Mobile And Freelance Hairdressing Liability Insurance
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Your Mobile or Freelance Hairdresser Insurance Explained
If you’re looking for freelance hairdressing insurance or mobile hairdressing insurance, our liability policy will give you the protection you need. Whether you work on a mobile basis or as a freelance hairdresser within a salon, our policy will cover you perfectly. This specialist insurance that hairdressers can rely on is arranged via Lloyds of London – a name you can trust.
How Much Does Freelance Or Mobile Hair Insurance Cost?
You will find that our hairdressing liability policies are extremely competitive! We have specialised in hairdressing insurance for over 25 years and because we insure many thousands of freelance and mobile hairdressers, we have access to very competitive rates. So we are able to offer you insurance cover you can trust for a surprisingly low price.
The cost for a year’s cover is £41.34 if you buy online.
If you prefer to speak to a person in order to buy your freelance or mobile hair insurance, just phone us and one of our insurance consultants will be happy to do everything for you for a small administration charge.
➢ YOU WILL AUTOMATICALLY GET PUBLIC, PRODUCTS AND TREATMENT RISK
LIABILITY COVER
➢ THERE ARE 2 OPTIONAL COVERS THAT YOU CAN ADD IF YOU NEED THEM:
1) Employers Liability £79.50
You will need this cover if you employ staff. This premium is for up to 5 people including any
working partners.
2) Stock /equipment cover
£1,000 cover £31.80
£2,000 cover £53.00
£3,000 cover £79.50
£4,000 cover £106.00
£5,000 cover £137.80
All premiums shown include Insurance Premium Tax (IPT) at 6%
In addition to the premiums detailed above, a transaction fee of £2.00 will be added to all orders to cover increasing bank and credit card charges.
What Freelance Or Mobile Hairdressing Insurance Do I Need And Why?
You may think that your hairdressing business is low risk and compared to some other trades and professions, it probably is. But situations can arise that are outside your control and you need to protect yourself and your business against these possibilities. Sometimes self employed professionals think twice about paying for insurance but in the event of a claim, the premium would probably be a small fraction of the costs for a legal defence or settlement . In some cases, a small business may not be able to survive the costs of a claim. Read more about what our cover includes
How Much Cover Will My Freelance Or Mobile Hairdressing Policy Give Me?
| Public and Products Liability: | £2 million (can be increased to £5 million) |
| Professional Treatment Risk Liability: | £2 million |
| Employers Liability (optional): | £10 million |
| Stock/property in transit (optional): | Up to £5,000 can be selected in £1,000 multiples |
Click HERE to download our terms of business as a PDF document
Click HERE to download the freelance and mobile policy summary as a PDF document
Click HERE to download the full freelance and mobile insurance policy wording as a PDF document
We confirm that this policy meets the demands and needs for insurance cover against the normal liability risks of a freelance or mobile hairdresser, barber or trichologist.
