Laser Hair Removal & IPL Insurance

Laser Hair Removal & IPL Insurance

Easy as 1, 2, 3 – Laser Hair Removal & IPL insurance quickly, with instant cover.

Comprehensive and affordable IPL and laser hair removal insurance

A form of permanent hair removal that has risen in popularity as it becomes more affordable, IPL (intense pulsating light) is a form of laser hair removal that uses light therapy to remove unwanted hairs from the treated area on the body. The laser beam passes through the skin to reach individual hair follicles, and its intense heat damages the hair follicle at the root, which inhibits further hair growth. IPL hair removal treatment is most effective for those with fair skin and dark hair, however there are new forms of laser hair removal treatments which have been developed to effectively work on darker-skinned clients.

As a beauty therapist who specialises in IPL and laser hair removal, you’ll already be aware of the risks associated with the treatment, such as skin irritation and pigment changes. Getting the light levels right is crucial, as an intensity that’s too high for the client’s skin tone can cause blistering, crusting, scarring, and even skin discolouration. If a client suffers from these side effects, they may choose to seek compensation from you, which could leave you liable to pay out thousands, running the risk of bankrupting your business.

Here at Salon Gold, we strive to protect your business with comprehensive and affordable insurance cover, allowing you to focus on giving your clients the best service possible, without worrying about running into any financial problems.

What’s included…

from £52.04* per year
* This price is for a £3m public, products and professional treatment risk liability cover (up to £5m available) and £10k financial loss cover for a sole trader. It includes insurance premium tax and our admin charge. ALL customers will pay this amount UNLESS they choose to take out additional optional covers or treatments which are priced separately.

What Do You Get With Our IPL Insurance?

If you’re working in the hair and beauty industry, you can enjoy public liability, product liability, and professional treatment risk insurance as standard. At Salon Gold, we offer this automatically with all of our policies, as well as optional insurance that can be easily added. These include financial loss, to protect you if a clients losses out financially as a result of something you have done, and personal accident insurance to cover you in the event you’re left unable to work.

We offer our clients tailored insurance packages to suit their business needs and always offer the best possible quote for their policy. If you’re self-employed and offer IPL and laser hair removal as a service, our policies can ensure you’re suitably insured to carry out this treatment, leaving you safe in the knowledge that you’re suitably covered if anything goes wrong.

PLEASE NOTE THAT THE PRICE DISPLAYED IS FOR BASIC BEAUTY COVER ONLY.  LASER/IPL IS AN ADDITIONAL TREATMENT AND CAN BE ADDED ON TO YOUR QUOTATION SUBJECT TO AN ADDITIONAL CHARGE

Which type of Salon Gold policy do I need?

Find out which insurance policy is right for your business.

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Are you a Student?

Yes
No
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Based on the information provided we would suggest our Student policy.

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Do you own or manage a salon or business premises that allows access to the public (excluding salons based at home)?

Yes
No
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Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.

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Are you employed by a salon or business owner?

Yes
No
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Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.

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Do you rent a chair in a salon or work on a freelance or mobile basis in the hair, beauty, holistic, or fitness sector?

Yes
No
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

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Do customers visit you at home for their therapy or treatment?

Yes
No
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.

Get a quote
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote
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Our Beauty Therapist Cover

For Mobile & Freelance

If you work mobile or freelance in the beauty therapist sector, our specialist policies provide all the cover you need at some of the best prices around.

Freelance covers

Our Beauty Therapist treatments

The Salon Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.

Treatment page

Do you own or lease a salon? Check out our beauty salon insurance package.

Beauty salon

Our beauty salon insurance packages provide some of the widest covers around.

Salon covers

“Will qualifications affect my insurance?”

Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide

Teacher or student cover

Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!

IPL and Laser Hair Removal Insurance FAQs

Can IPL and laser hair removal be offered as a mobile treatment?

Professionally-done laser hair removal requires a large machine which is powerful enough to administer the light intensity required to damage the hair follicle. While this can be done on a mobile basis, it’s more common to complete this in a salon to avoid transporting such a costly machine around.

What insurance do I need for IPL and laser hair removal?

Completing IPL or laser hair removal on a client requires at least public liability, products liability, and treatment risk cover. Public liability insurance is the most important, as it will protect you financially if a claim is made against you and your business regarding injury or damage to a client or their property. These claims can be very costly to settle, especially if your client suffers from any adverse side effects like blisters and pigment change, and it may leave you out of pocket if you don’t have the right insurance policy in place. Products liability insurance keeps you covered in the event a claim is made against the products you use or supply to your clients. Meanwhile, treatment risk cover protects you against any problems that are directly related to the IPL or laser hair removal treatment you complete. All of these insurance policies are offered as standard with our beauty insurance policies.

How much is IPL and laser hair removal insurance?

At Salon Gold, we offer IPL and laser hair removal insurance as part of our beauty insurance policies. The overall cost of your insurance policy will be wholly dependent on whether or not you want to include extra cover in your policy, as well as your experience working in the industry, and whether you’ve taken out a claim in the past. Work with our expert team to build an insurance package suited for you and your business, and that sits within your budget.

This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s). © Copyright 2024 Salon Gold | Salon Gold, Holistic Gold, Counselling Gold, Fitness Gold and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register. Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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