Nail Insurance for the Mobile Nail Technician
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Liability Insurance for Mobile Nail Technicians Explained
If you’re looking for freelance or mobile insurance for nail technicians, our liability policy will give you the protection you need. Whether you work on a mobile basis or as a freelance nail technician within a salon, our policy will cover you perfectly. This specialist insurance that nail technicians can rely on is arranged via Lloyds of London – a name you can trust
How Much Does Nail Technician Liability Insurance Cost?
You will find that our nail technician liability policies are extremely competitive! We have specialised in beauty and nail insurance for over 25 years and because we insure many thousands of mobile nail technicians and therapists, we have access to very competitive rates. So we are able to offer you insurance cover you can trust for a surprisingly low price.
The cost for a year’s cover is £38.16 if you buy online.
If you prefer to speak to a person in order to buy your freelance or mobile hair insurance, just phone us and one of our insurance consultants will be happy to do everything for you for an administration charge of £20.
YOU WILL AUTOMATICALLY GET PUBLIC, PRODUCTS AND TREATMENT RISK LIABILITY COVER*
THERE ARE 2 OPTIONAL COVERS THAT YOU CAN ADD IF YOU NEED THEM:
1) Employers Liability £79.50
You will need this cover if you employ staff. This premium is for up to 5 people including any
2) Stock /equipment cover*
£1,000 cover £31.80
£2,000 cover £53.00
£3,000 cover £79.50
£4,000 cover £106.00
£5,000 cover £137.80
All premiums shown include Insurance Premium Tax (IPT) at 6%
In addition to the premiums detailed above, a transaction fee of £3.00 will be added to all orders to cover increasing bank and credit card charges.
What Mobile Or Freelance Cover Do I Need And Why?
Your nail business is a low risk business compared to some other trades and professions but from time to time problems can occur – no matter how careful you are – and you need to protect yourself and your business against this possibility. In today’s society, people are becoming increasingly likely to take legal proceedngs for compensation. Substantial amounts of money are sometimes claimed for minor amounts of damage, with legal costs added as well. Our Salon Gold Freelance policy for nail technicians offers a low cost safety net. Read more about what our cover includes
How Much Cover Will My Mobile Nail Technician Policy Give Me?
|Public and Products Liability:||£2 million (can be increased to £5 million)|
|Professional Treatment Risk Liability:||£2 million|
|Employers Liability (optional):||£10 million|
|Stock/property in transit (optional):||Up to £5,000 can be selected in £1,000 multiples|
Click HERE to download our terms of business as a PDF document
Click HERE to download the freelance and mobile policy summary as a PDF document
Click HERE to download the full freelance and mobile insurance policy wording as a PDF document
We confirm that this policy meets the demands and needs for insurance cover against the normal liability risks of a freelance or mobile nail technician.
* Please note that the Public and Products Liability cover includes an excess of £50 in respect of damage to third party property. The Stock/equipment cover excludes theft from an unattended vehicle and there is an excess of £100 each and every loss. The maximum limit is £250 for any one item.