involves breathing work and acupressure of the scalp, face, throat, neck, shoulder, upper arms, hands and feet.

Balinese massage

Balinese massages combine acupressure, reflexology, stretching and aromatherapy for the ultimate form of relaxation.

Massage in schools

More and more schools are encouraging students to receive massages to help relax them during their studies.

Chinese foot massage

Chinese foot massages involve a foot bath followed by an intense massage of the feet, ankles and legs.

Breuss spinal massage

The Breuss massage is a gentle form of spinal massage that helps to relax the back.

Kalari foot massage

Kalari foot massages use specialised massage techniques with Kalari herbal oil.

On site massage

An on site massage is a quick, effective and versatile type of therapeutic treatment that can be performed in virtually any environment.

Which type of Salon Gold policy do I need?

Find out which insurance policy is right for your business.

Go

Are you a Student?

Yes
No
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Based on the information provided we would suggest our Student policy.

Get a quote
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Do you own or manage a salon or business premises that allows access to the public (excluding salons based at home)?

Yes
No
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Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.

Get a quote
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Are you employed by a salon or business owner?

Yes
No
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Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.

Get a quote
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Do you rent a chair in a salon or work on a freelance or mobile basis in the hair, beauty, holistic, or fitness sector?

Yes
No
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote
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Do customers visit you at home for their therapy or treatment?

Yes
No
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.

Get a quote
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote
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Our Beauty Therapist Cover

For Mobile & Freelance

If you work mobile or freelance in the beauty therapist sector, our specialist policies provide all the cover you need at some of the best prices around.

Freelance covers

Our Beauty Therapist treatments

The Salon Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.

Treatment page

Do you own or lease a salon? Check out our beauty salon insurance package.

Beauty salon

Our beauty salon insurance packages provide some of the widest covers around.

Salon covers

“Will qualifications affect my insurance?”

Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide

Teacher or student cover

Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!

Massage Insurance FAQs

Do massage therapists need insurance?

Every company needs to safeguard its future with a comprehensive insurance package, and a massage business is no exception. It’s especially important when you consider the risks that come with providing massages, and if you accidentally injure a client, you would have to pay them a huge sum in compensation. There is a huge range of covers massage therapists need, and these will all be available as part of your massage insurance package.

How much is massage insurance?

The cost of massage insurance will vary depending on your individual circumstances and any optional covers you add. Typically, this starts at less than £55 per year, and includes public liability and treatment risk insurance. However, the best way to find out how much you’ll pay is to get a free quote from us by clicking on “Get a Quote” above.

Why is public liability insurance important for massage therapists?

Public liability is one of the most important covers a massage therapist can have, as it protects your company from any accidents you don’t see coming. This policy pays out for claims regarding personal injuries or property damage resulting from your business’s actions. For example, a client may trip over equipment you’ve left unattended and hurt themselves, or, if you are a mobile massage therapist working at a customer’s home, you could accidentally knock over a valuable possession and break it.

Claims like these can be very pricey, but public liability insurance means you won’t need to pay them yourself.

Will qualifications affect my insurance?

Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be. Here at Salon Gold, we know that there is often a lot of uncertainty over which qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide

Learn More

Need Teacher or Student Cover?

Do you train other professionals to become instructors in your chosen field? Our teacher training insurance is an extra optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!

Teacher Cover

Student Cover

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