| The Problems
So many of our clients keep asking us questions like:
- "What could I do if one of my stylists left and opened a salon down the road or offered my clients a private service?"
- "Can I get help to pay my legal costs if I sacked a member of staff and they took me to the Industrial Tribunal?"
- "Where can I access employment or legal advice?"
- "What happens if I or one of my staff have to attend for jury service?"
The Solution
- The SALON GOLD LEGAL PROTECTION POLICY; created especially for you to help with these kinds of problems 24 hours a day, every day of the year.
- INSTANT access by phone to a team of legal, taxation, employment and counselling professionals.
- ACCESS via the web to our BusinessCare manual which provides information and guidance on the many matters (legal and otherwise) that can affect a business.
- Access to our COMMERCIAL PROPERTY ASSISTANCE team with a 24/7 helpline providing a fast and cost effective solution to unexpected incidents that affect the salon itself and services within the salon.
- Backed up with our unique LEGAL EXPENSES insurance policy providing you with the cover to pay those professional costs and expenses you may incur.
Why Choose Salon Gold Legal Protection?
- HELP when you need it, 24 hours a day
- SAVE MONEY – no need to employ highly paid professionals or pay solicitors’ hourly rates
- EASY TO ARRANGE – no forms to complete
- Access to LEGAL ADVISERS via telephone or online
- LOW COST – less than 21p per day!
- Cover for EMPLOYMENT disputes
- RADIUS CLAUSE COVER – take action against employees leaving and setting up a salon nearby or offering a private service
- Cover for TAX/VAT investigations
- Designed for the HAIR & BEAUTY industry
- Comprehensive cover for your LEGAL COSTS in pursuing or defending a legal action
Insurance Protection
Our SALON GOLD LEGAL PROTECTION POLICY has been designed specifically for those in the hairdressing and beauty industry and provides some excellent covers as standard.
| SECTION OF COVER |
FEATURES |
|
| Employment |
Defence of employment disputes
Pursuit of rights against a former employee |
| Prosecution |
Cost of defending criminal actions |
| Taxation |
Pursuit & defence of property disputes
Leasehold disputes |
| Data Protection |
Accountancy & legal costs in the event of an enquiry by H M Revenue & Customs |
| Contract |
Pursuit & defence of disputes with customers |
| Statutory Licence |
Representations to the registration authority |
| Bodily Injury |
Pursuit of damages in the event of death or bodily injury |
| Breach of Environmental Obligations |
Defence costs following breach of obligations regarding recycling and disposal of business waste |
| Energy Performance of Buildings Directive |
Defence costs arising from a breach of this regulation |
| Jury Service Allowance |
Compensation for jury service attendance |
Help when you need it
Our SALON GOLD LEGAL PROTECTION POLICY includes access to the following excellent services 24 hours a day, 365 days a year
| BusinessCare |
Dedicated website providing advice and guidance on legal and other matters. Facility to download legal documents. |
|
| Legal Advice Line |
Dedicated helpline with access to legal professionals able to give confidential advice and guidance. |
| Euroline |
Confidential advice and guidance in the event of legal difficulties with suppliers or customers in the European Union. |
| Greenline |
Advice and guidance on green issues such as emissions, energy efficiency, waste disposal and recycling and legal advice on any alleged breach of environmental law. |
| Counselling |
Access to a confidential telephone counselling service for your staff. |
| Property Assistance |
Access to a contractor (at your own cost) day or night in the event that you need emergency assistance at the salon. |
Easy to Arrange
IT COULDN’T BE EASIER, there are no forms to complete and we will send you your Certificate and policy wording giving you INSTANT COVER.
Further Information
If you have any questions or would like to discuss the product in more detail, one of our friendly consultants would be happy to help.
Alternatively, further information can be found in the Policy Summary and Policy Wording which can be downloaded by clicking the links below.
Salon Gold Legal Protection Policy Summary
Salon Gold Legal Protection Policy Wording
The Salon Gold Legal Protection Policy is administered by FirstAssist Insurance Services Limited and underwritten by Great Lakes Reinsurance (UK) PLC
The NEW Salon Gold Legal Protection policy was launched on 1st April 2010. If you have a Salon Gold Legal Expenses policy which started before 1st April 2010, please refer to your policy documentation for full details of covers and limits provided
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