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Holistic & Complementary Therapist Insurance

Comprehensive Holistic & Complementary Therapist Insurance Tailored for Your Business

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Premium Holistic Therapy Insurance At Affordable Rates

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Protecting Your Business, Equipment, and Clients with Flexible Coverage Options

As a professional therapist practicing holistic and complementary treatments, your insight into your clients’ problems goes deeper than just their symptoms. You take an integrated approach to body, mind and spirit, restoring natural balance and an optimal level of health and wellness.

These therapies are increasingly popular, yet there will be times when a customer is unhappy with their treatment. They might suggest your therapy has worsened their condition — even if you don’t believe that you are at fault — and you could find yourself faced with a claim for malpractice.

That’s where our Holistic Gold Complementary Therapy insurance (one of Salon Gold’s family of policies) comes in. While standard business policies offer a great deal of cover, you’ll need a specific holistic insurance package, tailored to your unique requirements.

You can rest assured you will have full malpractice insurance to keep you protected, as well as a range of other important covers. By law, employers’ liability insurance is required if you hire anyone and motor insurance if you drive to clients’ homes.

The best part? Our policies are very affordable, so you can focus your time on helping and healing your customers without worrying about too many potential obstacles.

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Why choose Holistic Gold Holistic & Complementary Therapist Insurance?

Financial Strength

Insurance provided by a Standard & Poor’s A (Strong) rated insurer.

Experience

We’ve been working with businesses like yours for over 40 years.

Passion

Tailor-made insurance policies, made for specialists, by specialists.

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What Does Our Holistic & Complementary Therapist Insurance Cover?

from £47.04* per year

Our comprehensive Insurance packages are tailored to address the specific needs of fitness professionals in this discipline.
Here’s what’s included in our standard coverage:

* This price is for £3m public, products and malpractice cover (up to £5m available) and £10k financial loss cover for a sole trader. It includes insurance premium tax and excludes our admin charge. ALL customers will pay this amount UNLESS they choose to take out additional optional covers or treatments which are priced separately.

Covers Treatments

Additional Holistic & Complementary Therapist Insurance Options

As a holistic or complementary therapist, you may have already put good practices into place, ensuring everyone’s safety and offering the best possible experience to clients. However, numerous things can go wrong, and accidents do happen.

Holistic therapists face a number of unique risks. Bodily harm, or mental and psychological damage (or a combination) may occur during a customer’s treatment, which can land your business in hot water. You also never know if theft, property damage, or a weather event, like a flood or storm, will negatively impact you.

As such, our specialist holistic and complementary therapy insurance policy is designed to safeguard you against any unexpected events. Should a third-party suffer an injury, or their property becomes damaged due to your work activities, public liability gives you protection, paying out for any legal fees and other expenses associated with a claim.

Products liability covers you if a product used in treatment causes an adverse reaction. Should a client be unhappy with a treatment or any advice you have given, malpractice cover is also a vital protection.

Use our easy online quote tool to build an insurance policy that suits your business needs. It’s quick, simple, and you’ll be covered instantly!

Covers Treatments

Why do you need Holistic & Complementary Therapist insurance?

Even for the most careful and the most experienced therapist, accidents can happen. Without appropriate insurance you will be personally liable for any compensation claims made against you. If a client were to be injured during a therapy session, or claim your advice led to unexpected outcomes, they may make a claim for damages. Compensation claims can be very costly and, even if you have done nothing wrong, it can cost thousands to defend your reputation.

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Holistic & Complementary Therapy Insurance

Treatments

We provide cover for a wide range of treatments in the holistic and complementary therapy industry. You will be covered in the event that a treatment you provide causes injury, damage or illness. For example injury caused during a reiki treatment.

You will automatically be covered for all treatments listed under the relevant trade category below providing you hold a suitable qualification for any treatments carried out.

Holistic Therapist

Descriptions of cover	Automatic	Optional
Abe healing	Yes	No
Access Consciousness	Yes	No
Acupressure	Yes	No
Acupuncture*	No	Yes
Addiction Therapy/Counselling*	Yes	No
Advanced Sound-Wave Energy	Yes	No
Alexander Technique	Yes	No
Allergy Therapy/Testing	Yes	No
Angel Card Reading	Yes	No
Angel Therapy/Healing	Yes	No
Angelic reiki	Yes	No
Anti Cellulite Massage	Yes	No
Aqua Detox	Yes	No
Aromatherapy	Yes	No
Art Therapy*	Yes	No
Art Tutor	Yes	No
Astrology	Yes	No
Audio Sonic	Yes	No
Aura Imaging Photography	Yes	No
Aura-Soma Colour System	Yes	No
Auricular Acupuncture*	No	Yes
Aurora Therapies	Yes	No
Ayurveda	Yes	No
Ayurvedic Massage	Yes	No
Baby Massage Instructor*	Yes	No
Baby Reflex	Yes	No
Baby Yoga	Yes	No
Bach and Australian Bush Flower Remedies	Yes	No
Balinese Massage	Yes	No
Bamboo Massage	Yes	No
Be Set Free Fast™ (BSFF)	Yes	No
Behavioural Therapy	Yes	No
Belvaspata Healing	Yes	No
Bio-Energy Therapy	Yes	No
Bio-Magnetic Technique	Yes	No
Bio-Resonance*	Yes	No
Biofeedback	Yes	No
Bioptron Light Therapy	Yes	No
Biorhythms	Yes	No
Body Alignment Technique	Yes	No
Body Analysis*	Yes	No
Body Code	Yes	No
Body Conditioning / Swiss Ball	Yes	No
Body Stress Release	Yes	No
BodyTalk System	Yes	No
Breastfeeding counsellor*	Yes	No
Breath Therapy	Yes	No
Brennan Healing Science	Yes	No
Breuss Spinal Massage	Yes	No
Business Coach	Yes	No
Buteyko Breathing Method	Yes	No
Camouflage Make Up	Yes	No
Career Coaching	Yes	No
Chakra Balancing	Yes	No
Channelling	Yes	No
Chavutti Thirumal Massage	Yes	No
Chi Kung / Qi Gong	Yes	No
Child, Adolescent and Family Therapy*	Yes	No
Cognitive Behavioural Therapy*	Yes	No
Colonic Hydrotherapy*	No	Yes
Colour Breathing	Yes	No
Colour Reflexology	Yes	No
Colour Therapy	Yes	No
Colour and Image Consultancy	Yes	No
Conciliation / Mediation	Yes	No
Craniosacral Therapy	Yes	No
Creative Journaling	Yes	No
Crystal Singing Bowl	Yes	No
Crystal healing/therapy	Yes	No
Culture Change Training	Yes	No
Cupping*	No	Yes
Dance Movement Therapy*	Yes	No
Dance Teacher*	Yes	No
Daoyin Tao	Yes	No
Deeksha Healing / Oneness Blessing	Yes	No
Deep Tissue Massage*	Yes	No
Dorm Method	Yes	No
Dowsing for Stress Relief	Yes	No
Drama & Movement Therapy	Yes	No
Dramatherapy	Yes	No
Dream Analysis	Yes	No
Ear Candling	Yes	No
Egyptian Sekhem Reiki	Yes	No
Electro Crystal Therapy	Yes	No
Emmett Technique	Yes	No
EmoTrance	Yes	No
Emotion Code	Yes	No
Emotional Freedom Techniques (EFT)	Yes	No
Energy Healing	Yes	No
Energy Technique (The Balance Procedure)	Yes	No
Face Reading	Yes	No
Faith Healing	Yes	No
Far-Infrared Detoxification	Yes	No
Feng Shui Consultant	Yes	No
Flower Essence Therapy	Yes	No
Gem Remedies	Yes	No
Geopathic Stress	Yes	No
Gestalt Psychotherapy*	Yes	No
Gong Bath Meditation	Yes	No
Hand Reflexology	Yes	No
Healer Dowsing	Yes	No
Healing	Yes	No
Heartmath – stress/emotional management programme*	Yes	No
Hellerwork	Yes	No
Herbalism (Western)	Yes	No
Holistic Facial	Yes	No
Holistic Massage	Yes	No
Holistic Psychotherapy	Yes	No
Holographic Repatterning	Yes	No
Homeopathy	Yes	No
Hot Stone Massage	Yes	No
Human Givens psychotherapy/counselling*	Yes	No
Huna	Yes	No
Hydrotherapy	Yes	No
Hypnotherapy*	Yes	No
I-Ching Readings	Yes	No
Indian Face Massage	Yes	No
Indian Head Massage	Yes	No
Instrument Assisted Soft Tissue Mobilisation	Yes	No
Integrated Energy Therapy	Yes	No
Integrative Art Therapy	Yes	No
Interferential Therapy	Yes	No
Iridology	Yes	No
Jin Shin Jyutsu	Yes	No
Journey Therapy	Yes	No
Kairos/Shen Therapy	Yes	No
Kalari Foot Massage	Yes	No
Kinesiology	Yes	No
Kinesiology Taping	Yes	No
Kinetic Chain Release	Yes	No
Kore Therapy	Yes	No
Ku Nye (Tibetan) Head Massage	Yes	No
La Stone Therapy	Yes	No
Laughter Yoga Therapy	Yes	No
Lava Shells Massage	Yes	No
Lava Wellness Massage	Yes	No
Lebed Method	Yes	No
Life Skills Consultancy	Yes	No
Life and Business Coaching*	Yes	No
Light Therapy	Yes	No
Light Touch Therapy	Yes	No
Lomi Lomi Massage	Yes	No
M Technique	Yes	No
Magnetic Therapy	Yes	No
Magnified Healing	Yes	No
Manual Lymphatic Drainage	Yes	No
Mary Network Healing	Yes	No
Massage in Schools Instructor	Yes	No
Matrix Reimprinting	Yes	No
Meditation/Meditation Teaching	Yes	No
Mediumship	Yes	No
Meridian Therapy	Yes	No
Meta-Medicine	Yes	No
Metabolic Effect Fitness	Yes	No
Metamorphic Technique	Yes	No
Mickel Therapy	Yes	No
Mindfulness Therapy	Yes	No
Mobiliser	Yes	No
Moxibustion*	No	Yes
Music Therapy	Yes	No
Myers Briggs	Yes	No
Myers Therapy	Yes	No
Myofascial Release	Yes	No
NO HANDS® Massage	Yes	No
Naturopathy	Yes	No
Neuro-Linguistic Programming (NLP)	Yes	No
Neuromuscular Therapy	Yes	No
Neurostructural Integration Technique	Yes	No
Numerology	Yes	No
Nutritional therapy/medicine	Yes	No
On Site Massage	Yes	No
Oncology Massage	Yes	No
Oracle Card Reading	Yes	No
Oriental Body Balance	Yes	No
Palmistry	Yes	No
Paranormal Practitioner	Yes	No
Parts Therapy*	Yes	No
Pendulum Dowsing	Yes	No
Phytobiophysics	Yes	No
Phytotherapy	Yes	No
Play Therapy*	Yes	No
Polarity Therapy	Yes	No
Posture Analysis	Yes	No
Pranic Healing	Yes	No
Pregnancy Massage*	Yes	No
Pregnancy Reflexology*	Yes	No
Psych-K*	Yes	No
Psychic Readings	Yes	No
Psychic Surgery	Yes	No
Psychobiology	Yes	No
Psychometric Assessment	Yes	No
Psychosynthesis	Yes	No
Pulsing	Yes	No
Qi Gong (Non Contact)	Yes	No
Quantum-Touch	Yes	No
Radionics	Yes	No
Rahanni Celestial Healing	Yes	No
Re-birthing Breathwork	Yes	No
Reality Therapy	Yes	No
Reconnective Healing	Yes	No
Reference Point Therapy (RPT)	Yes	No
Reflective Repatterning	Yes	No
Reflexology	Yes	No
Reiki	Yes	No
Relaxation Therapy	Yes	No
Remedial & Sports Massage	Yes	No
Reverse Therapy	Yes	No
Rolfing	Yes	No
Rossiter Method	Yes	No
Runes	Yes	No
Scenar Therapy	Yes	No
Seated Acupressure	Yes	No
Seated Meridian Massage	Yes	No
Sedona Method	Yes	No
Seichem	Yes	No
Seiki	Yes	No
Shamanic Healing*	Yes	No
Shen Therapy	Yes	No
Shiatsu	Yes	No
Skeletal Balancing	Yes	No
Smoking Cessation Therapy*	Yes	No
Soul Plan Reading	Yes	No
Sound Healing / Therapy	Yes	No
Speech and Language Therapy	Yes	No
Spiritual Healing*	Yes	No
Spiritual coaching*	Yes	No
Sports Therapist*	Yes	No
Stress Management	Yes	No
Swedish Massage	Yes	No
Systematic Kinesiology	Yes	No
Tai Chi Instructor (Non-Combat)*	Yes	No
Tapas Acupressure Techniques (TAT)	Yes	No
Tarot Card Reading	Yes	No
Tatty Bumpkin	Yes	No
Tea Leaf Reading/Tasseography	Yes	No
Terra-Mai Reiki/Seichem	Yes	No
Thai Foot Massage*	Yes	No
Thai Massage	Yes	No
Thai Yoga Massage	Yes	No
The ‘M’ Technique	Yes	No
The Trager Approach®	Yes	No
Thermal Palms	Yes	No
Theta Healing	Yes	No
Thought Field Therapy	Yes	No
Time Line Therapy	Yes	No
Touch For Health	Yes	No
Trager Therapy	Yes	No
Trigger Point Therapy	Yes	No
Tui Na Massage	Yes	No
Tuning Fork Therapy	Yes	No
Ultrasound therapy	Yes	No
Vibrational Medicine	Yes	No
Vibrillian	Yes	No
Vibromuscular Harmonization Technique (VHT)	Yes	No
Visualisation	Yes	No
Warm Bamboo Massage	Yes	No
Weight Loss Consultant*	Yes	No
Whole Food Therapy	Yes	No
Wholistic Hybrid of EMDR and EFT (WHEE)	Yes	No
Working Coach utilizing the work of Louise Hay	Yes	No
Workshop Leader utilizing the work of Louise Hay	Yes	No
Yoga Teaching/Therapy	Yes	No
Zdenko Domancic Bioenergy Therapy	Yes	No
Zero Balancing	Yes	No
Zone Therapy	Yes	No

* Additional terms apply. Full details available during the quote process.

Homeopath

Descriptions of cover	Automatic	Optional
Acupressure	Yes	No
Acupuncture*	No	Yes
Alexander Technique	Yes	No
Aromatherapy	Yes	No
Auricular Acupuncture*	No	Yes
Ayurveda	Yes	No
Baby Massage Instructor*	Yes	No
Bach and Australian Bush Flower Remedies	Yes	No
Colonic Hydrotherapy*	No	Yes
Colour Therapy	Yes	No
Craniosacral Therapy	Yes	No
Crystal Healing /Therapy	Yes	No
Cupping*	No	Yes
Flower Essence Therapy	Yes	No
Healing	Yes	No
Herbalism (Western)	Yes	No
Homeopathy	Yes	No
Hopi Ear Candles	Yes	No
Hypnotherapy*	Yes	No
Iridology	Yes	No
Kinesiology	Yes	No
Light Touch Therapy	Yes	No
Magnetic Therapy	Yes	No
Massage	Yes	No
Moxibustion*	No	Yes
Nutritional Therapy/Medicine	Yes	No
Reflexology	Yes	No
Reiki	Yes	No
Shiatsu	Yes	No
Thai Massage	Yes	No
Yoga Teaching/Therapy	Yes	No

* Additional terms apply. Full details available during the quote process.

Nutritional Therapist

Descriptions of cover	Automatic	Optional
Diet and Nutrition Advice	Yes	No
Healthy Eating Advice*	Yes	No
Nutritional Therapy/Medicine	Yes	No
Vitamin Therapy	Yes	No
Weight Management Consultant*	Yes	No
Whole Food Therapy	Yes	No

* Additional terms apply. Full details available during the quote process.

Why Choose Holistic Gold

With more than 40 years experience in the holistic and complementary therapy sector, Holistic Gold understands your business and has put together insurance packages which offer all the covers you may need. We understand the specific risks faced by holistic therapists and offer unparalleled expertise.

Tailored insurance policies

One-size does not fit all! There are so many different holistic and complementary therapies that a generic policy just will not do. You need to be sure that you are covered correctly and your insurer understands the therapies you undertake. From hands-on treatments to holistic therapies, no two businesses are the same. Whether you work from home, work on a mobile basis, rent a room in a treatment centre or own your own practice, we can tailor coverage to meet your own unique circumstances.

Outstanding claims service

The true test of an insurance policy is when you need to make a claim. At Holistic Gold we pride ourselves on offering an excellent level of service and supporting you every step of the way. Throughout the entire claims journey our expert advisors are on hand to help. We will defend you against false allegations of wrongdoing and settle any valid claims promptly and fairly.

Comprehensive cover at competitive prices

Great quality protection should not cost the earth! Our expertise in the sector and our customer volumes mean that we can negotiate excellent rates with insurers and you only pay for the cover you actually need. Our insurance packages start from just £47.04 per year, providing all the protection you need, from a name you can trust, at a low price.

Immediate cover and instant documents

Our online quote tool allows you to quote and buy your insurance 24-7. That’s instant cover, instant documents and instant insurance protection. Whether you’ve just been invited to participate in an event, need to renew your cover before a treatment or are just launching your holistic business, you can obtain comprehensive protection in minutes.

Which type of Holistic Gold policy do I need?

Finding the right policy type is crucial for ensuring you have appropriate coverage without paying for protection you don’t need. Our interactive policy chooser helps identify the perfect fit for your holistic & complementary therapist business.

Are you a Student?

Yes

« back

Based on the information provided we would suggest our Student policy.

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Do you own or manage a clinic or business premises that allows access to the public (excluding clinics based at home)?

Yes

« back

Based on the information provided we would suggest our Complete Salon/Business Package to correctly insure your public liability.

Get a quote

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Are you employed by a clinic or business owner?

Yes

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Their insurance should cover you as an employee so based on the information provided we would only suggest our Freelance/Mobile/Self-Employed policy if you do your own private work.

Get a quote

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Do you rent a space in a clinic or work on a freelance or mobile basis in the holistic sector?

Yes

« back

Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

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Do customers visit you at home for their therapy or treatment?

Yes

« back

Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy and include our “Business at Home” extension.

Get a quote

« back

Based on the information provided we would suggest our Freelance/Mobile/Self-Employed policy which will cover you to work anywhere in the UK.

Get a quote

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FAQs

Holistic & Complementary Therapist Insurance FAQs

What is holistic & complementary therapy?

Holistic & complementary therapies differ from conventional treatments: they consider the whole person’s being, including their mind, body and spirit, rather than concentrating on individual symptoms.

Therapists may use a range of treatments to improve the health and wellbeing of a client. This might be through relaxation, visual imagery and other bodywork methods like yoga, therapeutic touch and Reiki. It can be hugely beneficial for issues such as addiction, depression, and anxiety.

Do holistic & complementary therapists need insurance?

As a holistic therapist you’ll face multiple risks at work, so insurance is essential in order to protect your business from reputational and financial damage. While you might think your activities are safe, accidents happen, which is why a policy will be a blessing in the future should anything go wrong.

For example, if you offer massage therapy, which requires close, personal contact, having the right insurance will protect you from any lawsuits that occur from accidental injury to a client. Overall, holistic & complementary insurance covers you if a customer makes a compensation claim against you.

How much is complementary therapist insurance?

The cost of your complementary therapist insurance depends on the type of treatments you offer and the cover you need. For public liability and malpractice insurance (the most important covers), Salon Gold’s prices start from just £52.04 per year. However, this will increase if you carry out more advanced treatments or decide you require more covers, such as stock and equipment, financial loss and personal accident insurance.

Do I need to keep client records as a complementary therapist?

Keeping client records is important as it allows you to stay up-to-date with the previous treatments and issues your customers may have had. Not only will this give returning customers a sense of confidence, it will also be invaluable if someone makes a claim against you regarding your practices. Such information will provide a strong defence if necessary. Learn more about keeping client records as a complementary therapist below:

Our Holistic & Complementary Therapist Cover

For Mobile & Freelance

If you work mobile or freelance in the Holistic & Complementary Therapist sector, our specialist policies provide all the cover you need at some of the best prices around.

Freelance covers

Our Holistic & Complementary Therapist treatments

The Holistic Gold policy will provide cover for a wide range of treatments as standard providing all treatments are carried out by a trained and qualified operative.

Treatment page

For Holistic Centres

Do you own or lease a Holistic Therapy Centre or Practice? Our Therapy Centre insurance packages provide some of the widest covers available.

Therapy Centre covers

“Will qualifications affect my insurance?”

Talking about qualifications when trying to buy insurance for your business can be a bit daunting, but it doesn’t have to be! Here at Salon Gold, we know that there is often a lot of uncertainty over what qualifications you’ll need to be covered, so we’ve compiled all the information you’ll need to know in this handy guide

Learn more

Teacher or student cover

Do you train other professionals to become instructors in your chosen activity? Our Teacher Training insurance is an optional cover. Just add it to any of our freelance hairdresser, beauty, holistic or health & fitness policies. And we offer student insurance — at special student rates!

Teacher cover Student cover

Ready to secure your Holistic & Complementary Therapist business with comprehensive insurance?

Get your instant quote today and receive immediate coverage tailored to your specific needs. Our holistic & complementary therapist insurance starts from just £47.04 per year, providing peace of mind at an affordable price.

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This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s).

© Copyright 2026 Salon Gold | Salon Gold, Holistic Gold, Counselling Gold, Fitness Gold and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register. Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.

Holistic & Complementary Therapist Insurance

Premium Holistic Therapy Insurance At Affordable Rates

Quick Links:

Protecting Your Business, Equipment, and Clients with Flexible Coverage Options

Why choose Holistic Gold Holistic & Complementary Therapist Insurance?

Popular inHolistic & Complementary

Acupuncture Insurance

Tarot Card Reading Insurance

Aromatherapy Insurance

Ayurveda Insurance

Business Coach Insurance

Crystal Healing / Therapy Insurance

Cupping Insurance

Healing Insurance

Homeopathy Insurance

Hypnotherapy Insurance

Nutritional Therapist Insurance

Reiki Insurance

Sports Therapist Insurance

What Does Our Holistic & Complementary Therapist Insurance Cover?

£3m Public Liability

£3m Products Liability

£3m Malpractice Cover

£10k Financial Loss Cover

Additional Holistic & Complementary Therapist Insurance Options

Why do you need Holistic & Complementary Therapist insurance?

Holistic & Complementary Therapy Insurance

Treatments

Holistic Therapist

Homeopath

Nutritional Therapist

Why Choose Holistic Gold

Tailored insurance policies

Outstanding claims service

Comprehensive cover at competitive prices

Immediate cover and instant documents

Which type of Holistic Gold policy do I need?

FAQs

Holistic & Complementary Therapist Insurance FAQs

What is holistic & complementary therapy?

Do holistic & complementary therapists need insurance?

How much is complementary therapist insurance?

Do I need to keep client records as a complementary therapist?

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Our Holistic & Complementary Therapist Cover

For Mobile & Freelance