Comprehensive and affordable IPL and laser hair removal insurance
A form of permanent hair removal that has risen in popularity as it becomes more affordable, IPL (intense pulsating light) is a form of laser hair removal that uses light therapy to remove unwanted hairs from the treated area on the body. The laser beam passes through the skin to reach individual hair follicles, and its intense heat damages the hair follicle at the root, which inhibits further hair growth. IPL hair removal treatment is most effective for those with fair skin and dark hair, however there are new forms of laser hair removal treatments which have been developed to effectively work on darker-skinned clients.
As a beauty therapist who specialises in IPL and laser hair removal, you’ll already be aware of the risks associated with the treatment, such as skin irritation and pigment changes. Getting the light levels right is crucial, as an intensity that’s too high for the client’s skin tone can cause blistering, crusting, scarring, and even skin discolouration. If a client suffers from these side effects, they may choose to seek compensation from you, which could leave you liable to pay out thousands, running the risk of bankrupting your business.
Here at Salon Gold, we strive to protect your business with comprehensive and affordable insurance cover, allowing you to focus on giving your clients the best service possible, without worrying about running into any financial problems.
What Do You Get With Our IPL Insurance?
If you’re working in the hair and beauty industry, you can enjoy public liability, product liability, and professional treatment risk insurance as standard. At Salon Gold, we offer this automatically with all of our policies, as well as optional insurance that can be easily added. These include financial loss, to protect you if a clients losses out financially as a result of something you have done, and personal accident insurance to cover you in the event you’re left unable to work.
We offer our clients tailored insurance packages to suit their business needs and always offer the best possible quote for their policy. If you’re self-employed and offer IPL and laser hair removal as a service, our policies can ensure you’re suitably insured to carry out this treatment, leaving you safe in the knowledge that you’re suitably covered if anything goes wrong.
PLEASE NOTE THAT THE PRICE DISPLAYED IS FOR BASIC BEAUTY COVER ONLY. LASER/IPL IS AN ADDITIONAL TREATMENT AND CAN BE ADDED ON TO YOUR QUOTATION SUBJECT TO AN ADDITIONAL CHARGE*This price is for a £3m public, products and professional treatment risk liability cover (up to £5m available) and £10k financial loss cover for a sole trader. It includes insurance premium tax and our admin charge. ALL customers will pay this amount UNLESS they choose to take out additional optional covers or treatments which are priced separately.
Which type of Salon Gold policy do I need?
Find out which insurance policy is right for your business by clicking below.
Our Laser Hair Removal & IPL Covers
For Salons & Fixed Premises
- Business interruption »
- Contents cover »
- Employer’s liability »
- Exhibition Cover »
- Failure of electric, gas & water supply »
- Failure of telephone line »
- Glass cover »
- Goods in Transit »
- Legal expenses cover »
- Money cover »
- Personal accident for hands »
- Products liability »
- Professional Treatment Risk »
- Public liability »
- Stock cover »
- 24 hour crisis & legal helplines »
Our Beauty Therapist Treatments
- Acid peels (AHA/glycolic acid). Above 40% to be referred to us for approval
- Advanced waxing
- Airbrush tanning
- Application of false tanning products
- Aqua detox
- Ayurvedic Massage
- Baby massage
- Bamboo Massage
- Bikini Hair Colouring
- Bleaching of superfluous hair
- Body wraps
- Bowen technique
- Chinese Foot Massage
- Cranio Sacral therapy
- Crystal healing
- Detox foot spa
- Ear piercing using gun and stud method
- Electrolysis (epilation)
- Eyebrow treatments including plucking, shaping, tinting, threading, waxing, HD Brows, henna and lamination
- Eyelash treatments including tinting, lifting, perming and applying false eyelashes
- Eyelash extensions – semi permanent
- Eyelash perming and applying false eyelashes
- Facials including ionisation and steam treatments
- Faradic treatments
- Foot Massage
- Galvanic treatments
- HD Brows
- Henna art
- Hopi ear candles
- Hot stone therapy
- Indian Head Massage
- Infra-red treatments
- Lava shell massage
- Lomilomi massage
- Make up including day, evening, media, stage, fashion and camouflage
- Manual lymphatic drainage
- Massage including: Balinese, Bio-dynamic, Body, Deep Oscillation, Facial, Hand, Hands Free, Hawaiian, Holistic Facial, Korean Hand, Mongolian. Russian Honey, Slavic, Swedish, Thai Hand, Thai Herbal Compress, Thai Tui-Na Massage
- Myofascial Release
- Nail cutting, shaping, varnishing, nail art, nail extensions, coatings cured using a UV or LED lamp
- Non-surgical facelift
- Oxygen treatments
- Paraffin wax
- Power Plates
- Pregnancy Massage
- Self tanning
- Semi-permanent eyelash extensions
- Spray Tanning
- Sports massage
- Su-do Body Art
- Thai Foot Massage
- Toning Tables
- Tooth jewellery
- Vacuum suction
- Vibro Plates
- Warm bamboo massage
- Advanced Electrolysis
- Dermalogica Bio Surface Peel
- Dermalogica Pro Power Peel
- Intense Pulsed Light (IPL) Variable Pulse Light (VPL), Intense Flash Light (IFL), Light Heat Energy (LHE), Advanced Fluorescent Technology (AFT), Lasers
- Million Dollar Facial
- Nose Piercing
- Radio Frequency / Cavitation
- Teaching or Training
"Will qualifications affect my insurance?"
Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Teacher Or Student Cover
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an extra optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
IPL and Laser Hair Removal insurance FAQs
IPL and Laser Hair Removal insurance FAQs
Can IPL and laser hair removal be done mobile?
Professionally-done laser hair removal requires a large machine which is powerful enough to administer the light intensity required to damage the hair follicle. While this can be done on a mobile basis, it’s more common to complete this in a salon to avoid transporting such a costly machine around.
What insurance do I need for IPL and laser hair removal?
Completing IPL or laser hair removal on a client requires at least public liability, products liability, and treatment risk cover. Public liability insurance is the most important, as it will protect you financially if a claim is made against you and your business regarding injury or damage to a client or their property. These claims can be very costly to settle, especially if your client suffers from any adverse side effects like blisters and pigment change, and it may leave you out of pocket if you don’t have the right insurance policy in place. Products liability insurance keeps you covered in the event a claim is made against the products you use or supply to your clients. Meanwhile, treatment risk cover protects you against any problems that are directly related to the IPL or laser hair removal treatment you complete. All of these insurance policies are offered as standard with our beauty insurance policies.
How much is IPL and laser hair removal insurance?
At Salon Gold, we offer IPL and laser hair removal insurance as part of our beauty insurance policies. The overall cost of your insurance policy will be wholly dependent on whether or not you want to include extra cover in your policy, as well as your experience working in the industry, and whether you’ve taken out a claim in the past. Work with our expert team to build an insurance package suited for you and your business, and that sits within your budget.