Hairdressing Insurance for Freelance & Mobile Professionals

Hairdressing Insurance for Freelance & Mobile Professionals

Easy as 1, 2, 3 – Hairdressing insurance quickly, with instant cover.

Hairdressing insurance for mobile businesses

Comprehensive & Affordable

Hairdressers know it isn’t just about new dos and colours – it’s about all the life events where people want to feel good about themselves. You know that making someone’s day can be as simple as a chinwag and a blow dry and you want to bring great hair, and confidence, to the masses. But sometimes, things don’t always go to plan and when you’re working as a freelance or mobile hairdresser, you’re subject to a unique set of risks.

A routine bleaching treatment might badly damage your client’s hair, causing hair breakage or a blistered scalp. And if you’re faced with a compensation claim, having the right insurance in place is vital to protect the future of your business. At Salon Gold, we know that hairdressing accidents can and do happen and full treatment liability cover is central to our Salon Gold hairdressing insurance policy. So you can spend more time doing what you love, while we make sure your path ahead is clear.

What’s included…

from £49.80* per year
* This price is for a £3m public, products and professional treatment risk liability cover (up to £5m available) and £10k financial loss cover for a sole trader. It includes insurance premium tax and our admin charge. ALL customers will pay this amount UNLESS they choose to take out additional optional covers or treatments which are priced separately.

What do you get with hairdressing insurance?

Our hairdressing insurance policies include automatic covers such as public liability insurance, and as you’ll be working with clients, either at your home or theirs, or from business premises, public liability cover should be at the centre of your policy. This cover protects you if a client or member of the public makes a claim for property damage or injury. Other automatic covers include product liability, which is essential in the event that a product you supply causes personal injury, and professional treatment risk to secure your business if a treatment goes wrong. You can also add a number of optional covers to your policy, including stock & equipment insurance, money cover and legal expenses.

At Salon Gold, we design specialist insurance packages to suit the needs of your business, at a surprisingly affordable price. Working as a freelance or mobile hairdresser means you’ll be self-employed and therefore responsible for arranging your own insurance policy. You’ll know that your business is protected with the right insurance for your profession, so you can do what you love doing, with perfect peace of mind.

Which type of Salon Gold policy do I need?

Find out which insurance policy is right for your business.

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Are you a Student?

Yes
No
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Based on the information provided we would suggest our Student policy.

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Do you own or manage a salon or business premises that allows access to the public (excluding salons based at home)?

Yes
No
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Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.

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Are you employed by a salon or business owner?

Yes
No
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Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.

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Do you rent a chair in a salon or work on a freelance or mobile basis in the hair, beauty, holistic, or fitness sector?

Yes
No
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

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Do customers visit you at home for their therapy or treatment?

Yes
No
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.

Get a quote
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Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote
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Our Hairdresser Cover

For Mobile & Freelance

If you work mobile or freelance in the hairdresser sector, our specialist policies provide all the cover you need at some of the best prices around.

Freelance covers

Our Hairdresser treatments

The Salon Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.

Treatment page

Do you own or lease a salon? Check out our hair salon insurance package.

Hair salon

Our hair salon insurance packages provide some of the widest covers around.

Salon covers

Superstars

Cally Borg Hairdressing Expert & Home Salon Owner / Mentor Submit your question

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    So how does it work?

    Your message will go to our Superstars and each month one question will be answered and featured on theHUB. Our Salon Gold Superstars are here to share the secrets of their success with you and pass on their knowledge to help you to maximise your potential.

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    “Will qualifications affect my insurance?”

    Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide

    Teacher or student cover

    Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!

    Hairdressing Insurance FAQs

    Do mobile hairdressers need insurance?

    The range of tools and products you use as a hairdresser creates various risks, as they could potentially harm you or your clients — you might accidentally slip while cutting a client’s hair, or they may be allergic to a bleach product you use. As such, a hairdressing insurance policy is essential protection for your business should any incident like this happen. Without a Salon Gold hairdressing insurance package, you may find yourself in hot water financially if a client makes a claim against you, especially considering the fact that, as a freelance or mobile hairdresser, you run the show yourself, meaning there could be more at stake.

    Public liability and treatment risk liability insurance is essential for any mobile hairdresser. Without this cover you would be liable to pay compensation claims if a customer were to be injured during the course of a treatment. Claims for injuries such as a reaction to a hair colour treatment can cost thousands. Mobile hairdressers may also choose to protect their stock and equipment from damage or theft.

    What treatments are covered by hairdressing insurance?

    A hairdressing insurance package with Salon Gold automatically covers a variety of treatments. These include the application of dyes, tints, bleaches and perms, special hair treatments such as straightening and conditioning treatments, and the use of electrical equipment like tongs, hair dryers and curlers.

    See the full list of treatments covered above.

    How much does hairdressing insurance cost?

    The cost of your hairdressing insurance policy will depend on whether you choose to add any of our optional covers to your insurance policy, as these come at an extra cost. However, there’s more to our policies than the number of covers, and what you take out with us is entirely dictated by your own individual business model. Here at Salon Gold our policies are always affordable, no matter what your insurance requirements, so contact us today to discuss your needs and receive a free quote.

    What insurance does a mobile hairdresser need?

    A mobile hairdresser would benefit from a number of different insurance covers including:

    Public liability insurance
    Treatment risk liability insurance
    Products liability insurance
    Stock & Equipment cover
    Legal expenses insurance
    Personal accident insurance

    This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s). © Copyright 2024 Salon Gold | Salon Gold, Holistic Gold, Counselling Gold, Fitness Gold and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register. Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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