Business insurance & COVID-19

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15 Comments

Just Checking my insurance cover from finishing touch hair & beauty
409 stockport road Wa157xr
For interruption & off course to help towards bills,staffing etc through this crisis. We have been a member for Over 24 years and never claimed I just wanted you to comfort me at this sad time. Kindest regards

Reply to Coreen

Hi Coreen,
This really is such a difficult time for all businesses. As per the details in the blog, unfortunately there is no cover for this pandemic across UK insurers. Businesses are reliant on central government support for help during this difficult time. Governments have announced a raft of support for business and there are more measures due to be released shortly. We really wish we could offer better news for customers but unfortunately there is no cover for this event. As detailed in the blog, we do have legal helplines which can offer further support during this difficult time, especially when it comes to offering support for staff. If you pay by instalments, you can contact the finance company (Close Premium Finance) who are offering additional support with payments during this time.
Fingers crossed that we can all get through this as quickly as possible and begin to start trading again.
Sending you our very best wishes at this time.
Regards
Salon Gold

What is your stance on, now many of our salons will be “uninhabited” for longer periods of time than normal? How will this affect our insurance policy now at this time due to covid-19? If something was to arise?

Just to confirm that your Salon Gold policy will continue to provide full cover for the duration of time your salon is unable to trade. We have had agreement from our insurers that any current restrictions will be lifted during this period.

It’s very difficult to cover every thing .

Reply to Shazia

What’s the legal advice phone number pls?

Reply to Mich

Our legal helpline can be contacted on 0344 571 7977
Thank you

i work as a counsellor and counsellor supervisor and this is covered on my policy. Please can you tell me am i covered to work online.

Reply to Judith

It has been agreed by the Insurers that during this time of uncertainty with the COVID-19 they have agreed that you can carry out your classes/treatments on a ZOOM platform/Skype or similar online platform or over the phone.

Your insurers, have requested that Prior written permission is obtained from each client and you must advise the client accordingly before each session that no ‘Publishing’ or recording of these sessions shall be made online or on multimedia sites.

Can anybody confirm if Counsellors are covered for online and telephone client work?

Reply to Judith

It has been agreed by the Insurers that during this time of uncertainty with the COVID-19 they have agreed that you can carry out your classes/treatments on a ZOOM platform/Skype or similar online platform or over the phone.

Your insurers, have requested that Prior written permission is obtained from each client and you must advise the client accordingly before each session that no ‘Publishing’ or recording of these sessions shall be made online or on multimedia sites.

Hi,
Do any insurance policies cover if you give your client hair colour to do on their own hair at home? It doesn’t sit very well with me, but I’ve been asked by customers.

Reply to Emily

You are covered for Products Liability but this will only provide cover if the product itself is faulty. There will be no public liability or treatment risk cover if you have not actually performed the treatment yourself. Of course they can use off the shelf “box dyes” available on the high street but professional products, as you know, are very different.

Our Reviews

4.9 / 5 Based on 3475 Reviews
Read all reviews »

Great quick and easy online service. Have used for 12 years now

11 hours ago

Great prices and really explains everything for you which helps as well.

on Mar 31st

So easy to insure with and covers all needs

2 weeks ago
This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2020 Salon Gold | Salon Gold, Holistic Gold, Counselling Gold, Fitness Gold and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register https://register.fca.org.uk/. Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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