Comprehensive Insurance For Face Painters
There’s something really magical about face painting. It’s great for children to play make-believe, and helping them do so can be pretty fun for adults too! As a professional face painter, you love seeing the joy your skill brings to your customers, but sometimes the tiniest things have the potential to put your business at risk.
Imagine that one minute you’re applying the last few brushstrokes of a mane to make your client look like a lion, and the next you’re being sued for giving them a skin infection. Even if you aren’t the person responsible, you could still be held liable, and your company’s finances could crumble as a result. Accidents can always happen, so you need to make sure you are properly protected.
Our comprehensive face painting insurance includes full liability cover, which means you won’t have to foot the bill if legal action is taken against your company. You can keep giving children a temporary escape from reality knowing that if there is an unexpected incident, your business’s future will be safe. Enjoy this peace of mind by joining the Salon Gold community today.
What Do You Get With Our Face Painting Insurance?
Our dedicated face painting insurance has been specifically designed to meet the needs of business owners in your sector. Rather than leaving you to pick and choose the covers you want, Salon Gold’s all-in-one approach automatically provides you with everything freelance & mobile face painters could require.
Your policy includes public liability insurance as standard, which protects you if someone sustains an injury, or their property is damaged, as a result of your business activities. For example, a leg could break on an unstable chair or stool, causing a child you are painting to fall and hurt themself. However, public liability doesn’t apply to claims associated with your professional services, which is why you will also receive treatment risk insurance. This pays out if someone takes legal action as a result of your face painting specifically. We also cover financial loss and products liability.
In addition to your automatic face painting insurance covers, you can also add some optional types to strengthen your policy. For example, if you employ any staff, employer’s liability is a legal requirement. You may also want to protect your money and your stock & equipment, and take out personal accident insurance to ensure you receive an income if you’re temporarily unable to work.
Create your perfect insurance package with Salon Gold and get a free quote now.*This price is for a £3m public, products and professional treatment risk liability cover (up to £5m available) and £10k financial loss cover for a sole trader. It includes insurance premium tax and our admin charge. ALL customers will pay this amount UNLESS they choose to take out additional optional covers or treatments which are priced separately.
Which type of Salon Gold policy do I need?
Find out which insurance policy is right for your business by clicking below.
Our Face Painting Covers
For Salons & Fixed Premises
- Business interruption »
- Contents cover »
- Employer’s liability »
- Exhibition Cover »
- Failure of electric, gas & water supply »
- Failure of telephone line »
- Glass cover »
- Goods in Transit »
- Legal expenses cover »
- Money cover »
- Personal accident for hands »
- Products liability »
- Professional Treatment Risk »
- Public liability »
- Stock cover »
- 24 hour crisis & legal helplines »
Our Face Painting Treatments
"Will qualifications affect my insurance?"
Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Teacher Or Student Cover
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an extra optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
Face Painting Insurance FAQs
Face Painting Insurance FAQs
Why is face painting insurance important?
Comprehensive face painting insurance is important as it keeps your business safe in a variety of situations. It will cover compensation claims, with the option to cover legal expenses, and can even be required by law in the case of employer’s liability insurance. On top of this, having public liability insurance can also help you secure more work — venues often make it a contractual requirement, and local authorities might insist you have it too.
Why do freelance & mobile face painters need insurance?
Many face painters work on a freelance or mobile basis rather than operating under an employer. Running a business means that they are solely responsible for securing effective cover, and if they don’t, their livelihood could be at risk if something goes wrong. So, as a freelance or mobile face painter, you need face painting insurance to protect your company.
How much does face painting insurance cost?
The price of face painting insurance depends on a number of factors including your experience, claims history, and the regularity of your work. Normally a policy will start at around £61 a year, though it will be more if you have added optional covers. For the best cost estimate, get in touch with us for a free quote now.