Insurance For Hair, Beauty, Holistic, Health & Fitness Freelance & Mobile

Easy as 1, 2, 3 – Affordable protection with instant cover.

Our Reviews

4.9 / 5 Based on 4379 Reviews
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Follow Your Passion; Protect Your Dreams

Stepping out on your own as a hairdresser or beauty therapist hasn’t been easy, but you’ve done it. You’ve devoted countless hours turning your passion into a successful freelance or mobile business and now you want to keep it protected.

At Salon Gold, we think buying insurance should be simple and stress-free. We offer a comprehensive range of exclusive covers for a variety of freelance and mobile professionals in the hair, beauty, holistics, health and fitness sectors.

Create a tailored policy that suits your needs with our online form, for the cover you want, when you need it.

Premium Quality Cover, Without That Premium Price Tag

“So, what’s the catch?”
People often wonder how we can manage to keep our prices so affordable and still give them the same, premium quality cover.
We don’t play favourites. We always get you our best price possible, which keeps us a step ahead of the rest.
No tricks. Just comprehensive cover when you need it most.

from £49.80* per year
*This price is for a £3m public, products and professional treatment risk liability cover (up to £5m available) and £10k financial loss cover for a sole trader. It includes insurance premium tax and our admin charge. ALL customers will pay this amount UNLESS they choose to take out additional optional covers or treatments which are priced separately.

Which type of Salon Gold policy do I need?

Treatments & Therapies We Cover

Our insurance policy automatically includes an array of treatments or therapies in your chosen field. If you’d like more information on what’s available, please tap the button below to visit our page on the treatments and therapies we cover.

Teacher Or Student Cover

Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an extra optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!

We’ve helped over 100,000 businesses like yours


For 35 years, we’ve been working with businesses like yours to continually improve. The result? Tailor-made insurance policies, made for specialists, by specialists.

We listen

We listen and care about your opinion. You know your business best, so we use all your feedback and strive to create something better.


We want to see you succeed, but accidents sometimes can and do happen. If you’re dealing with a crisis, our 24/7 helplines will smooth you through, day or night.

Here for you

Don’t you just hate call centres? We do too! We believe in a personal approach, so every call to us will only be answered by a member of our own expert team.

Mobile Hair and Beauty Insurance FAQs

Do mobile hairdressers need insurance?

Insurance protection is vital for mobile and freelancers hairdressers. Without insurance, you would be left to foot the bill in the event that a customer were to be injured during the course of a treatment for example. The most important type of insurance for a mobile hairdresser is public liability and treatment risk insurance. This will protect you against claims for compensation from customers. For example, a client may suffer a reaction to a hair colour treatment or you may splash colour on their expensive handbag.

Do mobile beauty therapists need insurance?

Mobile beauty therapists should seriously consider taking out insurance. What would happen if a beauty treatment were to go wrong and a client suffered an injury? The therapist may be sued for compensation and without insurance protection, would need to foot the bill personally. Claims for wax burns, reactions to lash tinting products or infections to nailbeds caused during a manicure, can run in to the thousands of pounds.

How much does mobile hair and beauty insurance cost?

Mobile hair and beauty insurance costs will vary depending upon the type of treatments you undertake and the level of cover you select. Typically, insurance will start from less than £40 per year for public liability and treatment risk insurance. Prices will then increase if you need to cover your staff or add on cover for advanced beauty treatments or other optional covers such as legal expenses, loss of money or personal accident

A Real-Life Rescue Story

Our Reviews

4.9 / 5 Based on 4379 Reviews
Read all reviews »

Easy to use website, quick response to questions asked. Thank you

on Oct 23rd

Very easy to use, helpful and cheapest policy around! Thank you SalonGold.

on Oct 21st

Loved it. Super easy and the most affordable!

on Oct 20th
This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2020 Salon Gold | Salon Gold, Holistic Gold, Counselling Gold, Fitness Gold and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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