Comprehensive counselling and psychotherapy insurance at prices you can afford
Sometimes, even the strongest person can feel like life is getting a bit too much, and will need to talk it out. As someone who works in counselling and psychotherapy, you understand better than anyone else how important it is to talk things out with a professional. After all, your livelihood is based on helping people going through some of the worst times in their lives by simply trying to figure out helpful solutions through conversation.
However, no matter how good your intentions are, some clients may not perceive your work as “helpful”, and may well allege that your counselling made their condition worse. Malpractice claims against your profession can be dangerous to not only your finances, but also your reputation as a psychotherapist. These kinds of claims are best dealt with as soon as possible, but without the right insurance, you may well face costly fees that you simply cannot afford to pay, and could signal the end of your business.
Because we know how dangerous and costly these claims can be, we work hard to offer our clients comprehensive insurance policies at affordable prices. Here at Holistic Gold, we aim to protect our clients and their businesses with the cover they need, giving them the peace of mind they need to continue focusing on their clients.
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What do you get with our counselling insurance?
With an insurance policy by Counselling Gold, you can enjoy public liability, products liability, and malpractice insurance of up to £3 million as standard with every one of our insurance covers. You also have the chance to add any optional covers as necessary, depending on your business needs. These optional covers include legal expense insurance, protecting you against any surprise legal fees, as well as personal accident insurance, ensuring you can continue earning a regular income even if you’ve been left unable to work due to an injury.
Insurance packages offered to Counselling Gold customers are tailored to their individual business needs at the best quotes we can offer. If you’re a self-employed counsellor or psychotherapist, you need to ensure you hold the right insurance to protect you against all worst-case scenarios. Our insurance policies give you the peace of mind needed to continue giving all your attention to your clients, safe in the knowledge that you’re suitably protected against any costly claims.*This price is for a £3m public, products and professional treatment risk liability cover (up to £5m available) and £10k financial loss cover for a sole trader. It includes insurance premium tax and our admin charge. ALL customers will pay this amount UNLESS they choose to take out additional optional covers or treatments which are priced separately.
Which type of Counselling Gold policy do I need?
Find out which insurance policy is right for your business by clicking below.
Our Counselling Covers
For Salons & Fixed Premises
- Business interruption »
- Contents cover »
- Employer’s liability »
- Exhibition Cover »
- Failure of electric, gas & water supply »
- Failure of telephone line »
- Glass cover »
- Goods in Transit »
- Legal expenses cover »
- Money cover »
- Personal accident for hands »
- Products liability »
- Professional Treatment Risk »
- Public liability »
- Stock cover »
- 24 hour crisis & legal helplines »
Our Counselling & Psychotherapy Treatments
- Psychotherapeutic Counselling
- Counselling Supervision
"Will qualifications affect my insurance?"
Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide
Teacher Or Student Cover
Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an extra optional cover. Just add it to any of our freelance hair, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!
Counselling & psychotherapy insurance FAQs
Counselling & psychotherapy insurance FAQs
What insurance do Counsellors need?
As a professional counsellor, the most important insurance requirement will be to protect against any injury caused to a patient as a result of incorrect or poor advice. This insurance is known as malpractice insurance and will protect you in the event that a client sues for damage. Compensation claims can be very costly and insurance is a valuable safety net. Public liability insurance is also essential in case a visitor to your premises were to be injured, they may have tripped over your kit bag for example.
Can counselling and psychotherapy be done mobile?
Counsellors and psychotherapists work closely with their clients by talking about what’s on their mind, making this easy to complete on a mobile basis if you don’t have your own office. You may even be able to do this over the phone or via video chat if you or your client can’t physically meet for any reason.
What insurance do I need for counselling and psychotherapy?
Counsellors and psychotherapists need to have the right insurance policies in place to ensure that they are covered against claims made against them. Public liability, financial loss, and malpractice cover are all included as standard with Holistic Gold insurance policies. Public liability insurance offers protection in case a claim is made against you for any damage made to a client or their property. These claims have the potential to be very costly, depending on the damage the client is claiming for. Financial loss insurance provides cover if your client or a member of the public suffers any financial loss as a direct result of your treatments. The disgruntled client may not accept a refund of their money, and may instead make a claim against you for their lost earnings, which you will have to pay for, and this cover will ensure that you’re financially protected and are not left footing the bill yourself. Malpractice cover protects you against any claims made against you as a direct result of the counsellor and psychotherapy service you offer to your clients.
How much is counselling and psychotherapy insurance?
At Holistic Gold, we provide our clients with comprehensive counselling and psychotherapy insurance at affordable rates. The total cost of your insurance policy depends on whether or not you add any of the optional extra covers, as well as your experience in the industry and your claims history. Get in touch with our team to build a policy that’s best suited to your business needs and your budget.