Insurance For Hair, Beauty, Holistic, Health & Fitness Freelance & Mobile
Easy as 1, 2, 3 – Affordable protection with instant cover.
Follow Your Passion; Protect Your Dreams
Stepping out on your own as a hairdresser or beauty therapist hasn’t been easy, but you’ve done it. You’ve devoted countless hours turning your passion into a successful freelance or mobile business and now you want to keep it protected.
At Salon Gold, we think buying insurance should be simple and stress-free. We offer a comprehensive range of exclusive covers for a variety of freelance and mobile professionals in the hair, beauty, holistics, health and fitness sectors.
Create a tailored policy that suits your needs with our online form, for the cover you want, when you need it.
Premium Quality Cover, Without That Premium Price Tag
“So, what’s the catch?”
People often wonder how we can manage to keep our prices so affordable and still give them the same, premium quality cover.
We don’t play favourites. We always get you our best price possible, which keeps us a step ahead of the rest.
No tricks. Just comprehensive cover when you need it most.
Which type of Salon Gold policy do I need?
Treatments & Therapies We Cover
Our insurance policy automatically includes an array of treatments or therapies in your chosen field. If you’d like more information on what’s available, please tap the button below to visit our page on the treatments and therapies we cover.
Teacher Or Student Cover
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an extra optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
We’ve helped over 100,000 businesses like yours
For 35 years, we’ve been working with businesses like yours to continually improve. The result? Tailor-made insurance policies, made for specialists, by specialists.
We listen and care about your opinion. You know your business best, so we use all your feedback and strive to create something better.
We want to see you succeed, but accidents sometimes can and do happen. If you’re dealing with a crisis, our 24/7 helplines will smooth you through, day or night.
Here for you
Don’t you just hate call centres? We do too! We believe in a personal approach, so every call to us will only be answered by a member of our own expert team.
Mobile Hair and Beauty Insurance FAQs
Do mobile hairdressers need insurance?
Insurance protection is vital for mobile and freelancers hairdressers. Without insurance, you would be left to foot the bill in the event that a customer were to be injured during the course of a treatment for example. The most important type of insurance for a mobile hairdresser is public liability and treatment risk insurance. This will protect you against claims for compensation from customers. For example, a client may suffer a reaction to a hair colour treatment or you may splash colour on their expensive handbag.
Do mobile beauty therapists need insurance?
Mobile beauty therapists should seriously consider taking out insurance. What would happen if a beauty treatment were to go wrong and a client suffered an injury? The therapist may be sued for compensation and without insurance protection, would need to foot the bill personally. Claims for wax burns, reactions to lash tinting products or infections to nailbeds caused during a manicure, can run in to the thousands of pounds.
How much does mobile hair and beauty insurance cost?
Mobile hair and beauty insurance costs will vary depending upon the type of treatments you undertake and the level of cover you select. Typically, insurance will start from less than £40 per year for public liability and treatment risk insurance. Prices will then increase if you need to cover your staff or add on cover for advanced beauty treatments or other optional covers such as legal expenses, loss of money or personal accident
A Real-Life Rescue Story
Lisa, from North Yorkshire, was one of the unlucky ones. She so wanted the flexibility to spend more time at home with the children. So she decided to branch out on her own and set up her own mobile business. At first, it started out small – but as news of her talent travelled around town, she found herself flush with work. She was thrilled to see her dream coming together.
Then one evening, when she visited a client’s home to do a routine treatment, her dream was shattered. The client walked in carrying a tray of coffee and tripped over a case that Lisa had put down on the floor. She suffered a fractured ankle and torn muscles in her shoulder. Lisa found herself being sued for compensation for bodily injury. She was absolutely devastated.
Luckily for Lisa, she had chosen to purchase her mobile therapy insurance through Salon Gold. All it took was one phone call to us and we arranged to have her policy cover the compensation pay-out. So one freak accident didn’t mean the end of Lisa’s dreams of making it on her own.