Expert cover for beauty, hair, holistic, health and fitness professionals. Explore insurance designed for salons, clinics, gyms, spas and mobile or freelance therapists.
Get a QuoteBeauty insurance is specialist cover for anyone who carries out beauty treatments, whether you run a salon, work from home, or travel to your clients. At its core it protects you against the claims that come with hands-on work: a client reacting to a treatment, someone injured on your premises, or a product that causes harm. The right policy combines public liability, products liability and treatment risk cover, so one accident doesn’t put everything at risk.
At Salon Gold, we’ve been protecting businesses like yours for over 40 years, with policies tailor-made for the beauty industry. Get a quote online in minutes, or call us on 020 8655 0444.
If your work involves treating clients, you need cover. That takes in beauticians and therapists offering facials, waxing, lashes and nails; salon owners responsible for staff and premises; and self-employed, mobile and freelance professionals working in clients’ homes or renting a chair. Each works differently, so cover is tailored to how and where you operate. Our hair and beauty insurance range covers the full spectrum. Whatever your setup, a specialist policy is built around your treatments, not a generic template.
We cover different sectors including the hair and beauty sector, health & fitness, counselling & coaching and holistic & complementary therapy. We also cover teachers and students.
Freelance HubWe offer great value insurance to all types of salons. Choose your salon type below to find out more about our comprehensive insurance packages.
Salons HubInsurance provided by a Standard & Poor’s A (Strong) rated insurer.
We’ve been working with businesses like yours for over 40 years.
Tailor-made insurance policies, made for specialists, by specialists.
We offer some of the most comprehensive insurance policies in the hairdressing, beauty, holistic, health & fitness and counselling sectors.
Specialising in salons and fixed premises, as well as mobile and freelance businesses, Salon Gold insurance has been trusted for over 40 years, with prices you won’t find on a comparison site!
The automatic covers in our policies include everything you will need to ensure the dream you’ve worked so hard for is secure. But we also offer a range of optional covers that might be suited to your business’s needs — at competitive rates.
Whether you’re looking for comprehensive beauty insurance, or specialist hairdressing insurance, Salon Gold is here to deliver an affordable, reliable service.
Explore our covers in our covers hub or get a quick online quote now!
Covers HubEvery business is different, so we build each policy around the treatments you offer and the way you work. The covers below come as standard or as options across our range:
Beyond the essentials, you can add business interruption, buildings, legal expenses, money and personal accident cover, so your policy grows with your business rather than leaving gaps. Not sure what you need? Our team will talk it through with you: no jargon, no hard sell.
Most of it isn’t, with one big exception: employers’ liability insurance is required by law as soon as you take on staff, even part-time or casual. Public liability cover and treatment insurance are technically optional. But many landlords, councils and booking platforms ask for proof of cover, and without it any compensation a client wins comes out of your own pocket.
Most beauticians need public liability, products liability and treatment risk cover as a minimum, because these handle the everyday risks of treating clients and using products. Anyone with staff also needs employers’ liability by law, and salon owners should add cover for premises, stock and contents. We build these into one policy so nothing is missed.
A reputable beautician will happily show their certificate of insurance, which sets out their insurer, cover levels and the treatments included. If you insure with Salon Gold, your policy documents are available through your account whenever you need them, so you can reassure clients and meet the requirements of landlords or venues. It’s worth keeping proof of cover to hand, as more clients now ask for it.
The biggest factors are the treatments you offer, whether you employ anyone, the value of your equipment and stock, and the cover levels you pick. Be careful comparing on price alone: a cheap general business policy often excludes treatment liability, which is the cover a beauty business is most likely to need.
Start with your treatment list and how you work, then make sure every treatment you offer is covered at a sensible level, including any advanced or aesthetic procedures. Check the public liability limit meets what venues and landlords ask for, and add employers’ liability if you have staff. If you’re unsure, tell us what you do and we’ll tailor the cover for you.
Join 47,000+ hair, beauty and holistic professionals who trust Salon Gold to protect what they’ve built. Get a quote online in minutes, or talk it through with a specialist on 020 8655 0444, Monday to Friday, 9am to 5pm.
