Easy as 1, 2, 3 – Beauty Therapist insurance quickly, with instant cover.
Get a QuoteAt Salon Gold, we provide specialist and comprehensive beauty insurance. Whether you’re a mobile beautician, a freelance therapist, or you own a beauty salon, we can provide the cover you need to protect yourself, your business and your clientele.
The Beautiful Life
Beauty isn’t just what’s on the outside – it’s about making people feel good about themselves. As a hair and beauty therapist, you believe that pampering is good for the soul, so you set out to make your own beauty business in order to give your clients that little bit of indulgence we all need.
Unfortunately, things don’t always go the way we hope they will. All it takes is a client suffering an adverse reaction to a product or treatment for all that hard work to feel wasted. And when you’re faced with a compensation claim, what do you do then? Does it mean the end of your dream?
At Salon Gold, we know that accidents are a part of running a business. Nowadays, large claims can be made for minor damages. We’ve included full treatment liability cover on our Beauty Therapist insurance policy, so one slip up doesn’t have to put a pin in your dreams for the future.
Let’s make people look and feel beautiful together.
Insurance provided by a Standard & Poor’s A (Strong) rated insurer.
We’ve been working with businesses like yours for over 40 years.
Tailor-made insurance policies, made for specialists, by specialists.
Beauty treatment risk liability insurance. If a client complains that a treatment you carry out causes them an injury or illness, for example a burn, scarring or an allergic reaction, you could find yourself faced with an expensive court case and a claim for compensation. This beauty business insurance would cover any compensation awarded to the client and the legal fees that you would incur.
Public liability insurance is another important part of your policy. While not a legal requirement, it protects you if a client or member of the public should suffer an injury caused by you, but not directly related to a treatment. So for example if you leave a. case on the floor and someone trips over it and is injured. Accidental damage to a client’s property is also covered, for instance if you break an expensive ornament or crack a glass table.
Product liability insurance. This would cover you if you were to use a product on a client, or supply them with a product which is found to be faulty and which causes them an injury, or damages their property.
Employers liability insurance is almost always required by law if you have any employees.
And financial loss cover also comes automatically, at no additional cost.
There are a few other types of cover that you can add to your policy if you want to, at good prices. They include money cover, stock/equipment cover, legal expenses, and personal accident, all of which help to protect your business.
Here at Salon Gold, our policies have been put together specifically for hair and beauty professionals. That’s why we’re able to offer the most comprehensive insurance, for the lowest price, to those who need it.
Find out which insurance policy is right for your business.
Are you a Student?
Do you own or manage a salon or business premises that allows access to the public (excluding salons based at home)?
Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.
Get a quoteAre you employed by a salon or business owner?
Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.
Get a quoteDo you rent a chair in a salon or work on a freelance or mobile basis in the hair, beauty, holistic, or fitness sector?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteDo customers visit you at home for their therapy or treatment?
Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.
Get a quoteBased on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.
Get a quoteIf you work mobile or freelance in the Beauty Therapist sector, our specialist policies provide all the cover you need at some of the best prices around.
Freelance coversThe Salon Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.
Treatment pageDo you own or lease a salon? Our salon insurance packages provide some of the widest covers available.
Salon covers
All Salon Gold policy holders have access to our Salon Gold Superstars.
They’re on hand to answer your questions and offer advice.
Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hairdresser, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
Whether you’ve been in the business for 35 years, or you’re a fresh graduate looking to start building your client base, all beauty therapists need to have insurance. As you’ll be working closely with your clients, either in your own work space or at their home, it’s important that you’re not left financially liable for any accidents that may occur.
For example, if a client claims that a treatment you carried out is the cause for their injury or illness, such as a burn, scar, or allergic reaction, you may have to pay compensation. Whether it’s due to professional negligence, a beauty products issue or something else. This can get costly, especially with any added legal fees, which may leave you out of pocket. Your beauty insurance policies would cover these costs, ensuring you’re not left footing the bill and let you get on with running your business.
The cost of your freelance beauty insurance policy depends on whether you choose to add optional covers to our basic insurance package. It’s also dependent on your own experience levels, and whether you’ve taken out a claim in the past. Our team will work closely with you to create an insurance policy that’s perfect for your needs, and at a budget you can afford. Find the right insurance quotes for you and your business, with Salon Gold.
When working as a professional beauty therapist on a mobile basis, public liability insurance is more important than ever. What would you do if you splashed tanning solution on a customers carpet or knocked over an expensive vase in their home? Public liability will protect you in these instances. Treatment risk insurance is also important in case you were to injure a customer during the course of a treatment. No matter what beauty therapy you provide, our team offers insurance to protect you from claims relating to accidental injury, legal costs or property damage.
While not essential, having the right insurance for your business equipment can save you a lot of time, stress and money in the long-run. Insuring the equipment you use every day against damage, loss or theft means you’d be able to quickly replace essential tools and get back to providing hair and beauty treatments as soon as possible. No matter what professional beauty treatments you provide as a mobile beautician, protecting the tools of your trade is extremely important.
