When you need insurance for your salon or freelance business, you can depend on our experience and reputation to find the policy that best fits your situation.

We've been supporting hairdressing, beauty and holistic professionals for
over 25 years

Salon Gold Insurance Cover

Hairdressing, Holistic, Beauty and Health & Fitness Insurance – Mobile and Freelance

When you’re looking for freelance and mobile insurance for your beauty, holistic or hairdressing business, we can save you time and money. You want the best deal on price but without cutting corners on your insurance cover and risking your future. That’s what we’re here for.

Get your quote and cover in less than 3 minutes and we’ll email your insurance documents to you. It couldn’t be easier!

The Mobile or Freelance Policy That’s Right For You

If you are self-employed in the holistic, hairdressing, beauty, or health and fitness fields, our liability policy will give you the protection you need. If you work on a mobile basis or freelance in a salon, our policy will cover you perfectly. Our specialist insurance you can rely on is arranged via Lloyds of London – a name you can trust.

We insure most occupations, from hairdresser to yoga teacher; from beauty or complementary therapist to personal trainer. Whether you’re a nail technician or acupuncturist, whether you do face painting or counselling, we’ve got you covered! Click here to see the professions we cover under our mobile and freelance policy.

How Much Will My Insurance Cost?

You will find that our liability policies for hair, beauty and health & fitness are extremely competitive! We have specialised in this type of insurance for many years and because we insure many thousands of freelance and mobile professionals, we have access to very competitive rates – starting at less than £40 per year. So get your quote now and see how much we can save you whilst also giving you solid insurance protection.

What Insurance Cover Do I Need And Why?

As a freelance or mobile holistic, hairdressing, or beauty professional, you have a duty of care to your clients, the general public and any staff you may have. If you fail to observe this duty of care then you could be faced with a claim for financial compensation.

We live in a society in which people are becoming more and more likely to take legal proceedings for compensation and the incidence of claims against professionals in the hairdressing, beauty, health and fitness sectors is on the increase. Nowadays it’s not uncommon for large compensation claims to be made for minor damages, with substantial legal fees added as well.

How Much Cover Will My Freelance Policy Give Me?

Our Salon Gold policy for freelance and mobile professionals working in beauty therapy, holistic therapy, counselling and hairdressing will give you the covers listed below, Click on each one to read about them.


  • Public Liability – £3 million or £5 million
  • Products Liability – £3 million or £5 million
  • Treatment Risk – £3 million OR Malpractice – £3 million or £5 million
  • Financial Loss – £10,000 or £50,000


  • Employers Liability
  • Money
  • Legal Expenses
  • Personal Accident for hands
  • Stock/Equipment
  • Individual Personal Accident (& Sickness) – Separate Policy. Click here for further information

Teacher and Student Insurance

If you require cover for teaching, you can add this option when you get your quote.

If you are a student, we can arrange cover for you too. Just confirm you are a student on the online form when you get your quote, or read more on our student cover page.