020 8655 0444
Mon - Fri / 9am - 5pm
Get a quote
Hairdressing Insurance for Freelance & Mobile Professionals

Hairdressing Insurance for Freelance & Mobile Professionals

Easy as 1, 2, 3 – Hairdressing insurance quickly, with instant cover.

Excellent
4.8 out of 5

Financial Strength

Insurance provided by a Standard & Poor’s A (Strong) rated insurer.

Experience

We’ve been working with businesses like yours for over 35 years.

Passion

Tailor-made insurance policies, made for specialists, by specialists.
Home • Hair & Beauty Insurance • Hairdressing Insurance for Freelance &…

Hairdressing insurance for mobile businesses

Quick Links:

Get a quote

Comprehensive & Affordable

Hairdressers know it isn’t just about new dos and colours – it’s about all the life events where people want to feel good about themselves. You know that making someone’s day can be as simple as a chinwag and a blow dry and you want to bring great hair, and confidence, to the masses. But sometimes, things don’t always go to plan and when you’re working as a freelance or mobile hairdresser, you’re subject to a unique set of risks.

A routine bleaching treatment might badly damage your client’s hair, causing hair breakage or a blistered scalp. And if you’re faced with a compensation claim, having the right insurance in place is vital to protect the future of your business. At Salon Gold, we know that hairdressing accidents can and do happen and full treatment liability cover is central to our Salon Gold hairdressing insurance policy. So you can spend more time doing what you love, while we make sure your path ahead is clear.

What’s included…

from £49.80* per year
* This price is for a £3m public, products and professional treatment risk liability cover (up to £5m available) and £10k financial loss cover for a sole trader. It includes insurance premium tax and our admin charge. ALL customers will pay this amount UNLESS they choose to take out additional optional covers or treatments which are priced separately.
Covers Treatments

What do you get with hairdressing insurance?

Our hairdressing insurance policies include automatic covers such as public liability insurance, and as you’ll be working with clients, either at your home or theirs, or from business premises, public liability cover should be at the centre of your policy. This cover protects you if a client or member of the public makes a claim for property damage or injury. Other automatic covers include product liability, which is essential in the event that a product you make or supply causes personal injury, and professional treatment risk to secure your business if a treatment goes wrong. You can also add a number of optional covers to your policy, including stock & equipment insurance, money cover and legal expenses.

At Salon Gold, we design specialist insurance packages to suit the needs of your business, at a surprisingly affordable price. Working as a freelance or mobile hairdresser means you’ll be self-employed and therefore responsible for arranging your own insurance policy. You’ll know that your business is protected with the right insurance for your profession, so you can do what you love doing, with perfect peace of mind.

Which type of Salon Gold policy do I need?

Find out which insurance policy is right for your business.

Go

Are you a Student?

Yes
No
« back

Based on the information provided we would suggest our Student policy.

Get a quote
« back

Do you own or manage a salon or business premises that allows access to the public (excluding salons based at home)?

Yes
No
« back

Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.

Get a quote
« back

Are you employed by a salon or business owner?

Yes
No
« back

Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.

Get a quote
« back

Do you rent a chair in a salon or work on a freelance or mobile basis in the hair, beauty, holistic, or fitness sector?

Yes
No
« back

Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote
« back

Do customers visit you at home for their therapy or treatment?

Yes
No
« back

Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.

Get a quote
« back

Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote
« back

Our Hairdresser Cover

For Mobile & Freelance

If you work mobile or freelance in the hairdresser sector, our specialist policies provide all the cover you need at some of the best prices around.

Freelance covers

Our Hairdresser treatments

The Salon Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.

Treatment page

Do you own or lease a salon? Check out our hair salon insurance package.

Hair salon

Our hair salon insurance packages provide some of the widest covers around.

Salon covers

“Will qualifications affect my insurance?”

Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide

Learn more

Teacher or student cover

Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an extra optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!

Teacher cover Student cover

Hairdressing Insurance FAQs

Do mobile hairdressers need insurance?

The range of tools and products you use as a hairdresser creates various risks, as they could potentially harm you or your clients — you might accidentally slip while cutting a client’s hair, or they may be allergic to a bleach product you use. As such, a hairdressing insurance policy is essential protection for your business should any incident like this happen. Without a Salon Gold hairdressing insurance package, you may find yourself in hot water financially if a client makes a claim against you, especially considering the fact that, as a freelance or mobile hairdresser, you run the show yourself, meaning there could be more at stake.

Public liability and treatment risk liability insurance is essential for any mobile hairdresser. Without this cover you would be liable to pay compensation claims if a customer were to be injured during the course of a treatment. Claims for injuries such as a reaction to a hair colour treatment can cost thousands. Mobile hairdressers may also choose to protect their stock and equipment from damage or theft.

What treatments are covered by hairdressing insurance?

A hairdressing insurance package with Salon Gold automatically covers a variety of treatments. These include the application of dyes, tints, bleaches and perms, special hair treatments such as straightening and conditioning treatments, and the use of electrical equipment like tongs, hair dryers and curlers.

See the full list of treatments covered above.

How much does hairdressing insurance cost?

The cost of your hairdressing insurance policy will depend on whether you choose to add any of our optional covers to your insurance policy, as these come at an extra cost. However, there’s more to our policies than the number of covers, and what you take out with us is entirely dictated by your own individual business model. Here at Salon Gold our policies are always affordable, no matter what your insurance requirements, so contact us today to discuss your needs and receive a free quote.

What insurance does a mobile hairdresser need?

A mobile hairdresser would benefit from a number of different insurance covers including:

Public liability insurance
Treatment risk liability insurance
Products liability insurance
Stock & Equipment cover
Legal expenses insurance
Personal accident insurance

Hairdressing Insurance Professionals Related Articles

View ALl on theHUB View All
Why Hairdressers should consider Hairdressing Treatment Risk Policies Why Hairdressers should consider Hairdressing Treatment Risk Policies
Do Mobile Hairdressers need Insurance? Do Mobile Hairdressers need Insurance?
Is Hairdressing Insurance a legal requirement? Is Hairdressing Insurance a legal requirement?
What Insurance is needed for to be a Self-Employed Hairdresser? What Insurance is needed for to be a Self-Employed Hairdresser?
Hairdressing Public Liability Insurance: Explained Hairdressing Public Liability Insurance: Explained
What is Public Liability Insurance for Hair Stylists? What is Public Liability Insurance for Hair Stylists?
What is Public Liability Insurance for Hairdressers? What is Public Liability Insurance for Hairdressers?
What is Hairdresser's Insurance & what does it cover? What is Hairdresser's Insurance & what does it cover?
Employer's Liability Insurance: Top Tips For Hairdressers & Therapists Employer's Liability Insurance: Top Tips For Hairdressers & Therapists
This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s). © Copyright 2023 Salon Gold | Salon Gold, Holistic Gold, Counselling Gold, Fitness Gold and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register. Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
You need to be logged in to Your Account to make a payment. Redirecting you to Account Login.